My wife said no!

Inspector71

Thanks a million. I had the terms wrong. Maybe its because I am beat from fighting some kind of sinus deal. Anyway, it is McCarthy Nissan in Blue Springs Missouri, it is the base model with the spoiler. No other options (kind of a cheap radio too), six speed, and fast. The color is red and interior charcoal? Thanks for the help. I sure wish I had the car.

Inspector71

I am going to owe all of you big time. The sales guy was saying 35K which is 2 grand more than you came up with. They also said 8.3% on the loan. I wonder how much difference it would make on the payment if they lowered the price by 2 grand, maybe $25?

I went on the Fusz website. They have Z's but the cheapest one starts at 32K and they go up from there. How willing are they to "deal?"

Caravanshaka

check with penfed, they do 6 year loans for 4.25% or 4.75% I think, 5 year for 3.99%. Takes $25 to become a member and the loan app process is pretty easy online. I was approved in 10 mins and had the check overnighted and got my car the next day.

Then, if you have financing taken care of outside the dealer, you walk in and tell them you will sign today if they sell you the car for invoice, have them bring you the invoice paperwork to show they are truly giving you invoice. no negotiating payment terms with them, you know what you are actually paying for the car, and penfed will give you the monthly payment estimate.

go to New Cars, Used Cars, Car Reviews and Pricing - Edmunds.com and look up the Z and price it with options and you can compare exact MSRP and exact invoice. BTW, I forgot that number above doesn't have destination fee added in, so add that to the number as well.

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The first testicular guard, the "Cup," was used in Hockey in 1874 and the first helmet was used in 1974. That means it only took 100 years for men to realize that in order to work the penis, the brain must remain whole.

Inspector71

Sorry to pester you with so many questions, but if I get my own loan, how does the two trade ins work?