Buying a z. Sky high insurance???

Thechidz

Hi.

I am about to purchase an 09 monterey blue z, auto with nav. Dealer is paying off my murano and i am getting a fair price on the z so i'm nearly in business. I hav owned an older slk in the past and that car wasnt bad as far as insurance cost went (much less expensive sports car) so i was a little shocked to find my insurance quote go up well over $100 per month coming from an 07 murano to the z???

Not sure what to make of this. I have a speeding ticket from over a year ago but nothing major other than a fendr bender.

Red__Zed

lots of expensive shiz to replace on the Z...take a look at headlight cost.

Then look at the demographic and the number of cars totaled. It's a brutal car to insure.

My insurance got cut in half moving to a car with nearly 100 hp more

GaleForce

My insurance is dirt cheap! Only $200/yr more than my POS 2005 Pontiac G6 GT. I was shocked at how reasonable the price was when I called for the quote.

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Daves350z

So how much is expensive? My 11 touring roadster is just under 100.00/month for insurance.....

red6spd

23 years old when I insured the Z. One speeding ticket no accidents and I was paying about 180/month. I have now switched to Geico and pay $212/month for full coverage on my Z and a brand new leased Versa. So the Z is not expensive to insure no matter how many are wrecked and how expensive they cost to fix... Oh and if you did not notice I live in NY

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2010 Base+Sport 6spd: Stillen G3, FI Non-Resonated CBE, FI Non-Resonated Test Pipes, UpRev Tuned, Custom 24R Oil Cooler, JDM Rear Fog-OEM Harness.
???Whp ???WTQ (Will find out come spring time)

Red__Zed

It's all relative. I paid ~200 a month near DC for the z and wrx, about an even split. Had good coverages (300k/300k/100k+ 1m umbrella), $250 deductibles , but my wife has quite the record of tickets

Moving the Z to Alabama forced me to separate them, pay $105 a month with geico on the z. With anyone else, it was $200+ per month.


There have been three risk-based rate adjustments since last november, and another planned for q4. It will be interesting to see if the risk rates stabilize.

Zemurray

$57 a month, State Farm, full coverage, $500 deductible.

m4a1mustang

When I first bought my Z in 2009 I paid $95/mo for full coverage, $1m policy. Then they started wrecking them and I kept getting vehicle risk adjustments all the way up to $130/mo.

With the 5.0 I'm back below $100/mo for the same policy. So yes, the Z is going to be a little more expensive to insure.

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red6spd

I'm not going to bust out my policy and give you exact amounts but when you lease a car you need to raise all your coverage amounts for both cars. So I'm covered pretty well.

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2010 Base+Sport 6spd: Stillen G3, FI Non-Resonated CBE, FI Non-Resonated Test Pipes, UpRev Tuned, Custom 24R Oil Cooler, JDM Rear Fog-OEM Harness.
???Whp ???WTQ (Will find out come spring time)

Thechidz

financing the car geico quoted me at over 1900??? must be some kind of mistake will call and find out for sure tomorrow

gr8-wrx

My '10 ZR was about $60 less per year than my '03 WRX.

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Me: 2022 Toyota Tacoma SR5 Double-Cab SB, 2023 Toyota Corolla
Wifey: 2013 Toyota Highlander Limited AWD
Weekends: 2010 Nissan 370z Roadster

Red__Zed

if my wife went through geico without me on the policy, the Z would be $3500 a year to insure

There's something about you that looks high risk to them, at least that is what it sounds like.

chuckd05

my 08 135i that I have now was $700 less to insure for the year.... I couldnt believe that.. One is a 2 door sports car one is a coupe... I guess thats why but it was a significant drop...

I have allstate, have homeowners with them as well..

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09 370Z 6M PW - FBO Best 1/4 mile = 12.926 @ 109 SOLD -- 08 BMW 135i - FBO 12.1@120mph SOLD -- white 09 e92 335 Coupe Mtech - 11.9 @ 119 :-)

UNKNOWN_370

I'm paying $150 a month after an accident. My Z had been totalled in may. I was paying $120 a month. I renew in 2 months. Let's see what happens then?

Thechidz

I'm way over everyone on here. $300/month hy state and thats after raising my collision deductible to 1000. I will be finding a new insurance company tomorrow