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Originally Posted by VABAM TBH I’m not surprised. I’m actually surprised that this didn’t happen sooner. I bet it is going to get worse before the end of the year.

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Old 01-25-2021, 08:21 AM   #5776 (permalink)
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TBH I’m not surprised. I’m actually surprised that this didn’t happen sooner. I bet it is going to get worse before the end of the year. Especially when all the inflation from printing all that money starts kicking in.
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The price of everything will be (is) going up.
Ugh... the 70s all over again.

How does that Hank Jr song go.. "Interest is up and the stock market's down/and you only get mugged if you go downtown"


Here we go again....
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Old 01-25-2021, 08:59 AM   #5777 (permalink)
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We bought our first home a single wide mobile home in 1985. It was $15,500 and the interest rate was 15. Stick mortar homes were like 12.

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Old 01-25-2021, 09:03 AM   #5778 (permalink)
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We bought our first home a single wide mobile home in 1985. It was $15,500 and the interest rate was 15. Stick mortar homes were like 12.

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That sounds about like what my parents told us. We moved into our first purchased home in Houston around that time (83/84ish). Remember mom telling me interest was like 12%.
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Old 01-25-2021, 09:07 AM   #5779 (permalink)
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That sounds about like what my parents told us. We moved into our first purchased home in Houston around that time (83/84ish). Remember mom telling me interest was like 12%.
Yeah....

I feel sorry for anyone that is thinking about waiting till late summer to buy a house... It's gonna be fugly....
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Old 01-25-2021, 10:06 AM   #5780 (permalink)
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Yeah....



I feel sorry for anyone that is thinking about waiting till late summer to buy a house... It's gonna be fugly....
Get it now while the interest rates are at historic lows.

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Old 01-25-2021, 11:34 AM   #5781 (permalink)
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Get it now while the interest rates are at historic lows.

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I'm good. I bought mine 2 years ago.

I just have to deal with my mortgage company calling me every month wanting me to refi....
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Old 01-25-2021, 01:35 PM   #5782 (permalink)
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I'm good. I bought mine 2 years ago.



I just have to deal with my mortgage company calling me every month wanting me to refi....
Yep mine is at 3.5 so it is pretty close for me to look at it at 2.5 but part of me just doesn't want to deal with the hassle.

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Old 01-25-2021, 02:37 PM   #5783 (permalink)
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Yep mine is at 3.5 so it is pretty close for me to look at it at 2.5 but part of me just doesn't want to deal with the hassle.

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My rate is higher, but it is a $0 down VA loan. If I refi, it will only save about $200 a month, but dividing the savings into estimated closing costs leaves me with a break even point of about 15 months down the road. No thanks.

It would be worthwhile if the break even point was 6 months on a 15 year note, but I don't have 30% equity to get the best rate.
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Old 01-25-2021, 06:11 PM   #5784 (permalink)
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Get it now while the interest rates are at historic lows.

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We’re locked in at 3.125% and on the 15 yr plan. Kid will be in college and I’m gonna retire.
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Old 01-25-2021, 07:55 PM   #5785 (permalink)
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For all you fear mongers'. Stop spreading rumor's. LOL

http://www.youtube.com/watch?v=KIgvoJKovIg
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Old 01-25-2021, 08:31 PM   #5786 (permalink)
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For all you fear mongers'. Stop spreading rumor's. LOL

http://www.youtube.com/watch?v=KIgvoJKovIg
How's is it fear mongering? Have you checked to see what is left on the shelves? Have you checked the prices on gun broker?

Seen that. It's old news. Other manufactories are having a materials shortage. This came out the other day. ADG can't get brass to make the casings. Some stuff will not be made until 2022. Lead is in short supply a long with other materials.

https://www.google.com/search?rlz=1C...Xx1BGwQ4dUDCA0

We have the perfect storm. A pandemic that caused shortages in manpower, materials, delivery. Riots. Anti gun president. 5 million new gun owners for 2020. Plus the gov't contracts.
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Old 01-25-2021, 08:31 PM   #5787 (permalink)
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I put 0 down on a FHA loan over 10 years ago. Refinanced 3 times in the first 6 years of ownership. From 5% down to 2.75% (also went from 30 yr to 25 to 20 to 15). Rolled closing costs into financing each time so never paid a dime out of pocket. Saved over 10K in interest costs over the life of the loan each refi.

Should have bought ammo instead lol
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Old 01-25-2021, 09:24 PM   #5788 (permalink)
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How's is it fear mongering? Have you checked to see what is left on the shelves? Have you checked the prices on gun broker?

Seen that. It's old news. Other manufactories are having a materials shortage. This came out the other day. ADG can't get brass to make the casings. Some stuff will not be made until 2022. Lead is in short supply a long with other materials.

https://www.google.com/search?rlz=1C...Xx1BGwQ4dUDCA0

We have the perfect storm. A pandemic that caused shortages in manpower, materials, delivery. Riots. Anti gun president. 5 million new gun owners for 2020. Plus the gov't contracts.
The sky is falling, I get it. The same nut jobs bought it all up again.
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Old 01-25-2021, 11:03 PM   #5789 (permalink)
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The sky is falling, I get it. The same nut jobs bought it all up again.
Hopefully, mid summer things should loosen up. But if the person in the high tower has his way. There won't be a firearms industry in this country anymore. Remington went bankrupt, and got bought out. Think this is the 2nd time in the last few yrs. Colt is in the process of being bought by a foreign company.
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Old 01-26-2021, 05:21 PM   #5790 (permalink)
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Holly chit!!!!!! I bought a box of 20 rounds of 285gr Hornady match for my 338 LM in Dec for $103.00. Looked today for the same thing online. $173.99. Talk about inflation.
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