How I have scored invoice pricing with 3.99% APR on my 370Z?

Cjanik · 07-21-2009, 12:20 AM

no luck with penfed for me

I did a new car loan, got turned down, did a resubmittal with explanation of income, still turned down. I give up, and they got my 20 bucks.

my credit score is 700 which apparently is not good enough. They keep saying I owe too much for the amount of income I get per month. I owe 4k on my 2008 Toyota Tacoma and that is all. No credit card debt, no other payments, only rent. And I make over 3 grand a month. (after taxes)

oh well, I'll either pay it off or try a local credit union instead for a 7% rate. the stock market is doing better than 7% a year right now which is why I'd much rather get a loan than spend it all.

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07-21-2009, 12:20 AM	#11 (permalink)
Cjanik Track Member Join Date: May 2009 Location: Las Vegas Posts: 578 Drives: N/A Rep Power: 19	no luck with penfed for me I did a new car loan, got turned down, did a resubmittal with explanation of income, still turned down. I give up, and they got my 20 bucks. my credit score is 700 which apparently is not good enough. They keep saying I owe too much for the amount of income I get per month. I owe 4k on my 2008 Toyota Tacoma and that is all. No credit card debt, no other payments, only rent. And I make over 3 grand a month. (after taxes) oh well, I'll either pay it off or try a local credit union instead for a 7% rate. the stock market is doing better than 7% a year right now which is why I'd much rather get a loan than spend it all.