Very upsetting day today......my poor z =[

bleufiend · 09-08-2011, 08:17 PM

Dude I'm sorry to hear about your Z. That sux. It will all work out eventually.

PapoZalsa · 09-08-2011, 08:19 PM

I know the feeling. My 350Z was partially flooded during the Tropical Storm of 2008 that stay in Central Florida for days. I had the car for only two weeks. The insurance paid for it but the car was at the dealer for almost a month and the feeling of the car being flooded never went away.

So for now it might sound bad, but is good you have insurance + gap which will allow you to get a brand new car. Hope everything comes out OK!

kayess · 09-08-2011, 08:23 PM

The only problem is my insurance said i didn't have collision or other than collision..I was able to dig out a printout i received online when i bought the policy and shows a 2k deductible on both collision and other then collision so i clearly did add that. But will this paper be enough to fight back??

PapoZalsa · 09-08-2011, 08:31 PM

Quote:

Originally Posted by kayess

The only problem is my insurance said i didn't have collision or other than collision..I was able to dig out a printout i received online when i bought the policy and shows a 2k deductible on both collision and other then collision so i clearly did add that. But will this paper be enough to fight back??

That doesn't make sense. You need to have (Full Coverage) insurance for collision and comprehensive on a finance car. For example my bank only allows my deductible to be no greater than $1,000 other banks/FCUs might be different.

What ins. company is that?

That copy might be enough but you might need a lawyer? Don't know about any government office that could help you.

Mike · 09-08-2011, 08:31 PM

Quote:

Originally Posted by kayess

The only problem is my insurance said i didn't have collision or other than collision..I was able to dig out a printout i received online when i bought the policy and shows a 2k deductible on both collision and other then collision so i clearly did add that. But will this paper be enough to fight back??

that should be enough. Did your payments unexplainedly go down some time after you got the policy?

kellyefields · 09-08-2011, 08:31 PM

Quote:

Originally Posted by kayess

The only problem is my insurance said i didn't have collision or other than collision..I was able to dig out a printout i received online when i bought the policy and shows a 2k deductible on both collision and other then collision so i clearly did add that. But will this paper be enough to fight back??

it should be, may I ask as to who you have insurance through? each insurace company is different on what their fine print says but you should be covered with any company some are more difficult than others. I have USAA is great when it comes to banking etc but in the insurance which is by the way located in tampa go figure have terrable reputation that I have found. the better I have been told by my shop and other shops is geico?

PapoZalsa · 09-08-2011, 08:35 PM

Quote:

Originally Posted by kellyefields

it should be, may I ask as to who you have insurance through? each insurace company is different on what their fine print says but you should be covered with any company some are more difficult than others. I have USAA is great when it comes to banking etc but in the insurance which is by the way located in tampa go figure have terrable reputation that I have found. the better I have been told by my shop and other shops is geico?

I had USAA for about 10 years now, NO problems at all.

kellyefields · 09-08-2011, 08:43 PM

Quote:

Originally Posted by PapoZalsa

I had USAA for about 10 years now, NO problems at all.

I have had USAA for 13 years now and have never had a problem with them but then again over those 13 years only one accident my wife had backing into the sister in laws car and that was just a small dent other than that everything was great for them since I always paid in full up front. If you ever get the chance to read the reviews for their insurance do it but you cannot be logged in you must visit their page as a visitor to read the bad comments, there is one horror story that the guy has been without his car for over a year and they wont deny the claim but just choose to drag it out so he cant appeal and they try to make it look like they are doing their do diligenance.

PapoZalsa · 09-09-2011, 08:03 AM

Quote:

Originally Posted by kellyefields

I have had USAA for 13 years now and have never had a problem with them but then again over those 13 years only one accident my wife had backing into the sister in laws car and that was just a small dent other than that everything was great for them since I always paid in full up front. If you ever get the chance to read the reviews for their insurance do it but you cannot be logged in you must visit their page as a visitor to read the bad comments, there is one horror story that the guy has been without his car for over a year and they wont deny the claim but just choose to drag it out so he cant appeal and they try to make it look like they are doing their do diligenance.

I haven't had accidents except for the flooding and comprehensive stuff like windshield. But my old lady had about 4 accidents, NOT her fault.

Vapiano · 09-08-2011, 08:46 PM

Quote:

Originally Posted by kellyefields

it should be, may I ask as to who you have insurance through? each insurace company is different on what their fine print says but you should be covered with any company some are more difficult than others. I have USAA is great when it comes to banking etc but in the insurance which is by the way located in tampa go figure have terrable reputation that I have found. the better I have been told by my shop and other shops is geico?

USAA is horrible with insurance claims, the reason they were dropped. Reading the fine print is key, especially if you purchase your insurance over the phone or online.

kayess · 09-08-2011, 08:36 PM

I have Progressive, and from the start i was paying a good amount, roughly under 200 a month.

