Who Do You Insure Through

IndieRyanZ · 05-07-2013, 10:51 PM

SoCal State Farm, $70 / month. Comp deductible $0, Collision deductible $100, BIPD 100k/300k/100k, UM 100/300. Multiple policies discount. Single male, 26 years driving experience, no tickets / accidents.

Chuck33079 · 05-07-2013, 11:14 PM

Quote:

Originally Posted by Mrmaasta

You really need to think of the costs.....you may end up buying a car you cannot afford to drive. Still have fuel costs, regular maintenance etc.

Anyway good luck on a hard choice!

Don't forget $1200 or so every year to 18 months for tires.

b15 · 05-08-2013, 06:37 AM

I have my house and vehicles with Hanover Insurance. Used to have Travelers and Allstate before that. Having worked in insurance, I'm not a very big fan of geico and wouldnt recommend it. Some of you guys have very high premiums. The Z is a little over $550 for the year. 100/300/100 liability, $500 coll, $0 comp deductibles. I'm 27, no tickets/accidents.

3.7 ZPA · 05-08-2013, 06:57 AM

Quote:

Originally Posted by b15

I have my house and vehicles with Hanover Insurance. Used to have Travelers and Allstate before that. Having worked in insurance, I'm not a very big fan of geico and wouldnt recommend it. Some of you guys have very high premiums. The Z is a little over $550 for the year. 100/300/100 liability, $500 coll, $0 comp deductibles. I'm 27, no tickets/accidents.

You're in Illinois. If you're under 25, live in and around NYC, and drive a sports car...forget it. Insurance companies are also using Sandy as an excuse to rape us. You don't even want to know what I drop a month for insurance for my company's vehicles. New York supports small business? My balls.

b15 · 05-08-2013, 07:55 AM

Quote:

Originally Posted by 3.7 ZPA

You're in Illinois. If you're under 25, live in and around NYC, and drive a sports car...forget it. Insurance companies are also using Sandy as an excuse to rape us. You don't even want to know what I drop a month for insurance for my company's vehicles. New York supports small business? My balls.

Please, you do realize Chicago's cost of living isn't exactly cheap, right? NYC drivers (especially the cabbies) are batshit crazy/stupid so I agree being under 25 and having the Z will impact premium, but I can't believe people are paying upwards of $1000+ every 6months. No matter your location/age, that's absurd.

UNKNOWN_370 · 05-08-2013, 08:00 AM

Quote:

Originally Posted by b15

Please, you do realize Chicago's cost of living isn't exactly cheap, right? NYC drivers (especially the cabbies) are batshit crazy/stupid so I agree being under 25 and having the Z will impact premium, but I can't believe people are paying upwards of $1000+ every 6months. No matter your location/age, that's absurd.

yeah chicago lifestyle is nearly identical to NYC. I call it mini NY.

b15 · 05-08-2013, 08:09 AM

Quote:

Originally Posted by UNKNOWN_370

yeah chicago lifestyle is nearly identical to NYC. I call it mini NY.

I actually prefer Chicago to NYC for two reasons: 1) there are alleys so the stinky trash isn't on the sidewalks every day and it's an overall cleaner city. 2) NYC is too congested for my comfort.

3.7 ZPA · 05-08-2013, 09:11 AM

Quote:

Originally Posted by b15

Please, you do realize Chicago's cost of living isn't exactly cheap, right? NYC drivers (especially the cabbies) are batshit crazy/stupid so I agree being under 25 and having the Z will impact premium, but I can't believe people are paying upwards of $1000+ every 6months. No matter your location/age, that's absurd.

I wasn't trying to sound disparaging

And as Unknown iterated, NY is harsh on vehicles of any kind. I'm not doubting the cost of living in Chicago. I'm just saying...unless you're special, you're paying a lot for insurance at a younger age here.

As a side note, I was born and raised in NYC. I will always both love it and hate it with a passion

b15 · 05-08-2013, 10:21 AM

Quote:

Originally Posted by 3.7 ZPA

I wasn't trying to sound disparaging

And as Unknown iterated, NY is harsh on vehicles of any kind. I'm not doubting the cost of living in Chicago. I'm just saying...unless you're special, you're paying a lot for insurance at a younger age here.

