Need help!!! With this 370z purchase...PLEASE!!!

Chuck33079 · 01-31-2014, 09:44 AM

Quote:

Originally Posted by shawnski

chuck33079 i read your comments and it looks like you know everything out there, maybe because you have many posts out here, but you are totally wrong on lease vs. finance, when i get a chance ( which i have better things in life to do than be here make thousands of comments) i be glad to show you that A GOOD LEASE PROGRAM could be as good or sometimes better than financing,not everyone wants to modified cars and not everyone wants to pay 600 a month payment and not everyone has 10k+ to put down, and some people work hard and want to drive a nice luxury car, there is nothing wrong with that.
since you live in houston, maybe one day we can discuss leasing and financing over a coffee!

So at the end of the GOOD LEASE PROGRAM do you own the car? Point out what I said that was inaccurate. Your argument is "not everyone wants to pay 600 a month payment and not everyone has 10k+ to put down, and some people work hard and want to drive a nice luxury car"?

Exactly what I would expect from a guy who works at a car dealership.

synolimit · 01-31-2014, 09:46 AM

Quote:

Originally Posted by FPenvy

in the end you still lose. just saying.

and i highly doubt you've owned over 20 cars unless you either do go through them like hookers or flip cars.

New car about every year (plus 9 bikes). At most was 3. I sold for 3 years and did finance so I know what I'm doing. The OP in the other thread looking to buy a 370 and a GTR can relate.

shawnski · 01-31-2014, 09:47 AM

Quote:

Originally Posted by FPenvy

you're on the wrong forum if you want to discuss not modding a car.....just saying.

also if a $600/month payment is a issue then you're obviously looking for something out of your price range and need to move on.

leases are for house wifes who dont care what they drive and you just keep them happy with a new car every 24 months or so.

lmfao..

FPenvy · 01-31-2014, 09:49 AM

Quote:

Originally Posted by synolimit

New car about every year (plus 9 bikes). At most was 3. I sold for 3 years and did finance so I know what I'm doing. The OP in the other thread looking to buy a 370 and a GTR can relate.

sounds like you get $1000 cars and just need new ones every year orrrrrrr you just have poor taste and hate them quickly.

but going on what you've said about all these cars and bikes you've owned/own the $200 a month different between a lease or owning shouldnt even be relevant.

that or you're just lying.

synolimit · 01-31-2014, 09:50 AM

Quote:

Originally Posted by Chuck33079

I didn't address that because saying credit card debt is bad is kinda like saying water is wet.

It's $400 a month and you don't own the car at the end of the lease, or $600 and you get the title in the mail after the last payment clears. How is that even a comparison?

You own the car the whole time!! It's yours to buy whenever and sell whenever. You seem like you're in finance. How do you not know this? A lease on this is 38 months, then I'll buy it for a new buy loan. Vs most that buy for 5-6 years. I'm not that far off to get my title on the last payment.

exsanity · 01-31-2014, 09:51 AM

Quote:

Originally Posted by synolimit

$400 a month or $600 a month? You tell me? Easy pick for me

Buy it now or be forced to save up over $11,000 for a down payment to match the lease monthly? I don't know about you but I'll buy it now and be happy. If that means $2000 more over the payment period or $250 a year, or $20.8 a month because I didn't save $11,000 cash, then so be it. I don't hear everyone saying credit cards are "really syno?"

I paid cash outright.. :shrug:

Chuck33079 · 01-31-2014, 09:53 AM

Quote:

Originally Posted by synolimit

You own the car the whole time!! It's yours to buy whenever and sell whenever. You seem like you're in finance. How do you not know this? A lease on this is 38 months, then I'll buy it for a new buy loan. Vs most that buy for 5-6 years. I'm not that far off to get my title on the last payment.

You own it? At the end of the lease your name is on the title? Do we have different definitions of ownership? You're correct, you have the ability to sell the vehicle at any point. That doesn't mean you're the owner. You can sell you house at any point, but until you make the last payment the bank is the owner.

wheee! · 01-31-2014, 09:54 AM

soooooo.... on topic.

This sounds to me like a flood damaged car... doesn't have to be local if the dealership brought it in from a flooded area....

STAY AWAY.... there's plenty of fishezz in the Z

Chuck33079 · 01-31-2014, 09:55 AM

Yeah, I'm done debating the myriad benefits of leasing. OP, don't buy the car.

FPenvy · 01-31-2014, 09:56 AM

Quote:

Originally Posted by Chuck33079

Yeah, I'm done debating the myriad benefits of leasing. OP, don't buy the car.

shawnski · 01-31-2014, 09:58 AM

Quote:

Originally Posted by Chuck33079

So at the end of the GOOD LEASE PROGRAM do you own the car? Point out what I said that was inaccurate. Your argument is "not everyone wants to pay 600 a month payment and not everyone has 10k+ to put down, and some people work hard and want to drive a nice luxury car"?

