$4000 insurance per year ... Why so expensive？

ChipsWithDips

Because you are, presumably, a young male. Statistically you are most likely to get into a wreck. Full of testosterone with a powerful car and no experience of how to handle it.

TerribleONE

While I agree with this statement. Being young doesnt always mean less experience... I have already logged well over 100,000 miles being only 20.. Done off road racing, track days in my G, on my GSXR 1000. and done some driving schools... I think I could teach some older folks a thing or two actually!

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ChipsWithDips

I was speaking purely in the generalized reasoning that insurance companies use to calculate rates. You are a statistical anomaly.

TerribleONE

I hear where you are coming from. I always get defensive when I hear that because we are not ALL like that!

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RoshDawg

I have dealt with extremely high insurance during the stage of my life when I was racking up speeding tickets like they were gold coins in Mario kart. Paid around that amount with my Evo. I got quotes from several companies as well. No accidents for me though.
(I get full coverage and a **** load of lawsuit insurance, don't want to get f'ed over by someone getting whiplash in a parking lot or something like that)

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| EVO X MR | '11 WRX STI | 370Z SPRT | 911 (991) C2S |

TerribleONE

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Nismo89

insurance prices factor in age, time you have been driving, any arrests, any DUI's, any accidents exc... not sure why yours is so high, is that 4k a year? holy crap

im paying $877 a year for full or maxium coverage. (travelers insurance) although i have no tickets, arrests, Wrecks or DUI's on my record

they told me the Z isnt considered a sports car because it doesnt have a turbo in it, they said if it had a turbo, oh yea the insrurance would sky rocket but mine didnt. so it went up and then 3 months later dropped 300 bucks to 877

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Why yes.. Mike Rowe of Dirty Jobs, The Ford Commericals,Deadliest Catch.. is my cousin.
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i outta back hand you with my right hand! and call you b*tch!..... and im Left handed!

zguynate

Who do you have your insurance with lol. I'm 23 and paying $233 a month.

Also don't forget guys that location plays a major roll in price too.

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2009 370z touring w/sports package

Nismo89

lol when i actually bought the car i was 21 i turned 22 in may, bought the car April 4th, 2011. i have Travelers insurance

i called them up and asked and they said:

"what type of car is it?
" 2011 Nissan 370z" i said bracing for a high rate.
"does it have a turbo?"
"no it doesnt"
" well then its not considered a sports car to us, your rate a year only increases a few hundred a year."

my parents were banking on the insurance sky rocketing and me having to give the car back. then the call came in and they were all ears listening in and when they heard that they both looked at each other like "well sh*t..... that backfired on us"
"really?!?!"
" yes if it had a turbo then yes it would be a sports car to us"

and THEN not 5 months or so later, i get a letter saying "dear Mr Gainey, we have reviewed your policy and your record and due to your outstanding driving, no arrests, no DUI's no crashes, your rate has dropped 300 dollars.

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Why yes.. Mike Rowe of Dirty Jobs, The Ford Commericals,Deadliest Catch.. is my cousin.
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i outta back hand you with my right hand! and call you b*tch!..... and im Left handed!

sonic370

i pay 95.00 a month for my 09.... or 1200 a year whatever......
sorry i don't trust insurance companies.. i think a agent will quote whatever
he thinks he can get away with... i got quote's from 4 different agents
ranging from a high of 3000.00 a year down to what i bought.........

mtaxelson

1. Your name is Elric
2. You use words like comfused
3. You dont use spaces between your words
4. Canada

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Stillen CAI-Fast Intentions LTH & CBE-R/T Tuning UPREV-Kenwood DNX6960-180 Custom Headlights-Avant Garde M310-Tien Springs-LLUMAR 20%-Escort Passport 8500XI-H&R Spacers 15/20-JL AUDIO-Rear Fog-Color Matched Handles-Shaved Rear Hamburger-PJDM Knob-322 WHP 272 FT-LBS TQ

my2004Z

The best (and least offensive) answer that you will get will be from the insurance company themselves.

Elric

Oh! And 5. Spelled advance wrong while posting using my cell-phone.


Please. Give me a break...

BTW. Why the hate on the name I use here？
I don't get it.

mtaxelson

just kidding with ya...forreal tho I wish you all the luck spending all that monopoly $ *cough* i mean canadian $.

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Stillen CAI-Fast Intentions LTH & CBE-R/T Tuning UPREV-Kenwood DNX6960-180 Custom Headlights-Avant Garde M310-Tien Springs-LLUMAR 20%-Escort Passport 8500XI-H&R Spacers 15/20-JL AUDIO-Rear Fog-Color Matched Handles-Shaved Rear Hamburger-PJDM Knob-322 WHP 272 FT-LBS TQ

gsxr750

Easy you live in a socialist country, no constitution, and really screwed by the government no fault insurance system ( where you can 't sue anyone and you are heavly taxed to support your paid health care, Thats why you pay 40% in taxes and high insurance premiums.