Official Insurance Premium Discussion Thread

LinPark · 04-15-2010, 07:38 PM

I use AAA and have these rates:

'06 Honda Odyssey Touring - $45/month
'10 Nissan 370Z - $50/month
'78 Datsun 280Z - $20/month

Full coverage with $500 dedect on the new cars - minimum on the 280Z - when I got the 370Z I tried to put some kind of classic car insurance on the 280Z since I'll only be putting a few hundred miles a year on it but the cheapest they had was $250 a year - seems high to me. Anyone have experience with keeping really low cost minimal insurance on a classic car?

PrObLy · 04-15-2010, 07:46 PM

I'm 25 and live in the Chicagoland area.

Through Geico I pay $66 per month total to insure my Z and my '94 Regal GS.

The trick is having the Z as a secondary "leisure" car (still full coverage and $500 deductible) whereas I only have to have liability on the Regal since it isn't worth much.

d02808045 · 04-15-2010, 08:50 PM

Everyone seems to have low monthly on their car insurance. I pay $183/m for both 2010 vehicles (Z and RX350). Full coverage on both and have rental/roadside assistance/toll and labor, D$500. I used USAA, I think it's high...i have couple points on my DL but that was like more than 4 yrs ago...wonder if they still count that....

elmz · 04-16-2010, 11:50 AM

Wow you guys have some GREAT rates! I'm 29 with Farmers $128/month $500 deductible 09 370 Base+Sport in San Diego, CA. No tickets w/ 1 claim(my fault) within 5 years. I think I'm going to call around now...

JACKPAC · 04-16-2010, 04:15 PM

I guess we should also state if we have touring package or not as my insurance had the categories separated.

lando76 · 04-23-2010, 01:31 PM

I am 34 years old, my record is clean. I have a deductible of $500 my coverage is 150k/300k which is very good. I was quoted $508 every six months. Mercury Insurance Company.

4r3s · 04-23-2010, 10:32 PM

shopping around is really important. I did some calling around today and for 6 months same coverage I was quoted $580 to $2100. I was absolutely shocked at the $2100 which was from metlife and included the discount through my work. The metlife salesman was the most pushy too saying "oooh thats a really good rate for that car, you should definetly take this!" I followed up with a chuckle and said no thanks I think we've spoke long enough.

cossie1600 · 04-25-2010, 11:36 AM

Insurance agents are annoying, I prefer to call a 800 number online.

TongMan · 04-08-2011, 09:29 AM

Please post your annual premium rate for your single 370z. Please exclude the addition of other cars in your policy. Include collision and comprehensive deductible. Include coverage and monthly payment.

*I am aware of location, discounts, hook ups, age, sex, multiple car discounts, home owners, etc. Just please post exactly how much you are paying for your 370z on your policy papers.

I'll start.

2010 Nissan 370z

Liberty Mutual Ins - Single/Unmarried - 27 years old
Liability: 25/50/25
Medical: 5,000
Uninsured Motorist: 25/50
Collision deductible: $1000
Comprehensive: $500

Annual Payment: $1409.00
Monthly: $117.41

No points, tickets, accidents.
BTW, I searched the forum but found no thread to this specificity.

GZ3 · 04-08-2011, 10:00 AM

104, same coverages except i have 500 deduc all the way around

Isamu · 04-08-2011, 03:59 PM

77$ a month

bullitt5897 · 04-08-2011, 04:02 PM

close to $5k a year hahaha

Isamu · 04-08-2011, 04:05 PM

Quote:

Originally Posted by Bullitt@UAMotorsports

close to $5k a year hahaha

do you crash alot? <3

GZ3 · 04-08-2011, 04:24 PM

Quote:

Originally Posted by Isamu

do you crash alot? <3

lol, whats the heart for??

Isamu · 04-08-2011, 05:49 PM

Quote:

Originally Posted by GZ3

lol, whats the heart for??

cuz i <3 his car

04-08-2011, 09:29 AM	#9 (permalink)
TongMan A True Z Fanatic Join Date: Feb 2010 Location: NorCal Posts: 1,297 Drives: 2013 Nissan GTR Rep Power: 717	How much do you pay for insurance for your 370z? Please post your annual premium rate for your single 370z. Please exclude the addition of other cars in your policy. Include collision and comprehensive deductible. Include coverage and monthly payment. I am aware of location, discounts, hook ups, age, sex, multiple car discounts, home owners, etc. Just please post exactly how much you are paying for your 370z on your policy papers. I'll start. 2010 Nissan 370z Liberty Mutual Ins - Single/Unmarried - 27 years old Liability: 25/50/25 Medical: 5,000 Uninsured Motorist: 25/50 Collision deductible: $1000 Comprehensive: $500 Annual Payment: $1409.00 Monthly: $117.41 No points, tickets, accidents. BTW, I searched the forum but found no thread to this specificity. Last edited by TongMan; 04-08-2011 at 09:33 AM.*

