Who Do You Insure Through

Minsu · 05-07-2013, 02:18 PM

thats ny lol

Minsu · 05-07-2013, 02:19 PM

locations gonna make it go from 128 to 638? that wetawded

red2010z · 05-07-2013, 02:22 PM

USAA- 27.6 No Tickets, 1 totaled 350Z.(Weather)

2 Cars full Coverage/Renters Insurance

143 a month.

red2010z · 05-07-2013, 02:22 PM

El Paso- Where pedro loves to steals rides and take em across the border.

MJB · 05-07-2013, 03:17 PM

Quote:

Originally Posted by red2010z

El Paso- Where pedro loves to steals rides and take em across the border.

Actually my premiums went up from when I lived in El Paso to where I live now in Wa state. I've been with USAA for 8 years, I'll be 30 next month, no tickets since 03, paying 160/month full coverage for my Z and Tacoma. When I was in Texas I was paying 130 for both vehicles. Damn you west coast premiums!

chrischhorn · 05-07-2013, 03:23 PM

Quote:

Originally Posted by MJB

Actually my premiums went up from when I lived in El Paso to where I live now in Wa state. I've been with USAA for 8 years, I'll be 30 next month, no tickets since 03, paying 160/month full coverage for my Z and Tacoma. When I was in Texas I was paying 130 for both vehicles. Damn you west coast premiums!

I pay less in Hawaii then I did in Texas by $45/month

Chuck33079 · 05-07-2013, 02:24 PM

Location makes a big difference. Maybe not $510 difference, but it's really hard to compare insurance rates across the country.

Minsu · 05-07-2013, 02:24 PM

lawl this is making me sad. the numbers im getting quoted for seem not real after seeing these numbers. Is there ANYONE paying over 500 a month...

red2010z · 05-07-2013, 02:25 PM

If your getting quoted for over 500 a month. You better get on the parents policy or get a bicycle.

Chuck33079 · 05-07-2013, 02:25 PM

How's your credit? Many companies take that into account as well.

Minsu · 05-07-2013, 02:26 PM

started building that bad boi 3 months ago.
Havent missed a payment xD

Chuck33079 · 05-07-2013, 02:30 PM

Quote:

Originally Posted by Minsu

started building that bad boi 3 months ago.

Ok, that's part of your problem. That's a really short time to have a payment history. You're young, buying a high risk category of car, in a high theft area with little credit of your own. If I was looking at having to spend $6k+ a year on insurance, I'd be buying a different car. In 5 years, you've paid the cost of the car in insurance.

Minsu · 05-07-2013, 02:31 PM

Quote:

Originally Posted by Chuck33079

Ok, that's part of your problem. That's a really short time to have a payment history. You're young, buying a high risk category of car, in a high theft area with little credit of your own. If I was looking at having to spend $6k+ a year on insurance, I'd be buying a different car. In 5 years, you've paid the cost of the car in insurance.

Would any two door coupe be high risk?

Chuck33079 · 05-07-2013, 02:35 PM

Quote:

Originally Posted by Minsu

Would any two door coupe be high risk?

More so than a sedan. The insurance companies know sportier cars are usually driven in a spirited manner, leading to claims. You're looking at one with over 300 hp. A better long term financial decision would be to buy something much cheaper and slower while you build your credit. After you turn 25, your rates will drop dramatically. Then, go buy something more entertaining while paying less in interest and insurance.

kenchan · 05-07-2013, 02:31 PM

guy1: i drive a car with 4 tires. i paid $20K

guy2: dooood, you got a super deal! my car with 4 tires cost $40K.

05-07-2013, 02:22 PM	#3 (permalink)
red2010z Track Member Join Date: Apr 2013 Location: Texas/North Carolina Age: 39 Posts: 587 Drives: '10 Red B/S/M Rep Power: 14	USAA- 27.6 No Tickets, 1 totaled 350Z.(Weather) 2 Cars full Coverage/Renters Insurance 143 a month. __________________ AGENCY K&N SWIFT CSF EVO-R VOSSEN MICHELIN Z1 JVC ZENCLOSURE JLW3 JVC

05-07-2013, 02:22 PM	#4 (permalink)
red2010z Track Member Join Date: Apr 2013 Location: Texas/North Carolina Age: 39 Posts: 587 Drives: '10 Red B/S/M Rep Power: 14	El Paso- Where pedro loves to steals rides and take em across the border. __________________ AGENCY K&N SWIFT CSF EVO-R VOSSEN MICHELIN Z1 JVC ZENCLOSURE JLW3 JVC

05-07-2013, 02:24 PM	#7 (permalink)
Chuck33079 A True Z Fanatic Join Date: Nov 2011 Location: Houston Posts: 12,265 Drives: 2011 370ztt Rep Power: 29539	Location makes a big difference. Maybe not $510 difference, but it's really hard to compare insurance rates across the country. DEpointfive0 likes this. __________________ 2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent

05-07-2013, 02:25 PM	#9 (permalink)
red2010z Track Member Join Date: Apr 2013 Location: Texas/North Carolina Age: 39 Posts: 587 Drives: '10 Red B/S/M Rep Power: 14	If your getting quoted for over 500 a month. You better get on the parents policy or get a bicycle. Minsu likes this. __________________ AGENCY K&N SWIFT CSF EVO-R VOSSEN MICHELIN Z1 JVC ZENCLOSURE JLW3 JVC

05-07-2013, 02:25 PM	#10 (permalink)
Chuck33079 A True Z Fanatic Join Date: Nov 2011 Location: Houston Posts: 12,265 Drives: 2011 370ztt Rep Power: 29539	How's your credit? Many companies take that into account as well. __________________ 2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent

05-07-2013, 02:18 PM	#1 (permalink)
Minsu A True Z Fanatic Join Date: Jul 2012 Location: New Jersey Posts: 1,401 Drives: 2013 MidBlue 370Z 6M Rep Power: 24	thats ny lol

05-07-2013, 02:19 PM	#2 (permalink)
Minsu A True Z Fanatic Join Date: Jul 2012 Location: New Jersey Posts: 1,401 Drives: 2013 MidBlue 370Z 6M Rep Power: 24	locations gonna make it go from 128 to 638? that wetawded

05-07-2013, 02:24 PM	#8 (permalink)
Minsu A True Z Fanatic Join Date: Jul 2012 Location: New Jersey Posts: 1,401 Drives: 2013 MidBlue 370Z 6M Rep Power: 24	lawl this is making me sad. the numbers im getting quoted for seem not real after seeing these numbers. Is there ANYONE paying over 500 a month...

05-07-2013, 02:26 PM	#11 (permalink)
Minsu A True Z Fanatic Join Date: Jul 2012 Location: New Jersey Posts: 1,401 Drives: 2013 MidBlue 370Z 6M Rep Power: 24	started building that bad boi 3 months ago. Havent missed a payment xD

05-07-2013, 02:31 PM	#15 (permalink)
kenchan A True Z Fanatic Join Date: Aug 2009 Location: N/A Posts: 76,801 Drives: N/A Rep Power: 141521	guy1: i drive a car with 4 tires. i paid $20K guy2: dooood, you got a super deal! my car with 4 tires cost $40K.

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