$4000 insurance per year ... Why so expensive？

zguynate · 03-27-2012, 03:18 PM

Quote:

Originally Posted by Nismo89

insurance prices factor in age, time you have been driving, any arrests, any DUI's, any accidents exc... not sure why yours is so high, is that 4k a year? holy crap

im paying $877 a year for full or maxium coverage. (travelers insurance) although i have no tickets, arrests, Wrecks or DUI's on my record

they told me the Z isnt considered a sports car because it doesnt have a turbo in it, they said if it had a turbo, oh yea the insrurance would sky rocket but mine didnt. so it went up and then 3 months later dropped 300 bucks to 877

Who do you have your insurance with lol. I'm 23 and paying $233 a month.

Also don't forget guys that location plays a major roll in price too.

Nismo89 · 03-27-2012, 07:32 PM

Quote:

Originally Posted by dragonbreath

Who do you have your insurance with lol. I'm 23 and paying $233 a month.

Also don't forget guys that location plays a major roll in price too.

lol when i actually bought the car i was 21 i turned 22 in may, bought the car April 4th, 2011. i have Travelers insurance

i called them up and asked and they said:

"what type of car is it?
" 2011 Nissan 370z" i said bracing for a high rate.
"does it have a turbo?"
"no it doesnt"
" well then its not considered a sports car to us, your rate a year only increases a few hundred a year."

my parents were banking on the insurance sky rocketing and me having to give the car back. then the call came in and they were all ears listening in and when they heard that they both looked at each other like "well sh*t..... that backfired on us"
"really?!?!"
" yes if it had a turbo then yes it would be a sports car to us"

and THEN not 5 months or so later, i get a letter saying "dear Mr Gainey, we have reviewed your policy and your record and due to your outstanding driving, no arrests, no DUI's no crashes, your rate has dropped 300 dollars.

sonic370 · 03-27-2012, 08:38 PM

i pay 95.00 a month for my 09.... or 1200 a year whatever......
sorry i don't trust insurance companies.. i think a agent will quote whatever
he thinks he can get away with... i got quote's from 4 different agents
ranging from a high of 3000.00 a year down to what i bought.........

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03-27-2012, 08:38 PM	#3 (permalink)
sonic370 A True Z Fanatic Join Date: May 2010 Location: Orange Texas Posts: 1,574 Drives: 09 370Z Sports PGK Rep Power: 20	i pay 95.00 a month for my 09.... or 1200 a year whatever...... sorry i don't trust insurance companies.. i think a agent will quote whatever he thinks he can get away with... i got quote's from 4 different agents ranging from a high of 3000.00 a year down to what i bought.........