Official Insurance Premium Discussion Thread

arcticreaver · 03-15-2009, 01:13 AM

590(rounded up) / 6 months

crbn_fbr · 03-15-2009, 02:24 AM

550/6 months, 24 years old with AAA. The z is only 15 more than my WRX

StLRedrider · 03-15-2009, 10:23 AM

I think there is a thread on insurance already. it is back from feb. 25th.

alan93rsa · 03-15-2009, 01:12 PM

$557/year. Pays to be old.

arcticreaver · 03-15-2009, 01:55 PM

hehe pays to have my mom cosign the car. but i'm the main owner of the vehicle.

Pushing_Tin · 03-15-2009, 06:46 PM

Quote:

Originally Posted by alan93rsa

$557/year. Pays to be old.

I'm with USAA, not too old (mid 30s) and have 2 other cars plus home insurance with them and I pay about $600 a year for the Z.

pagefaulted · 03-16-2009, 04:57 AM

Quote:

Originally Posted by Pushing_Tin

I'm with USAA, not too old (mid 30s) and have 2 other cars plus home insurance with them and I pay about $600 a year for the Z.

Im with USAA, I pay 220$ a month

25 y/o

Pushing_Tin · 03-16-2009, 09:07 AM

Quote:

Originally Posted by pagefaulted

Im with USAA, I pay 220$ a month

25 y/o

Do you insure anything else with them? The more you insure the bigger the discount. I have been with them since 1994. Is your driving record clean? Come to think about it I only pay about $750 every 6 months for 3 cars. A 2007 Focus my 2000 Ram 1500 and the Z, so it must be less.

MarcusMIA · 03-16-2009, 10:45 AM

A lot of guys here insuring their car for less than $100 a month? Sounds pretty awesome to me. Especially since my current car, 99 Accord Coupe V6, has the least amount of coverage and it's about $55 a month.

pagefaulted · 03-16-2009, 10:56 PM

Quote:

Originally Posted by Pushing_Tin

Do you insure anything else with them? The more you insure the bigger the discount. I have been with them since 1994. Is your driving record clean? Come to think about it I only pay about $750 every 6 months for 3 cars. A 2007 Focus my 2000 Ram 1500 and the Z, so it must be less.

Just the Z, and I rent. I was overseas for a few years. Maybe its that?

m4a1mustang · 03-16-2009, 11:07 PM

Quote:

Originally Posted by pagefaulted

Just the Z, and I rent. I was overseas for a few years. Maybe its that?

USAA gives sizable discounts if you insure multiple cars with them and/or have multiple accounts with them. So if you have a USAA credit card, other loan, or investment account(s) you'll get a discount.

They'll also break down just how much of a discount you are getting...

I'm looking at my policy right now...

$220 discount for my other USAA accounts and good payment history.

$240 discount for the 370Z itself (safety features).

$75 discount because I established my own USAA policy after being a USAA member through my parents. You won't get that discount if you joined on your own.

If you don't have any other USAA accounts you should think about opening them up. If you open an IRA or ROTH IRA the minimum initial investment is very low (something like $250), and they've got a couple of good credit card options among other things. I do a fair amount of business with them.

ctzn · 03-16-2009, 11:46 PM

State Farm and I pay $150/mo, but that should go down as a speeding ticket goes off my record next month, and I turn 26 this year. Hopefully those combined will bring it to around $100/mo...

Greg · 03-17-2009, 01:03 AM

Quote:

Originally Posted by ctzn

I turn 26 this year. Hopefully those combined will bring it to around $100/mo...

Yup life starts after 25 when it comes to auto insurance..

zZSportZz · 03-17-2009, 08:06 AM

$480/6 months w/Geico

32 YO with clean record.

pagefaulted · 03-17-2009, 01:28 PM

Quote:

Originally Posted by m4a1mustang

USAA gives sizable discounts if you insure multiple cars with them and/or have multiple accounts with them. So if you have a USAA credit card, other loan, or investment account(s) you'll get a discount.

They'll also break down just how much of a discount you are getting...

I'm looking at my policy right now...

$220 discount for my other USAA accounts and good payment history.

$240 discount for the 370Z itself (safety features).

$75 discount because I established my own USAA policy after being a USAA member through my parents. You won't get that discount if you joined on your own.

If you don't have any other USAA accounts you should think about opening them up. If you open an IRA or ROTH IRA the minimum initial investment is very low (something like $250), and they've got a couple of good credit card options among other things. I do a fair amount of business with them.

I have most of the those discounts and more. I think total discounts are $700. I have investments, savings, checking, credit card, and auto loan. I have perfect credit. I sent them an email asking for an explanation.

03-15-2009, 10:23 AM	#78 (permalink)
StLRedrider A True Z Fanatic Join Date: Jan 2009 Location: St.louis,Mo Posts: 17,755 Drives: O9Sprt/Touring,p-51 Rep Power: 60	I think there is a thread on insurance already. it is back from feb. 25th. Last edited by StLRedrider; 03-15-2009 at 05:53 PM.

03-15-2009, 01:12 PM	#79 (permalink)
alan93rsa Enthusiast Member Join Date: Feb 2009 Location: Ohio Posts: 412 Drives: 16 Cayman GT4 Red Rep Power: 220	$557/year. Pays to be old. __________________ 16 Cayman GT4, Carmine Red, Buckets, PCCB etc.

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03-15-2009, 01:13 AM	#76 (permalink)
arcticreaver Track Member Join Date: Feb 2009 Location: Arcadia, CA Posts: 769 Drives: 2009 Z34 7AT PG Rep Power: 924	590(rounded up) / 6 months

03-15-2009, 02:24 AM	#77 (permalink)
crbn_fbr Base Member Join Date: Feb 2009 Location: Lex Posts: 96 Drives: 09 370Z, 02 WRX Rep Power: 16	550/6 months, 24 years old with AAA. The z is only 15 more than my WRX

03-15-2009, 01:55 PM	#80 (permalink)
arcticreaver Track Member Join Date: Feb 2009 Location: Arcadia, CA Posts: 769 Drives: 2009 Z34 7AT PG Rep Power: 924	hehe pays to have my mom cosign the car. but i'm the main owner of the vehicle.

03-16-2009, 10:45 AM	#84 (permalink)
MarcusMIA Base Member Join Date: Mar 2009 Location: Cap Hill, Seattle, WA Posts: 71 Drives: '14 370Z Blk MT Rep Power: 16	A lot of guys here insuring their car for less than $100 a month? Sounds pretty awesome to me. Especially since my current car, 99 Accord Coupe V6, has the least amount of coverage and it's about $55 a month.

03-16-2009, 11:46 PM	#87 (permalink)
ctzn inquisitive Join Date: Nov 2008 Location: Back in Midwest, StL Posts: 384 Drives: G35 Rep Power: 16	State Farm and I pay $150/mo, but that should go down as a speeding ticket goes off my record next month, and I turn 26 this year. Hopefully those combined will bring it to around $100/mo...

03-17-2009, 08:06 AM	#89 (permalink)
zZSportZz A True Z Fanatic Join Date: Mar 2009 Location: Maryland Posts: 1,095 Drives: 370z Blk on Blk 6MT Rep Power: 18	$480/6 months w/Geico 32 YO with clean record.