Track Insurance?

240se · 03-31-2019, 10:07 AM

I just used Lockton for a HPDE, 19K coverage, 2K deductible, $150. I did enjoy the event more and was less stressed knowing I was covered as opposed the the last event I did without coverage.

I was on the fence about getting it and a coworker said "imagine the conversation with your wife if you total the Z and don't have any coverage." I realized goodwill toward my Motorsport activities would be mostly over if that happened.

FL 4Motion · 04-03-2019, 01:25 AM

Always. Lockton or ontrack. Better safe than sorry.

NLZN · 04-03-2019, 07:39 AM

If you actually read the entire Hagerty packet, there is a clause several pages in that states they won't cover damages caused by nuclear catastrophe.

Something to consider.

HapaZ · 04-03-2019, 09:09 AM

Quote:

Originally Posted by 240se

I just used Lockton for a HPDE, 19K coverage, 2K deductible, $150. I did enjoy the event more and was less stressed knowing I was covered as opposed the the last event I did without coverage.

I was on the fence about getting it and a coworker said "imagine the conversation with your wife if you total the Z and don't have any coverage." I realized goodwill toward my Motorsport activities would be mostly over if that happened.

Yeah that’s a really good point. If I wrecked and wasn’t covered I wouldn’t be going to a track event ever again either.

03-31-2019, 10:07 AM	#1 (permalink)
240se Enthusiast Member Join Date: Nov 2013 Location: VA Posts: 260 Drives: Gunmetal 12' Rep Power: 13	I just used Lockton for a HPDE, 19K coverage, 2K deductible, $150. I did enjoy the event more and was less stressed knowing I was covered as opposed the the last event I did without coverage. I was on the fence about getting it and a coworker said "imagine the conversation with your wife if you total the Z and don't have any coverage." I realized goodwill toward my Motorsport activities would be mostly over if that happened. Rusty and Brendan like this.

04-03-2019, 07:39 AM	#3 (permalink)
NLZN Base Member Join Date: Dec 2017 Location: Kentucky Posts: 53 Drives: 09 370z Sport Rep Power: 9	If you actually read the entire Hagerty packet, there is a clause several pages in that states they won't cover damages caused by nuclear catastrophe. Something to consider. __________________ Intake \| HFC's \| CBE \| Nismo 1.5 \| Suspension Stuff \| CMAK \| Ecutek \| 321 WHP

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Track Insurance?	Dsevast	Track / Autocross / Drifting / Dragstrip	12	05-21-2013 11:32 AM
track day event insurance plan?	sojirovskensi	Track / Autocross / Drifting / Dragstrip	7	11-19-2012 09:58 AM
Insurance	monkeyfist8	Nissan 370Z Pricing / Ordering Discussions	47	09-20-2012 09:04 PM
Car Insurance for Track Use	NismoJim	Track / Autocross / Drifting / Dragstrip	17	03-21-2011 07:43 PM
Insurance	evse82	Australia/New Zealand	21	09-08-2009 04:11 PM

04-03-2019, 01:25 AM	#2 (permalink)
FL 4Motion A True Z Fanatic Join Date: Feb 2009 Location: FL Posts: 4,776 Drives: Baby Shark Rep Power: 701617	Always. Lockton or ontrack. Better safe than sorry.