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Fighting the desire for instant gratification

I traded my 2013 6MT Sport Touring for a 2014 Mazda 3 a few years ago because I couldn't really afford the Z in the first place and needed to

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Old 07-30-2017, 05:53 PM   #1 (permalink)
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Default Fighting the desire for instant gratification

I traded my 2013 6MT Sport Touring for a 2014 Mazda 3 a few years ago because I couldn't really afford the Z in the first place and needed to decrease my monthly output. The Z love goes deep for me and I've always planned to get a second, or third, model year Z35, if/when it comes out. A year after buying the 3 I decided it wasn't sporty enough and bought a 2015 GTI DCT. After buying the GTI, I made the decision to keep the it for at least 4 years. It's only been 2.5 but I've been thinking of getting back into a 2013+ 370 for low, to mid, twenties and keeping that until the Z35 comes out and is a few model years old. Also, since I've gotten used to the DCT in the GTI I've been wanting to try the 7AT, even though I hate the way the gear selector pad looks...lol. One of the dealerships in town has a 2014 7AT Sport Touring Nav that I'd like to test drive and that's prompting the thread.

If I test drive it, and am still in love, it could be hard to resist the temptation to trade. That is assuming I could get a decent deal. The biggest issue is that I'm still about $5k upside-down on my current loan but with both cars being 3+ years old the difference in future depreciation shouldn't be much. Crunching the numbers, the payment should be about the same if I can finance for 5 years at the same rate and insurance is only an additional $25/month. Should I bite the bullet and put Zs out of my mind for another couple years or find a good deal on a 370?
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