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The New “What did you do with your Z today” (with off topic replies) XXXIX

Originally Posted by Rusty Talking with middle stepson over the weekend. He a region manger for a credit union out west. He deals with auto loans mostly. What he said

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Old 05-03-2021, 08:24 AM   #7081 (permalink)
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Talking with middle stepson over the weekend. He a region manger for a credit union out west. He deals with auto loans mostly. What he said is that new vehicles are hard to get. And that is driving the prices way up on used cars. He then said that once new cars start to come in. The use car prices will come back down. BUT doesn't know when that will happen.
I've got a Credit Karma account, for what they are worth. It's fun to watch, but I don't take much stock in their numbers.

Anywho, since they see my car loan, they report to me every month that my Z has gone down in value, never mind the fact they don't ask how much I do or don't drive it. I looked last week, and they said the 'value' of my Z has gone up about $1500.... Like I said, I don't take much stock in their 'guesstimates', it's kinda like the weather guessers....
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Old 05-03-2021, 08:39 AM   #7082 (permalink)
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Old 05-03-2021, 08:48 AM   #7083 (permalink)
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I've got a Credit Karma account, for what they are worth. It's fun to watch, but I don't take much stock in their numbers.

Anywho, since they see my car loan, they report to me every month that my Z has gone down in value, never mind the fact they don't ask how much I do or don't drive it. I looked last week, and they said the 'value' of my Z has gone up about $1500.... Like I said, I don't take much stock in their 'guesstimates', it's kinda like the weather guessers....
Remember that dealers will bottom dollar you on trade in. But will try to sell it for everything they can get out of it.
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Old 05-03-2021, 08:55 AM   #7084 (permalink)
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So early last week the deal on my dad’s house fell through. I interviewed 3 Realtors raised the price 50k, put the house on the market Thursday evening and had 5 showings on Friday, was given an offer 10k over asking and signed the deal on Saturday morning This is a solid offer, no inspection except for well and septic, close in30 days, and he’s pre- approved for 100k over the sale price. Things in the real estate market are going crazy around here!
Forgot to mention, we also had to cancel 7 other showings!
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Old 05-03-2021, 08:57 AM   #7085 (permalink)
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So early last week the deal on my dad’s house fell through. I interviewed 3 Realtors raised the price 50k, put the house on the market Thursday evening and had 5 showings on Friday, was given an offer 10k over asking and signed the deal on Saturday morning This is a solid offer, no inspection except for well and septic, close in30 days, and he’s pre- approved for 100k over the sale price. Things in the real estate market are going crazy around here!
Wow! That's amazing! So glad to hear this worked out better for you than expected.
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Old 05-03-2021, 09:34 AM   #7086 (permalink)
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So early last week the deal on my dad’s house fell through. I interviewed 3 Realtors raised the price 50k, put the house on the market Thursday evening and had 5 showings on Friday, was given an offer 10k over asking and signed the deal on Saturday morning This is a solid offer, no inspection except for well and septic, close in30 days, and he’s pre- approved for 100k over the sale price. Things in the real estate market are going crazy around here!
Forgot to mention, we also had to cancel 7 other showings!
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Wow! That's amazing! So glad to hear this worked out better for you than expected.
That's what is happening around here, houses go on the market, showings on Saturday & Sunday, with no offers accepted until 5 pm on Sunday. House usually goes under contract for 40-50K over ask. It's a damn bidding war.... I could probably sell mine right now for $75K over what I paid for it, but then I'd be in the middle of this silliness trying to find another place. No thanks...
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Old 05-03-2021, 10:24 AM   #7087 (permalink)
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So early last week the deal on my dad’s house fell through. I interviewed 3 Realtors raised the price 50k, put the house on the market Thursday evening and had 5 showings on Friday, was given an offer 10k over asking and signed the deal on Saturday morning This is a solid offer, no inspection except for well and septic, close in30 days, and he’s pre- approved for 100k over the sale price. Things in the real estate market are going crazy around here!
Forgot to mention, we also had to cancel 7 other showings!
Nice... I bet you are glad
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Old 05-03-2021, 10:43 AM   #7088 (permalink)
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Hey gang

