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Country = Canada State = Montreal Age = 34 Discounts = Married, 2 cars, home insurance Deductable = $500 I think Payment = $147 Month
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02-09-2012, 07:04 PM
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#1 (permalink) |
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A True Z Fanatic
Join Date: Jan 2011
Location: Montreal, Canada
Age: 48
Posts: 1,980
Drives: E60 BMW M5
Rep Power: 23   |
Country = Canada
State = Montreal Age = 34 Discounts = Married, 2 cars, home insurance Deductable = $500 I think Payment = $147 Month
__________________
2017 SUBARU STI 2008 E60 M5 - SOLD 2010 40th Anniversary 370Z - SOLD (and missing her) |
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02-09-2012, 07:39 PM
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#2 (permalink) |
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A True Z Fanatic
Join Date: Sep 2011
Location: NY
Posts: 1,009
Drives: Nissan 370z Monti Bl
Rep Power: 17 |
I don't get how people's rates are so low?
NY, 35yo married male (but wife is unlicensed) 2 car discount but other car is only insured for liability, also multi-policy (Home) discount, driver safety test discount Nationwide: $1100 6 months. $500 deductible only points on record currently is 2 point failure to obey traffic device from 2009.
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I <3 my car 
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02-10-2012, 02:39 AM
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#3 (permalink) |
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Enthusiast Member
Join Date: Jan 2012
Location: west
Posts: 443
Drives: 2012 370z man. sport
Rep Power: 15 |
We pay $1180 every 6 months for 3 cars with full coverage , $0 glass, and $250 deductable and extended bumper to bumper waranties on 2 of the cars. O tickets or accidents, prefered plan, 2 drivers. Our plans cover us for about 4 times the limits of standard policies, We live in big city with a lot of bad drivers. When I used to live in a small country area of NYS, my total payments were only about 1/2 of what I pay now.
Most rates are based on where you live and your driving record and age. Best rates for auto seem to be Allstate, Geico for cars and Progressive for motorcycles. Never cared for the prices the other big companies give, they never even came close to the companies listed above. Last edited by gsxr750; 02-10-2012 at 02:46 AM. |
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02-09-2012, 10:05 PM
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#5 (permalink) | |
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A True Z Fanatic
 
Join Date: Aug 2011
Location: Tacoma, WA
Age: 42
Posts: 1,498
Drives: a POS truck
Rep Power: 497 |
Quote:
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02-09-2012, 11:15 PM
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#7 (permalink) | |
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Enthusiast Member
Join Date: Dec 2009
Location: CA
Posts: 260
Drives: 10 370z Touring 6MT
Rep Power: 17 |
Quote:
In OK USAA is more expensive for me so I went to State Farm. They are much cheaper than USAA in this state. |
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02-10-2012, 07:09 AM
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#8 (permalink) |
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Base Member
Join Date: Oct 2009
Location: va
Posts: 56
Drives: 2010 plt spt roadstr
Rep Power: 17 |
Ins-va-56yrs
1200 yearly, thats a 2010 nissan touring roadstar, 2000 buick(not full cov), 1998 ford ranger( trick out, tires, paint job,liner,top full cov), 200.00 ded.
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02-10-2012, 10:01 AM
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#10 (permalink) |
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Enthusiast Member
Join Date: Jan 2012
Location: west
Posts: 443
Drives: 2012 370z man. sport
Rep Power: 15 |
Best service and price allstate, most companies will drop you like a rock if you get a couple claims with in a few years though. Geico best for price. Some companies can be hard to collect from on theft claims though or large personal or physical damage though. My brother had a boat motor stolen off a boat , while at a resturant for breakfast and they denyed the claim. Only resort then is to have a lawyer sue your own insurance company to collect, when they deny a claim.
With most insurance companies their policy is not to pay claims, its really to deny them or get out of paying them when ever a claim is submited. Last edited by gsxr750; 02-10-2012 at 10:04 AM. |
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02-10-2012, 10:13 AM
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#11 (permalink) | |
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A True Z Fanatic
Join Date: Feb 2009
Location: Texas
Posts: 30,879
Drives: 370z
Rep Power: 4212 |
Quote:
Everything is a factor with insurance, age, car, location, average age of owners (who own the same car), accidents per 100 cars, etc. Your best bet is to stop at a few local big name companies, Allstate, Nationwide, State Farm, etc and get some price comparisons. Then shop at a few local insurance companies, they can usually be a bit cheaper but might lack certain options/features of the bigger companies.
__________________
theDreamer's Z // Fast Intentions // Uprev // GTM // HKS // TEIN theDreamer's Silvia // URAS // GREDDY Houston Zs // Facebook // Twitter // Instagram |
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02-10-2012, 10:26 AM
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#14 (permalink) |
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A True Z Fanatic
Join Date: May 2009
Location: ITU Zone 2
Posts: 22,459
Drives: Reliant Robin
Rep Power: 1791 |
The OP should narrow his focus on this question. Since this is a world-wide forum, answers will be as varied as the colors of the rainbow.
Try moving the question to the OP's specific region. Then age, history, etc. can more closely be matched to an "estimate" of what the OP can "expect" to pay. 
__________________
Andrew  2009 370Z Sport/Touring 6MT sold 2013 Honda Civic Si coupe D/D |
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02-22-2012, 10:21 AM
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#15 (permalink) |
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A True Z Fanatic
Join Date: Apr 2010
Location: Long Island NY
Posts: 3,277
Drives: 2010 Z Coupe M6 SPT
Rep Power: 23 |
Country = U.S.
State = New York Age = 25 Discounts = Multi Car, New Car, Defensive driver. Deductable = $500 $212 per month for my 2010 Z and a Leased 2010 Versa, full coverage on both.
__________________
2010 Base+Sport 6spd: Stillen G3, FI Non-Resonated CBE, FI Non-Resonated Test Pipes, UpRev Tuned, Custom 24R Oil Cooler, JDM Rear Fog-OEM Harness. ???Whp ???WTQ (Will find out come spring time) |
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