Credit Application but paying cash and using own credit union

FuszNissan · 12-29-2010, 03:35 PM

It a nut shell, I have to give every consumer a form that stats if they have good credit they will get a good rate, but it they have bad credit they will have a higher interest rate. That is now another job we have to do and another forum the consumer will have to sign.

shadoquad · 12-29-2010, 03:42 PM

Quote:

Originally Posted by FuszNissan

It a nut shell, I have to give every consumer a form that stats if they have good credit they will get a good rate, but it they have bad credit they will have a higher interest rate. That is now another job we have to do and another forum the consumer will have to sign.

That sounds like a complete and total f*cking waste. How would a consumer not already know that going in or expect anything different? I'm not b*tching at you, buddy. Just seems like a waste of trees and ink.

m4a1mustang · 12-29-2010, 03:49 PM

Quote:

Originally Posted by shadoquad

That sounds like a complete and total f*cking waste. How would a consumer not already know that going in or expect anything different? I'm not b*tching at you, buddy. Just seems like a waste of trees and ink.

It's America. Consumer protection laws assume the consumer is dumber than a bag of rocks.

And, in America, the average consumer is dumber than a f***ing bag of rocks.

shadoquad · 12-29-2010, 03:51 PM

Quote:

Originally Posted by FuszNissan

I can't control it my man. Believe me it's a waste of time for everybody.

Oh, I know. A salesman doesn't want to throw a ton of papers at a consumer and spend an hour or so watching them sign. It makes the customer grumpier and takes away from the salesman's time with other customers. So, it doesn't benefit either, except that it legally protects both

Quote:

Originally Posted by m4a1mustang

It's America. Consumer protection laws assume the consumer is dumber than a bag of rocks.

And, in America, the average consumer is dumber than a f***ing bag of rocks.

12-29-2010, 03:35 PM	#1 (permalink)
FuszNissan A True Z Fanatic Join Date: May 2009 Location: St. Louis Posts: 14,275 Drives: Pure Sex Rep Power: 544	It a nut shell, I have to give every consumer a form that stats if they have good credit they will get a good rate, but it they have bad credit they will have a higher interest rate. That is now another job we have to do and another forum the consumer will have to sign. __________________ Mods: Too Many to list! LouFuszNissan ZDAYZ 2012

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