Very upsetting day today......my poor z =[

kayess · 09-08-2011, 08:23 PM

The only problem is my insurance said i didn't have collision or other than collision..I was able to dig out a printout i received online when i bought the policy and shows a 2k deductible on both collision and other then collision so i clearly did add that. But will this paper be enough to fight back??

PapoZalsa · 09-08-2011, 08:31 PM

Quote:

Originally Posted by kayess

The only problem is my insurance said i didn't have collision or other than collision..I was able to dig out a printout i received online when i bought the policy and shows a 2k deductible on both collision and other then collision so i clearly did add that. But will this paper be enough to fight back??

That doesn't make sense. You need to have (Full Coverage) insurance for collision and comprehensive on a finance car. For example my bank only allows my deductible to be no greater than $1,000 other banks/FCUs might be different.

What ins. company is that?

That copy might be enough but you might need a lawyer? Don't know about any government office that could help you.

Mike · 09-08-2011, 08:31 PM

Quote:

Originally Posted by kayess

The only problem is my insurance said i didn't have collision or other than collision..I was able to dig out a printout i received online when i bought the policy and shows a 2k deductible on both collision and other then collision so i clearly did add that. But will this paper be enough to fight back??

that should be enough. Did your payments unexplainedly go down some time after you got the policy?

kellyefields · 09-08-2011, 08:31 PM

Quote:

Originally Posted by kayess

The only problem is my insurance said i didn't have collision or other than collision..I was able to dig out a printout i received online when i bought the policy and shows a 2k deductible on both collision and other then collision so i clearly did add that. But will this paper be enough to fight back??

it should be, may I ask as to who you have insurance through? each insurace company is different on what their fine print says but you should be covered with any company some are more difficult than others. I have USAA is great when it comes to banking etc but in the insurance which is by the way located in tampa go figure have terrable reputation that I have found. the better I have been told by my shop and other shops is geico?

PapoZalsa · 09-08-2011, 08:35 PM

Quote:

Originally Posted by kellyefields

it should be, may I ask as to who you have insurance through? each insurace company is different on what their fine print says but you should be covered with any company some are more difficult than others. I have USAA is great when it comes to banking etc but in the insurance which is by the way located in tampa go figure have terrable reputation that I have found. the better I have been told by my shop and other shops is geico?

I had USAA for about 10 years now, NO problems at all.

kellyefields · 09-08-2011, 08:43 PM

Quote:

Originally Posted by PapoZalsa

I had USAA for about 10 years now, NO problems at all.

I have had USAA for 13 years now and have never had a problem with them but then again over those 13 years only one accident my wife had backing into the sister in laws car and that was just a small dent other than that everything was great for them since I always paid in full up front. If you ever get the chance to read the reviews for their insurance do it but you cannot be logged in you must visit their page as a visitor to read the bad comments, there is one horror story that the guy has been without his car for over a year and they wont deny the claim but just choose to drag it out so he cant appeal and they try to make it look like they are doing their do diligenance.

PapoZalsa · 09-09-2011, 08:03 AM

Quote:

Originally Posted by kellyefields

I have had USAA for 13 years now and have never had a problem with them but then again over those 13 years only one accident my wife had backing into the sister in laws car and that was just a small dent other than that everything was great for them since I always paid in full up front. If you ever get the chance to read the reviews for their insurance do it but you cannot be logged in you must visit their page as a visitor to read the bad comments, there is one horror story that the guy has been without his car for over a year and they wont deny the claim but just choose to drag it out so he cant appeal and they try to make it look like they are doing their do diligenance.

I haven't had accidents except for the flooding and comprehensive stuff like windshield. But my old lady had about 4 accidents, NOT her fault.

Vapiano · 09-08-2011, 08:46 PM

Quote:

Originally Posted by kellyefields

it should be, may I ask as to who you have insurance through? each insurace company is different on what their fine print says but you should be covered with any company some are more difficult than others. I have USAA is great when it comes to banking etc but in the insurance which is by the way located in tampa go figure have terrable reputation that I have found. the better I have been told by my shop and other shops is geico?

USAA is horrible with insurance claims, the reason they were dropped. Reading the fine print is key, especially if you purchase your insurance over the phone or online.

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09-08-2011, 08:23 PM	#1 (permalink)
kayess Base Member Join Date: Dec 2010 Location: Virginia Posts: 185 Drives: 10 Nissan 370z MB M6 Rep Power: 16	The only problem is my insurance said i didn't have collision or other than collision..I was able to dig out a printout i received online when i bought the policy and shows a 2k deductible on both collision and other then collision so i clearly did add that. But will this paper be enough to fight back??