Possibly Totaled The G

SgtGoldy · 10-20-2013, 07:47 PM

So a good number of people know me here and this morning I crashed and looks like I bent the frame.

If its a total loss how does this factor into all the aftermarket parts Ive placed on it? Kinda strapped for cash so buying it back after a total loss may not be in my budget as well.

Any help is really appreciated. It's sunday so I wont find out what happens till tomorrow. (BTW no injuries, and just me and an unfortunate bus poll)

Wonka2581 · 10-20-2013, 07:53 PM

OH NOOOOOOO, Man that sucks. Im so sorry to hear this..

Good thing your ok, I would submit all after market parts to insurance, you never know. Keep us posted.

shaun66 · 10-20-2013, 08:06 PM

bummer sorry to hear. I've been told you can swap out parts if its totaled. Like give them your stock exhaust and you take back the aftermarket. Don't know how true that is though.

SgtGoldy · 10-20-2013, 08:06 PM

Quote:

Originally Posted by Wonka2581

OH NOOOOOOO, Man that sucks. Im so sorry to hear this..

Good thing your ok, I would submit all after market parts to insurance, you never know. Keep us posted.

Thanks, Im just insanely happy my son wasn't in the car. There was a 1.5ft wooden power poll right next to where I hit. If I hit that the cop said they might have been pulling me out of the car rather than me stepping out on my own.

Okay so they will take aftermarket parts into consideration? That was a major concern for me.

Im thinking of straying away from nissan though. 335i is a possibility. Again, wont know anything till tomorrow.

Felix 808 · 10-20-2013, 08:09 PM

Man sorry to hear. Glad your OK after that, everything else can be replaced

Good luck with it

SgtGoldy · 10-20-2013, 08:11 PM

Quote:

Originally Posted by Felix 808

Man sorry to hear. Glad your OK after that, everything else can be replaced

Good luck with it

Thanks Felix. Yea it can be replaced, I just had to come to terms with that all day though haha. Its my baby :'(

Chuck33079 · 10-20-2013, 08:15 PM

Quote:

Originally Posted by SgtGoldy

Thanks, Im just insanely happy my son wasn't in the car. There was a 1.5ft wooden power poll right next to where I hit. If I hit that the cop said they might have been pulling me out of the car rather than me stepping out on my own.

Okay so they will take aftermarket parts into consideration? That was a major concern for me.

Im thinking of straying away from nissan though. 335i is a possibility. Again, wont know anything till tomorrow.

They may cover some of the aftermarket stuff if you've got receipts, but usually only a small amount. If you've got a lot of money in aftermarket parts, they usually require you to have additional coverage for them. You should be able to go up to the salvage yard and swap out the aftermarket stuff for the OEM stuff no problem.

SgtGoldy · 10-20-2013, 08:17 PM

Quote:

Originally Posted by Chuck33079

They may cover some of the aftermarket stuff if you've got receipts, but usually only a small amount. If you've got a lot of money in aftermarket parts, they usually require you to have additional coverage for them. You should be able to go up to the salvage yard and swap out the aftermarket stuff for the OEM stuff no problem.

Ill most likely do that with the wheels then. I don't have the OEM hood so i guess I have to take that hit. I can also take my HFC's since I have the OEMs. Man this whole thing is a headache lol.

Chuck33079 · 10-20-2013, 08:21 PM

Quote:

Originally Posted by SgtGoldy

Ill most likely do that with the wheels then. I don't have the OEM hood so i guess I have to take that hit. I can also take my HFC's since I have the OEMs. Man this whole thing is a headache lol.

Call them and ask before you start parting it out, but you should be ok.

SgtGoldy · 10-20-2013, 08:25 PM

Quote:

Originally Posted by Chuck33079

Call them and ask before you start parting it out, but you should be ok.

Yea, for sure. I'd hate to part out and run into problems with my insurance company because of it.

Chuck33079 · 10-20-2013, 08:28 PM

Quote:

Originally Posted by SgtGoldy

Yea, for sure. I'd hate to part out and run into problems with my insurance company because of it.

In the future, ask them if they'll add additional coverage for aftermarket parts so you don't have anything to worry about.

cooltoy · 10-20-2013, 08:28 PM

Oh crap. She'll never fly again. Sorry, but you are OK and that's all that matters.

