Progressive Snapshot

shadoquad · 03-06-2012, 12:21 AM

Quote:

Originally Posted by vo2max99

Progressives Snapshot is invasive? lol...

They aren't forcing people to use it and they clearly outline the rules.

Again, they aren't tracking you with GPS.

If you regularly drive more than 30miles a day, stomp on your brakes, drive like a ****-on-wheels and drive between 12-4am you won't get the best rate. Otherwise it's a really easy and simple way to save a whopping 30%.

Insurance companies use a lot of different factors to determine your individual insurance rate such as your credit score, rather you rent or own a home, your gender/age and so on.

If anything it makes more sense to take into account your driving habits to determine risk.

The more time you spend on the road the higher the chances you get into an accident. The same goes for slamming on your brakes, driving between 12-4am (greater chance of getting stopped by police for speeding, etc).

Regardless there's nothing being cramped down anyones throats here and no reason to believe anything in the future will be. It's simply an easy way for people to save a **** ton on their insurance if they so chose.

I know better than to think you'll learn from further argument.

But I'm sorry, no insurance company needs to know more than they already do about my driving habits, good or bad, and I'll put my pristine driving record against anyone else here. It's an invasion of privacy. Just because people are willing to sell themselves out to get a small discount, that doesn't make it right for the rest of us. If this program succeeds, it could become mandatory down the road, because that is the underlying nature of the car insurance business and their cushy status with the government. If you can't see that, it is your own failing.

frost · 03-06-2012, 12:45 AM

Quote:

Originally Posted by shadoquad

I know better than to think you'll learn from further argument.

Some people don't see how the small things become big things. 12 years who, who would have thought we would have black boxes in our cars, that governments could listen in our conversations (even when our cell phones are off), or that ECHELON would monitor practically ever move we make online. You can't take a free nation's liberties overnight, we would riot in the street. You do it small pieces at a time.

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