Official Insurance Premium Discussion Thread

ImportConvert · 10-06-2011, 05:05 PM

Of course you are paying too much. It helps make up for the schmucks who have a ton of wrecks and pay too little.

Right now, $1100 every 6 months for my 2002 G20 and my 2011 Z06. 25/Male/Single/Louisiana. Full coverage on the Z, liability on the G20. Right now I have no substantial liquid assets to sue for, and I have great health insurance, so my limits are not sky-high.

Red__Zed · 10-06-2011, 05:10 PM

$900 every six months for my wife and I on the subaru and the mustang.

300/300/100+ a 1MM umbrella, ~20 points between us, both 23

With the z, we were paying about 1450 for the same setup.

AllForTheCash · 10-06-2011, 05:13 PM

$960 for the Z for the year. Full coverage

emx620 · 10-06-2011, 05:22 PM

$200/month -- includes full coverage with $500 deductibles on my '10 370Z and my 2006 Honda Accord, for me plus my girlfriend.

I looked at my policy breakdown, and it looks like without the Accord, my 370Z would be $117/month for me and the girlfriend with $500/$250 deductibles.

LT419 · 10-06-2011, 06:25 PM

$630 per six months for me. That's just the Z, though.

I haven't yet added my Jetta to the account my Z is on, but when I do (and it'll just be liability) it should be about $870 per six months.

I'm 22 and I pay less for my Z than my mom does for her 2006 Saab.

fncrow · 10-06-2011, 06:33 PM

i was paying 205/month in Miami with progressive for whatever standard coverage you need when you still have a loan on the car. But i also have a license suspension for reckless driving on my record.

I looked the other day though and they dropped it down to 165/month but i also just paid off my car so i plan on dumping a lot of stuff to make it even less.

usmc_nick · 10-06-2011, 06:41 PM

too much

i hate jersey

USINC97 · 10-07-2011, 08:18 AM

$763.00 for the year. Full Coverage.

Mt Tam I am · 10-07-2011, 09:09 AM

$800/yr with full coverage and $1,000,000 coverage. Includes roadside assistance.

USAA treats her veterans well.

Astrosfan · 10-07-2011, 11:01 AM

$580/6mo with State Farm.
29/Male/Single/TX
i have right above the minimum coverage for full coverage. $1000 ded

PapoZalsa · 10-07-2011, 07:36 PM

$695 every 6 mths for 2010 CX-7 and my 2009 Z Full Coverage, Road Assistance, Rental Car and Towing with $500 deductible plus Ford Ranger liability only.

Bonzo · 02-09-2012, 02:30 PM

I was reading another thread and someone posted a comment about living in a state where insurance is cheap, and I saw their definition of cheap. It was much more than I pay. So, I was just wondering, what does everyone pay around the globe?

Of course if you could make it a bit detailed that would be helpful so we can compare. Here's me.....

Country = U.S.
State = Ohio
Age = Mid 40's
Discounts = Accident Free, 4 Cars & House
Deductable = $250
6 Month Full Coverage Insurance Rate = $309 ($618 per year)

Thanks for participating.

Cheers --- Bonzo

kenchan · 02-09-2012, 02:36 PM

290 6months 100 deductable.

bluezed · 02-20-2012, 03:39 PM

Quote:

Originally Posted by kenchan

290 6months 100 deductable.

It seems like you're still winning. How the heck can you get that rate?

Quote:

Originally Posted by AhadV

wow...
um..18
Texas
2 speeding tickets on record
1 car accident

$1000 deductible
$354/ month
for first 6 months...
then if no more tickets

$304/ month

Wow pretty high. I remember paying $300/month for my teg!

kenchan · 02-20-2012, 05:55 PM

Quote:

Originally Posted by bluezed

It seems like you're still winning. How the heck can you get that rate?

since this is my weekend car and dont drive more than 7500miles per year i have it under 'leisure car' insurance. check with your agent if they offer something similar. other than the max milage of 7500miles, the coverage is the same. one must have a primary car (dd) with full coverage to get this though. my G is my primary car and covered 280 for 6months so still very cheap.

i am with a major insurance company covered for house/2 life/3cars/music instruments.

10-06-2011, 05:13 PM	#3 (permalink)
AllForTheCash Enthusiast Member Join Date: Sep 2010 Location: NJ Posts: 385 Drives: 370z Rep Power: 16	$960 for the Z for the year. Full coverage __________________ 2010 370z Brilliant Silver/Frost - Touring - Sport - Navigation - 6MT

10-06-2011, 05:22 PM	#4 (permalink)
emx620 Base Member Join Date: Jul 2011 Location: Austin, TX Posts: 46 Drives: '10 370Z Rep Power: 15	$200/month -- includes full coverage with $500 deductibles on my '10 370Z and my 2006 Honda Accord, for me plus my girlfriend. I looked at my policy breakdown, and it looks like without the Accord, my 370Z would be $117/month for me and the girlfriend with $500/$250 deductibles. Last edited by emx620; 10-06-2011 at 05:29 PM.

10-06-2011, 06:25 PM	#5 (permalink)
LT419 Base Member Join Date: Apr 2011 Location: Connecticut Posts: 76 Drives: 11 370Z GM 6MT SP Rep Power: 16	$630 per six months for me. That's just the Z, though. I haven't yet added my Jetta to the account my Z is on, but when I do (and it'll just be liability) it should be about $870 per six months. I'm 22 and I pay less for my Z than my mom does for her 2006 Saab. __________________ 2011 Gun Metallic 370Z Base 6MT + Sport Pkg. "...Joey, do you like movies about gladiators?"

