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370Z, Do I make the deal or wait?!!

Originally Posted by Sid Hi to all the Z-lovers!! If you all don't mind, I'll wax nostalgic for a bit. Reading these forums takes me back to 1970-71, as a

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View Poll Results: Do I make the Deal?
YES. 5 10.20%
NO. 44 89.80%
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Old 01-15-2009, 06:43 PM   #31 (permalink)
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Originally Posted by Sid View Post
Hi to all the Z-lovers!!
If you all don't mind, I'll wax nostalgic for a bit. Reading these forums takes me back to 1970-71, as a 2-striper stationed in 'Nam, reading car mags and falling in love with something called a 240-Z. Returning to the states, I tried to buy one..couldn't swing it. Dealers were loading up the cars with all options and they were over $5000 out the door (for a $3500 car..remember, it was 1971! Making less than $400 a month, I "settled" for a new Dodge Challenger (still not so bad) but couldn't get the "Z" out of my mind.
Long story short, I finally got my "Z" in '75, a new 280-Z, which I kept for 2 years and traded in on a new '77 280. Sold her when our daughter was born in '79. My wife and I have been fortunate enough to have several new cars since then, but now, at 60, I feel a little of that old excitement
and expectation creeping in, as I peruse this forum. I understand completely the 'gotta have it' feeling as you look at the pix, read the reviews, and also read these posts from those who hve been fortunate enough to just get theirs, have it on order, or just want to drool.
To Jeepersnate: You've been given some good advice in these posts from our Z-lovin' friends. Don't trade at this time. Keep the Max (it's a great car). wait until you can comfortably afford it. 72 mos @ $869 a month is $62K+..that's a lot of bread for a $30K car. It sounds like you're young yet, believe me, you've got time. Let the market cool off (look what happened to the GT-R's). Were I you, I'd wait at least 2 years before I traded in, or sold it off myself. I know, a lot easier to say than to actually do, but your chance will come. You'll get your Z, just as I finally got mine. Just wait it out. As for me? I figure I have 1 more new car left in me, and this drive does look pretty sweet; but I think I'll wait a few months, when the hype cools down, and then I'll take a little shopping trip. It'll be like 1975 again, and I'll be walking into the Datsun dealer (oop's!) NISSAN dealer, and there she'll be..Life is sweet...........
One of the best 1st posts in our forums. 370Z has woke up many 240Z and 280Z enthusiasts with it's nostalgic design. Many car enthusiasts are saying, this is what 350Z should've looked like. The new Z is better in all dimensions and their owners are very satisfied with it's performance and power. This is what I tell members to do -- read, research, learn, and then go out buy the car. Hope to see you in a 370Z soon and we are glad to have you here.
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Old 01-15-2009, 08:23 PM   #32 (permalink)
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Not to be mean, but this is exactly why we're the financial mess we're in today. If you have to pay $869 a month for a car, you're way over your head. Wait a year, and pick one up used for a lot less $$.
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Old 01-15-2009, 09:42 PM   #33 (permalink)
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You should buy 2 370's...heck, maybe 3. You only live once!

NO ONE SHOULD HAVE A CAR PAYMENT THAT IS MORE THAN 10% OF THEIR GROSS MONTHLY INCOME. So, unless you gross $8690, which is entirely possible, than dont do it, its just not worth it!
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Old 01-15-2009, 10:50 PM   #34 (permalink)
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man i should have a car payment of 1800 a month lol.
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Old 01-15-2009, 11:48 PM   #35 (permalink)
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Great advice, and I agree with everybody else. Buying a new car, right after you bought a new car is financial suicide. I have always been a bit impulsive myself, so I know where you're coming from. That said, I'm at a point in my life where I can afford it, and aside from my house I have no other debt. If you're still renting I recommend buying a house first, especially now that the market is in the crapper and interest rates are at all time lows. Then (in theory) your home will appreciate and you can write off the interest every year. That's how you can get ahead and buy the car you want. The Z is a great car, but not worth $860 a month.

Good luck, and stick around the forums regardless, this is a great group of people.
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Old 01-16-2009, 02:47 AM   #36 (permalink)
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NO ONE SHOULD HAVE A CAR PAYMENT THAT IS MORE THAN 10% OF THEIR GROSS MONTHLY INCOME.
And I'll bet you that less than 10% of the population follow that rule.
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Old 01-16-2009, 04:41 AM   #37 (permalink)
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agreed.. i dont know many people who do.. if any? ^ besides my parents.. lol
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Old 01-16-2009, 04:43 AM   #38 (permalink)
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Rip off.
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Old 01-16-2009, 04:45 AM   #39 (permalink)
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And I'll bet you that less than 10% of the population follow that rule.
I was pretty sure the rule was that you need to be able to afford 3 times the payment per month.

My general rule, though, is after paying for ALL living expenses, if you have 4 times the monthly payment, you're good.
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Old 01-16-2009, 12:02 PM   #40 (permalink)
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People would be alot better off if:

Mortgage was no more than 30% gross monthly
Car payment(s) were no more than 10% gross monthly

Cash is king...
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Old 01-16-2009, 04:18 PM   #41 (permalink)
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LOL, who were the two people that voted to take the deal?
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Old 01-16-2009, 08:01 PM   #42 (permalink)
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72 months
Never go beyond 60 months!

$869.00 a month no way, that's way to much debt!
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Old 01-16-2009, 08:08 PM   #43 (permalink)
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Thanks for all the advice. I don't know what the hell I was thinking.
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Old 01-16-2009, 08:23 PM   #44 (permalink)
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Thanks for all the advice. I don't know what the hell I was thinking.
You were thinking good, because you came here for advice and opinions!!
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Old 01-16-2009, 08:27 PM   #45 (permalink)
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Sweet!! I feel better...
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