Credit Application but paying cash and using own credit union

Kenny · 12-24-2010, 04:03 AM

Thanks guys.

I'm not signing it.

there's a part on the application that reads:

Quote:

...You (1) make the above representations, which are certified correct, for the purpose of securing credit; (2) authorize us, affiliated entities, and financial institutions to whom we submit your application (hereinafter "Financial Institutions") to obtain consumer credit reports and to gather employment history as necessary and appropriate to determine your creditworthiness...

A. I am not interested in securing credit with their Financial Institution.
B. I certainly do not want them to do a credit pull.

BennytheBlade · 12-24-2010, 04:41 AM

And if they give you a hard time, walk.
I know its hard but there are plenty of good dealers and Zs out there.

TreeSemdyZee · 12-24-2010, 09:11 AM

That sounds extremely bogus. Even in Cali, I can't see there being a law requiring a credit app be filled out. Your credit rating and history is none of their d*** business. If you lay the money on the table, that should be their only concern.
They're trying to pad their numbers.
If you really want to play hardball, I'd find out if their statement is true or not about being required to fill out an application. If it's not, I'd call them out on it.

12-24-2010, 04:41 AM	#2 (permalink)
BennytheBlade Base Member Join Date: Oct 2009 Location: Huntsville Posts: 180 Drives: 09 Black 370 NISMO Rep Power: 17	And if they give you a hard time, walk. I know its hard but there are plenty of good dealers and Zs out there. __________________ Forged Specialties SC 6 Bronze 19x9.5 +22 19x10.5+12\|Hankook Evo 255/35/19 305/30/19 Berk HFC \| BM Short Shifter \|Stillen G3 Intake

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12-24-2010, 09:11 AM	#3 (permalink)
TreeSemdyZee Premium Member Join Date: Dec 2009 Location: Kentuck-IANA Age: 62 Posts: 4,888 Drives: '09 370 & ‘14 Juke Rep Power: 27410	That sounds extremely bogus. Even in Cali, I can't see there being a law requiring a credit app be filled out. Your credit rating and history is none of their d*** business. If you lay the money on the table, that should be their only concern. They're trying to pad their numbers. If you really want to play hardball, I'd find out if their statement is true or not about being required to fill out an application. If it's not, I'd call them out on it.