10-06-2011, 06:41 PM	#7 (permalink)
usmc_nick Base Member Join Date: Jul 2011 Location: New Jersey Posts: 46 Drives: '10 370z 40th Rep Power: 15	too much i hate jersey __________________ Golf Battery 3rd Battalion 14th Marines 4th Division. \| 20% Tints \| 10" Type R \| GTR PushtoStart \| Stillen G3 CAI \| Evo-R \| Soon to come..\| OnEighty Lights \| FI NonRes CBE \| FI NonRes TP \|

10-07-2011, 09:09 AM	#9 (permalink)
Mt Tam I am A True Z Fanatic Join Date: Jun 2010 Location: California Posts: 10,709 Drives: 370Z T/S/N 6MT & XKE Rep Power: 3844	$800/yr with full coverage and $1,000,000 coverage. Includes roadside assistance. USAA treats her veterans well. __________________ "Does the carpet match the drapes? NO!!! I don't date bald women." Nissan Motorsports 34R Oil Cooler. Stillen CBE. Hotchkis Sport Sway Bars. KW Variant 3 Coilover System. Stillen Gen3 CAI. Michelin Pilot Super Sport. Stillen Brake Ducts. Carbotech™ XP10/XP8 Pads. Z1 Front Rotors. Z1 Stainless Brake Lines. Two degrees of camber

10-06-2011, 05:05 PM	#1 (permalink)
ImportConvert A True Z Fanatic Join Date: Jun 2010 Location: SWMO Posts: 4,454 Drives: 2019 CX5 GT Reserve Rep Power: 7628	Of course you are paying too much. It helps make up for the schmucks who have a ton of wrecks and pay too little. Right now, $1100 every 6 months for my 2002 G20 and my 2011 Z06. 25/Male/Single/Louisiana. Full coverage on the Z, liability on the G20. Right now I have no substantial liquid assets to sue for, and I have great health insurance, so my limits are not sky-high.

10-06-2011, 05:10 PM	#2 (permalink)
Red__Zed A True Z Fanatic Join Date: Jul 2010 Location: window seat Posts: 28,940 Drives: Mostly on two wheels Rep Power: 121	$900 every six months for my wife and I on the subaru and the mustang. 300/300/100+ a 1MM umbrella, ~20 points between us, both 23 With the z, we were paying about 1450 for the same setup.

10-06-2011, 06:33 PM	#6 (permalink)
fncrow Base Member Join Date: Jul 2009 Location: Miami Posts: 92 Drives: 370Z Rep Power: 17	i was paying 205/month in Miami with progressive for whatever standard coverage you need when you still have a loan on the car. But i also have a license suspension for reckless driving on my record. I looked the other day though and they dropped it down to 165/month but i also just paid off my car so i plan on dumping a lot of stuff to make it even less.

10-07-2011, 08:18 AM	#8 (permalink)
USINC97 Base Member Join Date: Mar 2011 Location: Wisconsin Posts: 104 Drives: 09 370Z 6MT/09 Cube Rep Power: 16	$763.00 for the year. Full Coverage.

10-07-2011, 11:01 AM	#10 (permalink)
Astrosfan Enthusiast Member Join Date: Jan 2010 Location: houston, TX Posts: 427 Drives: 09 370z PG Sport Rep Power: 17	$580/6mo with State Farm. 29/Male/Single/TX i have right above the minimum coverage for full coverage. $1000 ded

10-07-2011, 07:36 PM	#11 (permalink)
PapoZalsa A True Z Fanatic Join Date: Nov 2009 Location: Not in Sunny Florida Posts: 6,358 Drives: 16 Nismo w/Tech Pack Rep Power: 4501	$695 every 6 mths for 2010 CX-7 and my 2009 Z Full Coverage, Road Assistance, Rental Car and Towing with $500 deductible plus Ford Ranger liability only. __________________ 2009 370Z MB Base w/Sport Package 6MT Modshack's Custom Air Intakes /3M Clear Bra/ Illuminated Kick Plates / F. I CBE w/12" resonators / EVO-R Front Lip / Rear Hatch Wing / Tein S-Tech Springs /Ilegal Tint in the Rep. of VA/4x20mm Z1 Spacers/ Vinyl Roof/Liquid Carbon Designs

02-09-2012, 02:30 PM	#12 (permalink)
Bonzo Track Member Join Date: Oct 2009 Location: Ohio Posts: 690 Drives: Finally, a 370Z!!! Rep Power: 3373	What Do You Pay For Insurance? I was reading another thread and someone posted a comment about living in a state where insurance is cheap, and I saw their definition of cheap. It was much more than I pay. So, I was just wondering, what does everyone pay around the globe? Of course if you could make it a bit detailed that would be helpful so we can compare. Here's me..... Country = U.S. State = Ohio Age = Mid 40's Discounts = Accident Free, 4 Cars & House Deductable = $250 6 Month Full Coverage Insurance Rate = $309 ($618 per year) Thanks for participating. Cheers --- Bonzo __________________ Finally Able To Order 2012 Model 8/24/2011 Delivered Tuesday November 15, 9:57 am!!! 2012, Auto, White, Sport, Kick Plates

02-09-2012, 02:36 PM	#13 (permalink)
kenchan A True Z Fanatic Join Date: Aug 2009 Location: N/A Posts: 76,801 Drives: N/A Rep Power: 141522	290 6months 100 deductable.

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