Quick update on my situation two posts up:
shopped around for insurance and got outrageous rates and companies unwilling to take me. Searched online and found a company i had never heard of called Amica. found them via the JD Power website where they were the top-rated company for several years in a row. They're an online/by-phone-only insurance company. Accepted me and my rate is about the same as I had before with St Farm
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