Official Insurance Premium Discussion Thread

[vo2max99]

Yeah individual insurance rates can vary tremendously from person to person due to a huge array of variables.

Some of these "variables" that can determine your individual rate are:

Married / Single?
Rent / Own?
Male / Female?
Zip code?
Driving record?
Age?
Credit score?
Fed / Military discount?
How many vehicles?
And so on....

So it's really pointless to inquire what others are paying as it's highly individualized.

With that said I'm with Progressive and so far so good. I'm 32 (33 on 29 May) pay 131 month. Would be A LOT lower without the "Reckless driving" and (2) speeding tickets (1 under 15; 1 15 over) I spent 13 days in jail for the reckless driving charge which was dropped from "racing".

The reality is that it was neither but the **** cop driving behind me and my buddy said we were so... Lawyered up, charge dropped to reckless but my buddy failed to let me know of the court date. So a few days latter LEO showed up at my door, put me in cuffs and hauled my *** to the station. The bitch judge didn't even allow bail so good thing it wasn't any longer than 13 days before I got to see the judge.

The reckless driving and speeding tickets will be off my record by September this year. I imagine my rate will drop to $80-90 a month. This is cool because it'll be right around the time I purchase a new car.


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