The Official FLORIDA Thread

[Huck]

So you basically got a wide body kit for free? This sucks man, I'm really sorry to see this. This is the reason I love being able to talk to my Po Hong to send a message, I don't have to worry about this happening as much.

I have to wonder, with that much damage do you think the insurance company will just total it? That sounds like too much damage to fix if the whole rear end frame is screwed.

Zdayz 2014!!

[LinPark]

Sick to my stomach over that - both Z's messed up in one accident! Take that guy to the cleaners - hope whatever he was texting was important enough to ruin someone else's day.

Hope you get it all worked out and just maybe it ends up better than before.

[FortuneLSX-TT]

Originally Posted by happytheman

Dddddaaaaaaaaammmmmmnnnnn!

So sorry to hear about this, man.

Keep us in the loop on the repairs. My shop is out of Daytona (Holly Hill actually). The Body Werks. They do good work, I've been pretty pleased with them.

Thanks for the link, they're I-Car certified so that's a big plus. I'll be checking them out on Monday.

Originally Posted by Huck

So you basically got a wide body kit for free? This sucks man, I'm really sorry to see this. This is the reason I love being able to talk to my Po Hong to send a message, I don't have to worry about this happening as much.

I have to wonder, with that much damage do you think the insurance company will just total it? That sounds like too much damage to fix if the whole rear end frame is screwed.

Zdayz 2014!!

Those are my fears at this point. #1 They total the car and then get some ridiculously low sum for the car and then have to go through taking all my aftermarket parts off or #2 They want to fix it but do it on the cheap. Which then isn't repaired properly and even if it is then reduces the value of the car significantly.

Originally Posted by LinPark

Sick to my stomach over that - both Z's messed up in one accident! Take that guy to the cleaners - hope whatever he was texting was important enough to ruin someone else's day.

Hope you get it all worked out and just maybe it ends up better than before.

If I didn't keep my foot on the brake while at stops, it could of been 3 Zs in one accident. I just hope his insurance pays with little to no hassle.

[FortuneLSX-TT]

So the local State Farm claims center is incompetent and required me to repeat things several times and still kept getting the details wrong. Then the kicker at the end of the whole scenario is..."We will probably accept liability but we do not have the money to pay for the damages to repair both your vehicles"

[Alstann]

Damm, that is stupid. I'm sorry to hear that man. This should be a painless process, and it just seems like they want to drag it out.

[Huck]

Originally Posted by FortuneLSX-TT

So the local State Farm claims center is incompetent and required me to repeat things several times and still kept getting the details wrong. Then the kicker at the end of the whole scenario is..."We will probably accept liability but we do not have the money to pay for the damages to repair both your vehicles"

Then tell them it's time to lawyer up. I can't understand how insurance companies think it's acceptable to receive money for insurance coverage every month but not perform their duties and pay up when it comes to a claim. I mean that's the whole reason they're there for fck sake...

Hope it works out for you bro, if you need help pulling parts in the end let me know, I'm free Sundays and Mondays. I can swing by and wrench around with you (and then take off with all your parts hahahaha)

Zdayz 2014!!

[happytheman]

Originally Posted by FortuneLSX-TT

So the local State Farm claims center is incompetent and required me to repeat things several times and still kept getting the details wrong. Then the kicker at the end of the whole scenario is..."We will probably accept liability but we do not have the money to pay for the damages to repair both your vehicles"

Then what's the point of paying insurance?

[Huck]

Seriously... drives me nuts hearing that crap

Zdayz 2014!!

[Nut_N_Much]

I had USAA come out and look at the car, we insured full for everything. It will cover aftermarket bumpers, oil cooler, supercharger, after market exhaust etc.. I think I have been hit more times that anyone, no I am covered..

Sucks that the ******** make good people pay! Reminds me of Obama

[FortuneLSX-TT]

Originally Posted by Huck

Then tell them it's time to lawyer up. I can't understand how insurance companies think it's acceptable to receive money for insurance coverage every month but not perform their duties and pay up when it comes to a claim. I mean that's the whole reason they're there for fck sake...

Hope it works out for you bro, if you need help pulling parts in the end let me know, I'm free Sundays and Mondays. I can swing by and wrench around with you (and then take off with all your parts hahahaha)

Zdayz 2014!!

Yeah, now the tough part of finding a lawyer. All the ones I've talked to so far are only concerned with sending us both to doctors and pursuing PIP and don't care about getting the cars fixed. The only people making money in that are the lawyers and doctors. So if anyone knows a non ambulance chasing lawyer, please share.

Where we are at is that his policy supposedly only has $10,000 coverage limit for property damage. So we are trying to figure out what we should do. Do we both go through his insurance and get them to pay a portion and then go to our insurance? Do we go to our insurance and just get them to take care of it and then go to his for diminished value? Do we just have one go through his insurance and one go through our own? Do we just go through one of our policies? So many questions, and so few answers.

[Huck]

Slap him around so he knows he's your bïtch, then put his àss on a corner till he makes enough to pay up.

Zdayz 2014!!

[LostSol]

Originally Posted by FortuneLSX-TT

Yeah, now the tough part of finding a lawyer. All the ones I've talked to so far are only concerned with sending us both to doctors and pursuing PIP and don't care about getting the cars fixed. The only people making money in that are the lawyers and doctors. So if anyone knows a non ambulance chasing lawyer, please share.

Where we are at is that his policy supposedly only has $10,000 coverage limit for property damage. So we are trying to figure out what we should do. Do we both go through his insurance and get them to pay a portion and then go to our insurance? Do we go to our insurance and just get them to take care of it and then go to his for diminished value? Do we just have one go through his insurance and one go through our own? Do we just go through one of our policies? So many questions, and so few answers.

You need to call your insurance agent (call him directly, don't just call your company) and let him deal with it

Sent from my Nexus 5 using Tapatalk

[Huck]

At the very least make his company pay as much as possible and then have your company pay the rest. The less your company pays the less your rates will go up

Zdayz 2014!!

[LinPark]

Originally Posted by LostSol

You need to call your insurance agent (call him directly, don't just call your company) and let him deal with it

[AlphaSnacks]

Your insurance company has its own lawyers that will go to bat for you. You don't need a lawyer. This is a no fault accident (two rear ends) so it will not affect your premium. File a claim immediately.