SgtGoldy · 10-20-2013, 08:30 PM

Quote:

Originally Posted by Chuck33079

In the future, ask them if they'll add additional coverage for aftermarket parts so you don't have anything to worry about.

I wasn't even aware this was a possibility

Quote:

Originally Posted by cooltoy

Oh crap. She'll never fly again. Sorry, but you are OK and that's all that matters.

HAHAHA! I knew I shouldn't have taken her too low to the ground!

Chuck33079 · 10-20-2013, 08:33 PM

It depends on the company. A lot of insurance companies will happily sell you a rider for aftermarket stuff. Some won't.

SS_Firehawk · 10-20-2013, 08:45 PM

Man, I'm so sorry to hear about your car. I hope you get things sorted out. I'm in a situation where I have $20k in the car and USAA only covers 5k in aftermarket parts. I don't know what to value the car at to get proper coverage.

10-20-2013, 07:47 PM	#1 (permalink)
SgtGoldy A True Z Fanatic Join Date: Feb 2009 Location: Orange County, CA Posts: 3,503 Drives: C63 AMG - LSD Rep Power: 650	Possibly Totaled The G So a good number of people know me here and this morning I crashed and looks like I bent the frame. If its a total loss how does this factor into all the aftermarket parts Ive placed on it? Kinda strapped for cash so buying it back after a total loss may not be in my budget as well. Any help is really appreciated. It's sunday so I wont find out what happens till tomorrow. (BTW no injuries, and just me and an unfortunate bus poll) __________________ C63 AMG LSD - Straight Pipe - EuroCharge v5 - Vossen CV7 - IG: @SuperFastYo

10-20-2013, 07:53 PM	#2 (permalink)
Wonka2581 A True Z Fanatic Join Date: Nov 2012 Location: Chattanooga, TN Posts: 3,083 Drives: MY WIFE CRAZY.... Rep Power: 2611	OH NOOOOOOO, Man that sucks. Im so sorry to hear this.. Good thing your ok, I would submit all after market parts to insurance, you never know. Keep us posted. SgtGoldy and Felix 808 like this. __________________ "I have nothing to offer but blood, toil, tears and sweat""Winston Churchill"

10-20-2013, 08:06 PM	#3 (permalink)
shaun66 Track Member Join Date: Mar 2010 Location: n Posts: 837 Drives: MB 370z 7AT Rep Power: 16	bummer sorry to hear. I've been told you can swap out parts if its totaled. Like give them your stock exhaust and you take back the aftermarket. Don't know how true that is though. SgtGoldy likes this.

10-20-2013, 08:09 PM	#5 (permalink)
Felix 808 A True Z Fanatic Join Date: Oct 2011 Location: Camarillo, CA Posts: 1,063 Drives: 2011 PW/Grey T/S 7AT Rep Power: 2806	Man sorry to hear. Glad your OK after that, everything else can be replaced Good luck with it SgtGoldy likes this. __________________ Semper Fi Μολὼν λαβέ

10-20-2013, 08:28 PM	#12 (permalink)
cooltoy Elite Member Join Date: Jun 2012 Location: Calgary Posts: 13,938 Drives: 14 PW 370Z S/T MT Rep Power: 240204	Oh crap. She'll never fly again. Sorry, but you are OK and that's all that matters. SgtGoldy and NickTurnon like this.

10-20-2013, 08:33 PM	#14 (permalink)
Chuck33079 A True Z Fanatic Join Date: Nov 2011 Location: Houston Posts: 12,265 Drives: 2011 370ztt Rep Power: 29538	It depends on the company. A lot of insurance companies will happily sell you a rider for aftermarket stuff. Some won't. __________________ 2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent

10-20-2013, 08:45 PM	#15 (permalink)
SS_Firehawk Premium Member Join Date: Oct 2011 Location: Tampa Posts: 4,142 Drives: 13' Magma Red Nismo Rep Power: 7334	Man, I'm so sorry to hear about your car. I hope you get things sorted out. I'm in a situation where I have $20k in the car and USAA only covers 5k in aftermarket parts. I don't know what to value the car at to get proper coverage. __________________ Old Car:GTM TSC'd 550whp / 410lbft tq @ 11.88PSI New Car: Under Construction

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