Who Do You Insure Through

NickTurnon · 05-07-2013, 02:36 PM

If you are paying more then $500, Id sell the car!

Thats ridiculous.. There has to be someone willing to do it for less. Especially if you say you have a clean record.

Minsu · 05-07-2013, 02:38 PM

sry for my ignorance is scottsdale in AZ?

NickTurnon · 05-07-2013, 02:42 PM

Quote:

Originally Posted by Minsu

sry for my ignorance is scottsdale in AZ?

Yep! If you ever visit, let me know & Ill buy you a beer

DEpointfive0 · 05-07-2013, 03:56 PM

Quote:

Originally Posted by Minsu

sry for my ignorance is scottsdale in AZ?

Yes

Minsu · 05-07-2013, 02:38 PM

im gonna shop around for insurance after i go to see joe this week

Chuck33079 · 05-07-2013, 02:41 PM

Quote:

Originally Posted by Minsu

im gonna shop around for insurance after i go to see joe this week

You're doing it backwards. Once you go test drive the car, you'll be far more likely to make an emotional decision that gets you on the hook for an unreasonable insurance bill. There will always be other cars.

Minsu · 05-07-2013, 02:59 PM

Quote:

Originally Posted by Chuck33079

You're doing it backwards. Once you go test drive the car, you'll be far more likely to make an emotional decision that gets you on the hook for an unreasonable insurance bill. There will always be other cars.

so should i shop for insurance first? and spend more time there than on the car?

enkei2k · 05-07-2013, 03:12 PM

Quote:

Originally Posted by Chuck33079

You're doing it backwards. Once you go test drive the car, you'll be far more likely to make an emotional decision that gets you on the hook for an unreasonable insurance bill. There will always be other cars.

You have a point. I made this exact same mistake. However I knew my insurance would sky rocket owning this car so I was ready for the increase in premium.

First year, cost was ~$1500 for 6 months for 370Z
Second year, cost is ~$1000 for 6 months for 370Z

clean record, defensive driving discount, 28 single male.

no change in coverage at all.

If you're under 25, good luck. I owned a POS 1995 240sx at 23 and even still insurance was $1400 for 6 months at the STATE MINIMUM. I can only image what a 370Z would be

Once I hit 25, the rate plummeted to $580 for 6 months.

kenchan · 05-07-2013, 03:19 PM

Quote:

Originally Posted by enkei2k

First year, cost was ~$1500 for 6 months for 370Z
Second year, cost is ~$1000 for 6 months for 370Z

clean record, defensive driving discount, 28 single male.

holy f-king hell!!

enkei2k · 05-07-2013, 03:26 PM

Quote:

Originally Posted by kenchan

holy f-king hell!!

Tell me about it

For a city that relies mostly on public transportation, I have no idea why it's so expensive to insure a car in New York City.

SmokeEater27 · 05-08-2013, 10:26 AM

I had full insurance on my previous car before the Z and when I called to switch cars on my policy with Geico as i no longer owned the previous i got quoted $240 which was way more then i was used to paying on my 3-series, I wasnt liking the price so i decided to shop around, with Esurance they quoted me $773 a month (they mustve thought i bought a ferrari

) so they were automatically off my list. Progressive quoted me $270 a month, Allstate quoted me some where in the $300 range, and state farm quoted me $194, I called Geico back and told them i was dropping them for state farm and told them what i was quoted and the Rep went into this whole apologetic speech and did one of those "let me see what i can do" lines, long behold after about 15 mins and him back and forth with his "supervisor" he comes back and quotes me $168 a month for full insurance (im 23 yrs old no driving record, no accidents) the area i live in is a high accident rate in orlando though..but i was happy with that rate, but makes you wonder how much more people are paying and how much less we all could be paying when they can magically work numbers like that.

Chuck33079 · 05-07-2013, 03:03 PM

Yes. Figure out your total cost of ownership before you get too far into shopping for the car.

fonzo179 · 05-07-2013, 03:12 PM

I don't always get insurance. But when I do, I prefer USAA. 24 hour live customer service, easy to navigate iPhone/Android App, flexible plans that can be changed on-the-fly...

27 yr old male
Location - North Dakota (people suck *** driving here, no nonsense)
Never been in an accident
$500 deductable
I pay $195 a month because I claimed ALL of my aftermarket ****. I'm straight forward with them everytime I add ANYTHING new.

chrischhorn · 05-07-2013, 03:13 PM

USAA, I'm 24, wife is military. I pay $112 a month for insurance.