04-08-2011, 10:00 AM	#10 (permalink)
GZ3 A True Z Fanatic Join Date: Dec 2009 Location: SATX Posts: 3,296 Drives: Z Rep Power: 23	104, same coverages except i have 500 deduc all the way around __________________ 09 GT-R 12' 370Z 7AT HANDED DOWN 12'+13' 5.0 SOLD

04-08-2011, 04:02 PM	#12 (permalink)
bullitt5897 Premium Member Join Date: Jan 2009 Location: North GA Posts: 6,831 Drives: Twin Turbo Z34 Rep Power: 3684	close to $5k a year hahaha __________________ *Shop Cars: 2013 318whp Nismo VspecII 370z SOLD, 2009 1000hp+ 93oct 4.0L TT 370z Fast Intentions STAGE 4 #054*

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04-15-2010, 07:38 PM	#1 (permalink)
LinPark A True Z Fanatic Join Date: Jan 2010 Location: Columbus, OH Posts: 1,078 Drives: '17 Camaro 2SS A8 Rep Power: 25	I use AAA and have these rates: '06 Honda Odyssey Touring - $45/month '10 Nissan 370Z - $50/month '78 Datsun 280Z - $20/month Full coverage with $500 dedect on the new cars - minimum on the 280Z - when I got the 370Z I tried to put some kind of classic car insurance on the 280Z since I'll only be putting a few hundred miles a year on it but the cheapest they had was $250 a year - seems high to me. Anyone have experience with keeping really low cost minimal insurance on a classic car?

04-15-2010, 07:46 PM	#2 (permalink)
PrObLy Base Member Join Date: Mar 2009 Location: Orland Park Posts: 19 Drives: 09 370Z MB M6 Rep Power: 18	I'm 25 and live in the Chicagoland area. Through Geico I pay $66 per month total to insure my Z and my '94 Regal GS. The trick is having the Z as a secondary "leisure" car (still full coverage and $500 deductible) whereas I only have to have liability on the Regal since it isn't worth much.

04-15-2010, 08:50 PM	#3 (permalink)
d02808045 Base Member Join Date: Mar 2010 Location: Dallas, TX Posts: 94 Drives: 370Z 40th Edition Rep Power: 17	Everyone seems to have low monthly on their car insurance. I pay $183/m for both 2010 vehicles (Z and RX350). Full coverage on both and have rental/roadside assistance/toll and labor, D$500. I used USAA, I think it's high...i have couple points on my DL but that was like more than 4 yrs ago...wonder if they still count that....

04-16-2010, 11:50 AM	#4 (permalink)
elmz Track Member Join Date: Feb 2009 Location: San Diego, CA Posts: 674 Drives: 2014 Porsche Boxster Rep Power: 19	Wow you guys have some GREAT rates! I'm 29 with Farmers $128/month $500 deductible 09 370 Base+Sport in San Diego, CA. No tickets w/ 1 claim(my fault) within 5 years. I think I'm going to call around now...

04-16-2010, 04:15 PM	#5 (permalink)
JACKPAC Track Member Join Date: Sep 2009 Location: Kentucky Posts: 516 Drives: MB 370z Rep Power: 18	I guess we should also state if we have touring package or not as my insurance had the categories separated.

04-23-2010, 01:31 PM	#6 (permalink)
lando76 Base Member Join Date: Jul 2009 Location: ca Posts: 107 Drives: N/A Rep Power: 17	I am 34 years old, my record is clean. I have a deductible of $500 my coverage is 150k/300k which is very good. I was quoted $508 every six months. Mercury Insurance Company.

04-23-2010, 10:32 PM	#7 (permalink)
4r3s A True Z Fanatic Join Date: Dec 2009 Location: MD Posts: 2,077 Drives: Touring 370z Rep Power: 26	shopping around is really important. I did some calling around today and for 6 months same coverage I was quoted $580 to $2100. I was absolutely shocked at the $2100 which was from metlife and included the discount through my work. The metlife salesman was the most pushy too saying "oooh thats a really good rate for that car, you should definetly take this!" I followed up with a chuckle and said no thanks I think we've spoke long enough.

04-25-2010, 11:36 AM	#8 (permalink)
cossie1600 A True Z Fanatic Join Date: Jun 2009 Location: californee way Posts: 5,380 Drives: 370, Leaf Rep Power: 31	Insurance agents are annoying, I prefer to call a 800 number online.