$4000 insurance per year ... Why so expensive？
 

Greetings Z community:tiphat:

Some questions regarding on the insurance of my Z.
I live in vancouver B.C. Canada. and my insurance is 4030CA dollars a year ！ when I saw some of you guys down states only have 1000 or even less per year insurance im so comfused :confused:

I brought my 09 Z for 25,000CA mid 2011.
It is an accident car which i would assume it has less value？ It is a U.S. car though. the accident is nothing too major. fender.headlight. bumper.

Eventhough I dont get any discount being young driver but my parent has big discounts still could cause them 3050CA to insure it.:shakes head:

could some one give me some ideas to justify this？
4000dollar insurance seems expansive for a 25000 bought car!

Thanks in davance

cause you suck? not sure.


:icon17: ;)

:werd:



















but seriously.. that sounds insane. I am not sure how the rates work in Canada since it seems like everything is more expensive.. But I am only in my low 20s.. two cars, I do own a house and my Z is under 900 a year to insure full coverage. 100/300/100

Same here, my Z and my wife's civic is about $1200 a year, no tickets since 2003, good credit, and I'm 29, so that brings it down some. If you have a lot of tickets and you're a young kid that could explain it. My little brother has had a few tickets, and just wrapped his Focus around a pole, and he's 17. He's paying about $4000 a year now lol.


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Probably because your name is Elric, I wouldn't insure you either.

yea that would explain it...

ICBC charges what they want.... no competition. Alberta is a little better. I pay $1000 a year for a 2010 with full coverage. No tickets or accidents and 25 years of good driving!

.... my son however pays $13,000 a year to drive a Dodge 1500..... :shakes head:
don't ask...

:icon14:

that doesnt sound right .
I pay ICBC 2.2k/ year with a 40% discount (8 yr driving)

get a quote from private insurance

Because you are, presumably, a young male. Statistically you are most likely to get into a wreck. Full of testosterone with a powerful car and no experience of how to handle it.

While I agree with this statement. Being young doesnt always mean less experience... I have already logged well over 100,000 miles being only 20.. Done off road racing, track days in my G, on my GSXR 1000. and done some driving schools... I think I could teach some older folks a thing or two actually!

I have dealt with extremely high insurance during the stage of my life when I was racking up speeding tickets like they were gold coins in Mario kart. Paid around that amount with my Evo. I got quotes from several companies as well. No accidents for me though.
(I get full coverage and a **** load of lawsuit insurance, don't want to get f'ed over by someone getting whiplash in a parking lot or something like that)

:bowrofl:

insurance prices factor in age, time you have been driving, any arrests, any DUI's, any accidents exc... not sure why yours is so high, is that 4k a year? holy crap

im paying $877 a year for full or maxium coverage. (travelers insurance) although i have no tickets, arrests, Wrecks or DUI's on my record

they told me the Z isnt considered a sports car because it doesnt have a turbo in it, they said if it had a turbo, oh yea the insrurance would sky rocket but mine didnt. so it went up and then 3 months later dropped 300 bucks to 877

1. Your name is Elric
2. You use words like comfused
3. You dont use spaces between your words
4. Canada