What did you do with your Z today V (ON TOPIC DISCUSSION ONLY)

djrelic

Little update:

Turned my car into the best collision shop around me. Did the estimate and supplemental as well. $15,000 for total parts/labor.

My insurance company did not total the car, they agreed to allow the repairs.

My question to you guys is this...

Have any of you had an accident where it was over $10K payout from an insurance company with a sports car? How much did your rates go up?

I am 27 years old, this is my first accident and Ive been with my insurance provider for over 7 years.

If I am in the grey area where I get the car back, and nothing has reported on the car fax yet, should I just immediately trade the car for another car? I looked up the PA laws, you do not need to disclose an accident, only a change in title if it was flooded, salavaged, or rebuilt.

Im looking at getting a truck again, lol.

let me know what you guys think.

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shawnski

most insurance companies as long as it is no frame damage or unibody damage and it is cosmetic damage ( PARTS AND PAINT) they will not total the car.. and i bet it won't cost them 15k either, they probably put alot of after market parts too.. good luck with getting all the lines and gaps even and nice paint job..

it will show on car fax when the job is done, and whoever you sell it to ( private buyer) will look at car fax and ask you about the damage and if i were you i will be honest about it.. trade it in dealership will probably cost 4-5k on trade in value of the car depends on how good of job bodyshop did..

Haboob

Don't tell them anything about it unless they ask specifically.

You don't have to disclose that information when selling privately - I didn't when I sold my SRT. Two accidents, minor frame damage on the first one (still drove and looked like new afterwards too).

Sold it to the kid w/o telling him that it had been in an accident or two previously, etc. If someone doesn't do their homework, it's on them really.

fzgood

Went to a funeral in the high desert for an old friend. Took a detour on the way home to cover Angeles Crest Highway. That road makes me appreciate the Z's stock setting so much. Perfect road for this car. High speed sweepers the entire way, no traffic because it's a weekday, just mountain air, fall leaves, the first bits of snow, sunlight piercing the foliage, the feel of the road on your fingertips, and g-forces pulling you around.

Perfect afternoon.

djrelic

Well in PA you do not need to disclose anything, unless the status of the titled has been changed over to salvaged, rebuilt, or the vehicle has flood damage. I was just worried about how quickly the carfax will reflect an accident on the vehicle.

The bodyshop I took it to is known for their work, and very carefully trained eye. They are taking care of many things on the vehicle as well that will make it look showroom new. It's just that the car will be at it's peak worth at that point looking brand new, and it's like do I trade it in or keep it. I will keep it if the carfax says it, I will trade it in if it doesn't. But then Im back at square one paying for my car payment terms.

When you got into accident with your SRT, how much did your rates go up?

__________________
Do you feel it.
Down in your plums.
Down in my plums

Haboob

They didn't go up at all, since I wasn't at fault for either of them.

The only time they went up was when they "re-evaluated the car" and called it a sports car and also found I had a ticket on my record (was going to be gone in like six months ).