Official Insurance Premium Discussion Thread

[bluezed]

Originally Posted by kenchan

since this is my weekend car and dont drive more than 7500miles per year i have it under 'leisure car' insurance. check with your agent if they offer something similar. other than the max milage of 7500miles, the coverage is the same. one must have a primary car (dd) with full coverage to get this though. my G is my primary car and covered 280 for 6months so still very cheap.

i am with a major insurance company covered for house/2 life/3cars/music instruments.

I was told that CA does not have that mileage thing. I did put in 5000 miles/6 months and this is a 'leisure car' when I did my insurance. Though, don't really know if it had an effect. I'll call them again. I am looking at some of the rates that people get here, it seems like mine isn't bad at all. I pay $176/month for two cars with full coverage. I should take out the full coverage on my Integra though. Just debating if I should or not.

[RedNismoZ]

350ish two speeding tickets, 2 reckless driving, but most were dropped.

[BigT]

750 deductible, 100/300/50 coverage, age 26, single, live in NJ, and do not own a home yet.

$798 per 6 months.

[SkiDoggAC]

30, male, single, rent a home, 2 cars, 500 detectable, perfect record, $124.00 a month. I live in North Idaho.

[Kim@Forged]

Ga, Female, $150/month, no comp/collision, on a 240sx. (used to be 206/month but i just switched to geico)

[BigT]

Originally Posted by BigT

750 deductible, 100/300/50 coverage, age 26, single, live in NJ, and do not own a home yet.

$798 per 6 months.

$798 is my paid in full for 6 months. Clean driving record for at least 3 years and with multi-car discount. Including my 2001 Hyundia beater, its $1047 for 6 months with the same coverage, but no comp/collision on the Hyundia. Again, with paid in full discount. Otherwise its its an extra $94.00.

Beats insuring just my old Evo for $1468 every 6 months with paid in full discount.

(sorry I forgot these details before)

[MJB]

State = Texas (WA resident but my Z is located in TX)
Age = 28
Deductable = $500
$119/month full coverage with USAA

[anthonyy]

too much...

[bluezed]

Country = U.S.
State = CA
Age = late 20s
Discounts = Good Driver, Multi-Car Discount (2 cars), and etc
Deductible = $500
6 Month Full Coverage Insurance Rate = $1011

300K/300K/100K - do not know the order but something like that.

[Strangler]

Originally Posted by Bonzo

I was reading another thread and someone posted a comment about living in a state where insurance is cheap, and I saw their definition of cheap. It was much more than I pay. So, I was just wondering, what does everyone pay around the globe?

Of course if you could make it a bit detailed that would be helpful so we can compare. Here's me.....

Country = U.S.
State = Ohio
Age = Mid 40's
Discounts = Accident Free, 4 Cars & House
Deductable = $250
6 Month Full Coverage Insurance Rate = $309 ($618 per year)

Thanks for participating.

Cheers --- Bonzo

That is insanely cheap. I'm jealous.

Country: US of the A
State: OK
Age: late 20s
Discount: No tickets or accidents EVER
Deductable: $5oo
6 Month Full Coverage: 577.65 - 6 months $96.275 - each month
$1155.3 - 1 Year / 12 Months

[BoobyBoost17]

im glad i saw this thread, can someone help me out with a ballpark range$$ if its possible

im 19 and im looking to get a 370, i havent did any quotes yet and just trying to get a idea of what i would pay for insurance with one of these

insurance is the only thing holding me back right now on getting one, i have no accidents, and 1 ticket for blowing and a speeing ticket lol

[TreeSemdyZee]

Crap. The first few guy's rates had me depressed until I saw some of the other rates.

47
No wrecks (within 5 years.)
500 deductible.
114.24/mo.
Only car, single man.

[MJB]

Originally Posted by BoobyBoost17

im glad i saw this thread, can someone help me out with a ballpark range$$ if its possible

im 19 and im looking to get a 370, i havent did any quotes yet and just trying to get a idea of what i would pay for insurance with one of these

insurance is the only thing holding me back right now on getting one, i have no accidents, and 1 ticket for blowing and a speeing ticket lol

Well its going to be expensive, no doubt about that..... As far as a ball park figure... it would be easier if you call around and get quotes from different insurance agencies. Location, age, is all going to play a factor and each agency will quote you differently. If I were to guess I would say atleast 150-200/ month.

[BoobyBoost17]

Originally Posted by MJB

Well its going to be expensive, no doubt about that..... As far as a ball park figure... it would be easier if you call around and get quotes from different insurance agencies. Location, age, is all going to play a factor and each agency will quote you differently. If I were to guess I would say atleast 150-200/ month.

i did a online quote thing for liberty mutual and the quote at the end said like 450$ a month.. i dont know if i did it right, god i hope i didnt do it right

[Nick911sc]

Originally Posted by BoobyBoost17

i did a online quote thing for liberty mutual and the quote at the end said like 450$ a month.. i dont know if i did it right, god i hope i didnt do it right

At your age and 2 violations, one being a speeding ticket (you don't mention the severity) I'm not surprised by that price at all. I do insurance for a living and when a company looks at a 19 year old male and a 370z the prices are going to be high. Then when you throw violations in there you're flirting with some pretty high insurance rates.