Exactly what I would expect from a guy who works at a car dealership.

no i don't own the car at the end of 36 month lease and if you finance the car for 60 months you don't own it till end of 60 months!!
figure it out
36 monthsX 400 a month lease
36 monthsX 600 a month finance
see what you have saved
then 24 more months of 600 a month left
then you own the car
not counting extra maintenance you need to do for extra 24 months!
do the calculation, i don't have time!

synolimit · 01-31-2014, 09:59 AM

Quote:

Originally Posted by FPenvy

ummmmm yea in the end you give your stuff back. i own mine.........and for less money than you WASTED on yours.

i'll put it in these terms. you pay for the hooker, get the sex, and in the end she leaves. it's nice but you just end up having to do it again.

me.....i just own that bitch.

Ummmmm no you don't. I can buy the car tomorrow. I can sell it tomorrow. I can buy at lease end. Or I can give nissan the keys and walk. (I'll buy it at some point in time but I could also just trade in it for the brand new 2016 Z in 30 months and owe nothing). PS I haven't wasted anything yet!! Not till AFTER I buy the car and pay interest on the buy loan after its fully paid off. Then I'll have spent $20.80 a month more than you. Big deal.

But you owning that bitch can have issues if you want a divorce early. My divorce is written in stone in 38 months total and I have a prenup letting me pay ZERO

. And if the car gods smile upon me and it holds its value, that bitch owes me money

but that's not gonna happen because nissan screwed us all with the 14 price drop. So instead of eating $3600 in 38 months like 13 buyers will, I walk I zero.

wheee! · 01-31-2014, 10:01 AM

and we were soooo close....

FPenvy · 01-31-2014, 10:03 AM

Quote:

Originally Posted by synolimit

Ummmmm no you don't. I can buy the car tomorrow. I can sell it tomorrow. I can buy at lease end. Or I can give nissan the keys and walk. (I'll buy it at some point in time but I could also just trade in it for the brand new 2016 Z in 30 months and owe nothing). PS I haven't wasted anything yet!! Not till AFTER I buy the car and pay interest on the buy loan after its fully paid off. Then I'll have spent $20.80 a month more than you. Big deal.

But you owning that bitch can have issues if you want a divorce early. My divorce is written in stone in 38 months total and I have a prenup letting me pay ZERO

. And if the car gods smile upon me and it holds its value, that bitch owes me money

but that's not gonna happen because nissan screwed us all with the 14 price drop. So instead of eating $3600 in 38 months like 13 buyers will, I walk I zero.

wait wait wait........

why would i marry a hooker i'm pimping out.

c'mon bro.....you cant make a ho a house wife.

with all this finance talk you'd think you'd at least get the hooker part of the story right. geez.

now you for sure lost.

lt_370z · 01-31-2014, 10:04 AM

Syno, why do you own a house? Why not rent an apartment for the rest of your life? Save money on property tax and you can spend that on track days...

01-31-2014, 09:54 AM	#38 (permalink)
wheee! A True Z Fanatic Join Date: Sep 2009 Location: Mod Capital of Canada Age: 57 Posts: 7,354 Drives: cars. lots of cars. Rep Power: 40181	soooooo.... on topic. This sounds to me like a flood damaged car... doesn't have to be local if the dealership brought it in from a flooded area.... STAY AWAY.... there's plenty of fishezz in the Z FPenvy, Chuck33079, Ghostvette and 1 others like this. __________________ H&R / Stillen / Berk / HKS / Swift / Michelin / UpRev / SPC / Amuse Rep / Seibon / Fringe XVO / TWM / more... My Journal

01-31-2014, 09:55 AM	#39 (permalink)
Chuck33079 A True Z Fanatic Join Date: Nov 2011 Location: Houston Posts: 12,265 Drives: 2011 370ztt Rep Power: 29538	Yeah, I'm done debating the myriad benefits of leasing. OP, don't buy the car. FPenvy and Ghostvette like this. __________________ 2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent

01-31-2014, 10:01 AM	#43 (permalink)
wheee! A True Z Fanatic Join Date: Sep 2009 Location: Mod Capital of Canada Age: 57 Posts: 7,354 Drives: cars. lots of cars. Rep Power: 40181	and we were soooo close.... 6MT-Z34 likes this. __________________ H&R / Stillen / Berk / HKS / Swift / Michelin / UpRev / SPC / Amuse Rep / Seibon / Fringe XVO / TWM / more... My Journal

01-31-2014, 10:04 AM	#45 (permalink)
lt_370z Base Member Join Date: Feb 2011 Location: HTOWN Posts: 233 Drives: Nismo 370Z Rep Power: 14	Syno, why do you own a house? Why not rent an apartment for the rest of your life? Save money on property tax and you can spend that on track days... FPenvy and Ghostvette like this.

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