Minsu · 05-07-2013, 03:19 PM

USAA, is that a well known company? do i need any eligibility for it

05-07-2013, 02:36 PM	#1 (permalink)
NickTurnon A True Z Fanatic Join Date: Jul 2011 Location: Scottsdale Age: 35 Posts: 1,636 Drives: 09 BS 7AT 370z Rep Power: 19	If you are paying more then $500, Id sell the car! Thats ridiculous.. There has to be someone willing to do it for less. Especially if you say you have a clean record. DEpointfive0 likes this. __________________ 2009 Brilliant Silver BASE 7AT \| TEIN S-Tech Springs \| K&N Drop Ins & z1 Maf Tubes \| AAM S-Line Short Tails \| 5% Tint \| 20MM Spacers \| Sport Spoiler NickTurnon's 370z Build

05-08-2013, 10:26 AM	#11 (permalink)
SmokeEater27 Base Member Join Date: Apr 2013 Location: Orlando, FL Posts: 144 Drives: Like OJ In A Bronco Rep Power: 14	I had full insurance on my previous car before the Z and when I called to switch cars on my policy with Geico as i no longer owned the previous i got quoted $240 which was way more then i was used to paying on my 3-series, I wasnt liking the price so i decided to shop around, with Esurance they quoted me $773 a month (they mustve thought i bought a ferrari ) so they were automatically off my list. Progressive quoted me $270 a month, Allstate quoted me some where in the $300 range, and state farm quoted me $194, I called Geico back and told them i was dropping them for state farm and told them what i was quoted and the Rep went into this whole apologetic speech and did one of those "let me see what i can do" lines, long behold after about 15 mins and him back and forth with his "supervisor" he comes back and quotes me $168 a month for full insurance (im 23 yrs old no driving record, no accidents) the area i live in is a high accident rate in orlando though..but i was happy with that rate, but makes you wonder how much more people are paying and how much less we all could be paying when they can magically work numbers like that. __________________ LLUMAR TINT 15% l ARK GT-S SPRINGS l STILLEN GEN 3 C.A.I l MOMO SHIFTER l Z1 SPACERS 20MM (F)/25MM (R).....STILL LOADING

05-07-2013, 03:03 PM	#12 (permalink)
Chuck33079 A True Z Fanatic Join Date: Nov 2011 Location: Houston Posts: 12,265 Drives: 2011 370ztt Rep Power: 29540	Yes. Figure out your total cost of ownership before you get too far into shopping for the car. __________________ 2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent

05-07-2013, 03:13 PM	#14 (permalink)
chrischhorn A True Z Fanatic Join Date: Jan 2012 Location: Mililani, HI Posts: 1,566 Drives: 2014 Juke Nismo RS Rep Power: 18	USAA, I'm 24, wife is military. I pay $112 a month for insurance. __________________ R.I.P. 8/01/13 1SlowZ One day I'll have another....

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05-07-2013, 02:38 PM	#2 (permalink)
Minsu A True Z Fanatic Join Date: Jul 2012 Location: New Jersey Posts: 1,401 Drives: 2013 MidBlue 370Z 6M Rep Power: 25	sry for my ignorance is scottsdale in AZ?

05-07-2013, 02:38 PM	#5 (permalink)
Minsu A True Z Fanatic Join Date: Jul 2012 Location: New Jersey Posts: 1,401 Drives: 2013 MidBlue 370Z 6M Rep Power: 25	im gonna shop around for insurance after i go to see joe this week

05-07-2013, 03:12 PM	#13 (permalink)
fonzo179 A True Z Fanatic Join Date: May 2012 Location: A Fantasy World Posts: 1,707 Drives: 2014 Audi Q5 3.0T Rep Power: 22	I don't always get insurance. But when I do, I prefer USAA. 24 hour live customer service, easy to navigate iPhone/Android App, flexible plans that can be changed on-the-fly... 27 yr old male Location - North Dakota (people suck * driving here, no nonsense) Never been in an accident $500 deductable I pay $195 a month because I claimed ALL of my aftermarket **. I'm straight forward with them everytime I add ANYTHING new.

05-07-2013, 03:19 PM	#15 (permalink)
Minsu A True Z Fanatic Join Date: Jul 2012 Location: New Jersey Posts: 1,401 Drives: 2013 MidBlue 370Z 6M Rep Power: 25	USAA, is that a well known company? do i need any eligibility for it