As a side note, I was born and raised in NYC. I will always both love it and hate it with a passion

No offense taken

I'm the same with Chicago. Right now is the love stage since it's warming up.

red2010z · 05-08-2013, 07:32 AM

Note to self never live up north- Check

UNKNOWN_370 · 05-08-2013, 07:57 AM

Quote:

Originally Posted by red2010z

Note to self never live up north- Check

Yeah,I feel you, but if you want to live around people who don't feel awkward for having their own thoughts and opinions without being scrutinized by a follower style society. You need to live up north for some part of your life. Living up north resists the narrow dronist mentalle of the south.

JARblue · 05-08-2013, 11:35 AM

My insurance is through Nationwide. My location has higher rates than some regions and lower rates than other regions. Also, my rates are based on me as driver, so they will be higher than some people's rates and lower than other people's rates. Hope this was useful

Davey · 05-08-2013, 01:39 PM

Quote:

Originally Posted by JARblue

My insurance is through Nationwide. My location has higher rates than some regions and lower rates than other regions. Also, my rates are based on me as driver, so they will be higher than some people's rates and lower than other people's rates. Hope this was useful

Extremely helpful in explaining why I pay more for insurance than some people, and less than others, and exactly the same as a few. Thank you so much!

UNKNOWN_370 · 05-08-2013, 12:07 PM

I switched to progressive. Fvck all insurance companies. They're rapists. I pay $130 a month for my Z.

kenchan · 05-08-2013, 01:16 PM

Quote:

Originally Posted by UNKNOWN_370

Fvck all insurance companies.

yah, just carry a wad of cash.

get into an accident? just throw cash out the window. done.

05-08-2013, 06:37 AM	#3 (permalink)
b15 A True Z Fanatic Join Date: Feb 2010 Location: Chicago Posts: 3,229 Drives: 4drz Rep Power: 36573	I have my house and vehicles with Hanover Insurance. Used to have Travelers and Allstate before that. Having worked in insurance, I'm not a very big fan of geico and wouldnt recommend it. Some of you guys have very high premiums. The Z is a little over $550 for the year. 100/300/100 liability, $500 coll, $0 comp deductibles. I'm 27, no tickets/accidents. Last edited by b15; 05-08-2013 at 06:40 AM.

05-08-2013, 07:32 AM	#10 (permalink)
red2010z Track Member Join Date: Apr 2013 Location: Texas/North Carolina Age: 40 Posts: 587 Drives: '10 Red B/S/M Rep Power: 15	Note to self never live up north- Check __________________ AGENCY K&N SWIFT CSF EVO-R VOSSEN MICHELIN Z1 JVC ZENCLOSURE JLW3 JVC

05-08-2013, 11:35 AM	#12 (permalink)
JARblue A True Z Fanatic Join Date: Mar 2011 Location: Austin, TX Age: 45 Posts: 36,450 Drives: 11 Z34, 98 E36 M3 Rep Power: 2684442	My insurance is through Nationwide. My location has higher rates than some regions and lower rates than other regions. Also, my rates are based on me as driver, so they will be higher than some people's rates and lower than other people's rates. Hope this was useful __________________ 2011 370Z 6MT Sport Gun Metallic \| ARC \| CJM \| Ecutek \| FI \| Fujimura \| R2C \| SPL \| Stillen \| TWM \| Z1 \| ZSpeed \|

05-08-2013, 12:07 PM	#14 (permalink)
UNKNOWN_370 A True Z Fanatic Join Date: Jul 2009 Location: ny'r livn in tx Posts: 8,687 Drives: well over 130m.p.h. Rep Power: 14859	I switched to progressive. Fvck all insurance companies. They're rapists. I pay $130 a month for my Z. __________________ Favorite Quote. "I'm not gonna kill you... I'm just gonna Bash Your Face In" Jack Nicholson-"The Shining". 1980

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05-07-2013, 10:51 PM	#1 (permalink)
IndieRyanZ Base Member Join Date: May 2013 Location: In My Dreams Posts: 70 Drives: FairladyZ Rep Power: 14	SoCal State Farm, $70 / month. Comp deductible $0, Collision deductible $100, BIPD 100k/300k/100k, UM 100/300. Multiple policies discount. Single male, 26 years driving experience, no tickets / accidents.