* i was just told friends saw my car on Fox news...so upsetting...

Mike · 09-08-2011, 09:17 PM

well Progressive is a pretty stand up company. I had a claim when I had them and had no problems.

christian370z · 09-09-2011, 01:23 AM

Quote:

Originally Posted by kayess

thanks guys, btw my car is in that brown pool of water...=[ i just got a full set of gt30 wheels for the car too...sigh...all the care i gave to that car only to be ruined by rain. What hurts me the most is that the car is under water, i think i cared too much for this car.

You can never care too much, I feel the same way every time something happens to my car too. It is really terrible this had to happen to you, especially something completely out of your control.

The best of luck, I am positive the insurance thing will work out in your favor whether it happens by Progressive's own free will or through court.

ImportConvert · 09-09-2011, 06:45 AM

Quote:

Originally Posted by Mike

well Progressive is a pretty stand up company. I had a claim when I had them and had no problems.

Disagree.

I had a guy ram my car at a gas station while I was pumping gas and he fully admitted to 100% blame to his agent at Progressive and they told him to go pound sand, it was on private property (gas-station) and they were liable for $0.

Progressive is a BS company that people who can't afford/don't care for real insurance go to because they are cheap (or because they are genuinely ignorant about the company). That's my opinion based on experience and not a damn thing will change my mind about them or their clients.

Glokwork · 09-09-2011, 04:54 AM

Sorry to hear about the flood man, hopefully insurance will take care of it for you.

09-08-2011, 08:17 PM	#1 (permalink)
bleufiend Base Member Join Date: Jan 2011 Location: Miami, FL Posts: 200 Drives: 370z MB Spt/Tour 6sp Rep Power: 16	Dude I'm sorry to hear about your Z. That sux. It will all work out eventually. __________________ Z34 owner formerly Z33. OZOC FTW.

09-08-2011, 08:19 PM	#2 (permalink)
PapoZalsa A True Z Fanatic Join Date: Nov 2009 Location: Not in Sunny Florida Posts: 6,358 Drives: 16 Nismo w/Tech Pack Rep Power: 4501	I know the feeling. My 350Z was partially flooded during the Tropical Storm of 2008 that stay in Central Florida for days. I had the car for only two weeks. The insurance paid for it but the car was at the dealer for almost a month and the feeling of the car being flooded never went away. So for now it might sound bad, but is good you have insurance + gap which will allow you to get a brand new car. Hope everything comes out OK! __________________ 2009 370Z MB Base w/Sport Package 6MT Modshack's Custom Air Intakes /3M Clear Bra/ Illuminated Kick Plates / F. I CBE w/12" resonators / EVO-R Front Lip / Rear Hatch Wing / Tein S-Tech Springs /Ilegal Tint in the Rep. of VA/4x20mm Z1 Spacers/ Vinyl Roof/Liquid Carbon Designs Last edited by PapoZalsa; 09-08-2011 at 08:22 PM.

09-08-2011, 08:36 PM	#11 (permalink)
kayess Base Member Join Date: Dec 2010 Location: Virginia Posts: 185 Drives: 10 Nissan 370z MB M6 Rep Power: 16	I have Progressive, and from the start i was paying a good amount, roughly under 200 a month. * i was just told friends saw my car on Fox news...so upsetting... Last edited by kayess; 09-08-2011 at 08:38 PM.

09-08-2011, 09:17 PM	#12 (permalink)
Mike The370Z.com Sponsor Join Date: Jun 2009 Location: Loganville, GA Posts: 5,944 Drives: 370z Rep Power: 2188	well Progressive is a pretty stand up company. I had a claim when I had them and had no problems. __________________ NISSAN: 75 280Z / 86 300ZX GLL /87 Sentra SE / 03 350Z / 23 Z Porsche: 93 968 / 23 Macan GTS / 93 968

09-09-2011, 04:54 AM	#15 (permalink)
Glokwork A True Z Fanatic Join Date: Jun 2011 Location: Roanoke, VA Posts: 2,657 Drives: 11 370Z MB 6MT Rep Power: 24	Sorry to hear about the flood man, hopefully insurance will take care of it for you. __________________ Precision Turbo Tial Turbosmart Fast Intentions Seibon Prosport Advan AD08R HKS Hipermax IV Nismo Evo-R PW:JDM UpRev Pioneer Escort Volk CE28N Top Mount Single Turbo 551whp/482wtq@10psi

09-08-2011, 08:23 PM	#3 (permalink)
kayess Base Member Join Date: Dec 2010 Location: Virginia Posts: 185 Drives: 10 Nissan 370z MB M6 Rep Power: 16	The only problem is my insurance said i didn't have collision or other than collision..I was able to dig out a printout i received online when i bought the policy and shows a 2k deductible on both collision and other then collision so i clearly did add that. But will this paper be enough to fight back??

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