Z has a bunch of water in it

Looks like the evidence trail is pointing to the windshield replacement I complemented Safelite on back in Aug 2017
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Old 05-03-2021, 10:58 AM   #7089 (permalink)
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Hey gang

Z has a bunch of water in it

Looks like the evidence trail is pointing to the windshield replacement I complemented Safelite on back in Aug 2017
No bueno....
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Old 05-03-2021, 11:14 AM   #7090 (permalink)
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No bueno....
Safelite warranty replacement scheduled for Friday. Haven't been able to talk to anyone but going to try and force them to pay to fix all my electrical gremlins as well.
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Old 05-03-2021, 12:10 PM   #7091 (permalink)
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Doctors, bankers, lawyers and insurance people all in one day.

Ohh and F Casey's General stores

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Old 05-03-2021, 12:25 PM   #7092 (permalink)
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Doctors, bankers, lawyers and insurance people all in one day.

Ohh and F Casey's General stores

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Make sure you get a commitment for a check for face value and not some bs 'annual payment'. Insurance companies love to screw people on death claims, they will tell you that they can only pay 'annual payments' of 'dividends', especially on whole life policies. That 'savings account' is over-payment of premium and is your money. You are entitled to both, the face & the 'savings'. Read the policy closely, chances are the agent screwed your dad on how the policy pays out.
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Old 05-03-2021, 12:53 PM   #7093 (permalink)
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Make sure you get a commitment for a check for face value and not some bs 'annual payment'. Insurance companies love to screw people on death claims, they will tell you that they can only pay 'annual payments' of 'dividends', especially on whole life policies. That 'savings account' is over-payment of premium and is your money. You are entitled to both, the face & the 'savings'. Read the policy closely, chances are the agent screwed your dad on how the policy pays out.
That is the next stop. It is set up just like his wifes was. Payable on death. They got these policies together and she passed 4 years ago. So there should be no worries.

We are waiting for the money to go to the funeral home and then they will hand up 2 checks for equal amounts of the remainder.

But in the mean time I have a truck 3 boats and a Harley to sell and cash out his retirement plus something else.

And I'm having my will drawn up in the next few weeks.

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Old 05-03-2021, 05:10 PM   #7094 (permalink)
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Not sure if anyone recalls me posting that the Toyota Dealership called me last week and gave me a deposit back for an ordered vehicle that they decided to cancel due to lack of micro chips....

Well I was speaking with a friend in Wilmington NC last night who has (had) a new Bronco on order. He said Ford just gave him a deposit back also. Cancelling his order for him..

I guess if new car production slows, used car prices will be going up...
Good news! Your friend just dodged a bullet

I mean, he almost got stuck with a Ford wronco.

Jeeps rule, wroncos drool. (Fix or repair daily).
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Old 05-03-2021, 05:19 PM   #7095 (permalink)
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Ah, if only it were roads. A lot of that is going to expanding 'home healthcare workers' aka family members of the elderly. And guess what! In many states that's a unionized job.

So the unions negotiate with the lawmakers who are funding home health care with medicare. I see no issues with the total lack of checks and balances there.
I don’t disagree with you as far as the unions fleecing Medicare unfairly on this issue.

BUT, there is an elderly/disabled home care crisis already starting and as the boomers get older, every year it’s getting worse.

Nursing homes are a institutionalized legal torture chamber, I and most of y’all probably agree that I’d rather die than end up in one.

The dignified answer that maintains a person’s maximum freedom and mobility in old age is home healthcare workers so you can live out your days in peace and dignity in your own house.

We desperately need investment in this country in this aspect of health care. I’m not saying this proposal by Biden is the perfect or even right answe but something needs to start happening on this issue.

Plus, it will create a lot of decent blue collar jobs.

Bottom line, we are ALL going to need this help at some point in the future, this is future proofing our own quality of life at the point in our lives where we will be the most vulnerable.
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