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im gonna shop around for insurance after i go to see joe this week

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Old 05-07-2013, 02:38 PM   #1 (permalink)
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im gonna shop around for insurance after i go to see joe this week
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Old 05-07-2013, 02:41 PM   #2 (permalink)
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im gonna shop around for insurance after i go to see joe this week
You're doing it backwards. Once you go test drive the car, you'll be far more likely to make an emotional decision that gets you on the hook for an unreasonable insurance bill. There will always be other cars.
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Old 05-07-2013, 02:59 PM   #3 (permalink)
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You're doing it backwards. Once you go test drive the car, you'll be far more likely to make an emotional decision that gets you on the hook for an unreasonable insurance bill. There will always be other cars.
so should i shop for insurance first? and spend more time there than on the car?
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Old 05-07-2013, 03:12 PM   #4 (permalink)
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You're doing it backwards. Once you go test drive the car, you'll be far more likely to make an emotional decision that gets you on the hook for an unreasonable insurance bill. There will always be other cars.
You have a point. I made this exact same mistake. However I knew my insurance would sky rocket owning this car so I was ready for the increase in premium.

First year, cost was ~$1500 for 6 months for 370Z
Second year, cost is ~$1000 for 6 months for 370Z

clean record, defensive driving discount, 28 single male.

no change in coverage at all.

If you're under 25, good luck. I owned a POS 1995 240sx at 23 and even still insurance was $1400 for 6 months at the STATE MINIMUM. I can only image what a 370Z would be Once I hit 25, the rate plummeted to $580 for 6 months.
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Old 05-07-2013, 03:19 PM   #5 (permalink)
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First year, cost was ~$1500 for 6 months for 370Z
Second year, cost is ~$1000 for 6 months for 370Z

clean record, defensive driving discount, 28 single male.
holy f-king hell!!
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Old 05-07-2013, 03:26 PM   #6 (permalink)
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holy f-king hell!!
Tell me about it

For a city that relies mostly on public transportation, I have no idea why it's so expensive to insure a car in New York City.
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Old 05-07-2013, 03:30 PM   #7 (permalink)
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Tell me about it

For a city that relies mostly on public transportation, I have no idea why it's so expensive to insure a car in New York City.
yah, i say move out from the city. you will enjoy your car more probably, and lower rates in the burbs....(?)
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Old 05-08-2013, 07:22 AM   #8 (permalink)
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Tell me about it

For a city that relies mostly on public transportation, I have no idea why it's so expensive to insure a car in New York City.
Car theft is second highest after newark nj. People always tapping other cars coming out of a parallel parking/Alternate prking situation. People putting beer rings on peoples cars from leaving cans and bottles, scratches and other types of minor damages that NYC cars suffer. Extremely high fender bender rate... etc etc
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Old 05-08-2013, 10:26 AM   #9 (permalink)
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I had full insurance on my previous car before the Z and when I called to switch cars on my policy with Geico as i no longer owned the previous i got quoted $240 which was way more then i was used to paying on my 3-series, I wasnt liking the price so i decided to shop around, with Esurance they quoted me $773 a month (they mustve thought i bought a ferrari ) so they were automatically off my list. Progressive quoted me $270 a month, Allstate quoted me some where in the $300 range, and state farm quoted me $194, I called Geico back and told them i was dropping them for state farm and told them what i was quoted and the Rep went into this whole apologetic speech and did one of those "let me see what i can do" lines, long behold after about 15 mins and him back and forth with his "supervisor" he comes back and quotes me $168 a month for full insurance (im 23 yrs old no driving record, no accidents) the area i live in is a high accident rate in orlando though..but i was happy with that rate, but makes you wonder how much more people are paying and how much less we all could be paying when they can magically work numbers like that.
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