Progressive Snapshot
Has anyone used Progressive's Snapshot ODB2 reader in their Z for better insurance rates? Was their noticeable savings in the insurance quote by using it?
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Progressive is one of the companies I have to offer my clients in the office. I have yet to see anyone use this feature. To be honest it sort of scares me lol
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Ya i'm sorry, but f*ck everything about that thing.
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My neighbors saw $20 bucks over 6 months. that is all.
I switch to Allstate an save over $500 bucks ever 6 months. |
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I had the snap shot on 2 of my vehicles. 1 on the Z and 1 on F-150 DD. it lower my premium 15 % on my DD and lowered 30 % on the Z. I do not drive the Z as DD. it also reflected that on my renewal since I had it on for 8 weeks.
after that time frame I returned the snap shot.you can view your driving habit on line. |
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I have one now on my wife's Z and my Expedition. After 30 days our initial discount saves us about $90 over 6 months. We received a 8% discount on the Expy and 13% on the Z.
FYI, the parameters that matter are total miles driven, number of hard stops (>7 mph decrease per second) and time of day the car is driven. Driving late at night or very early morning is considered dangerous and can influence your discount. Speed driven is tracked but does not affect your discount! My wife forgot it was installed and took the car up to about 90 on a empty toll road before remembering the snapshot was installed. I checked out the Progressive website afterwards and it showed the maximum speed but further research showed it did not affect the discount calculation. We have to leave the snapshots installed for a minimum of 75 days. Since my wife rarely drives her car she is only averaging 26.3 miles per week so far and I'm sure that is where most of here discount comes from. As for my truck, it seems I have a penchant for hard stops.:icon17: |
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It was at a gas station off of HWY 59 outside of Houston. Private property. Not liable. Screw them. Get some real coverage. Progressive is a joke that preys on people who are looking to save a buck. Good luck when you are liable for anything you do in a parkinglot. Ding an AMG car and owe $5K for a headlight, hood, and paint? Hope you saved a few bucks with your cutrate ghetto insurance company, because that's coming out of YOUR savings. Sorry for the rant, but seriously. **** Progressive. |
not to mention, the founder is obama's biggest supporter, hence the name of the company.
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They offered the snap shot to me back in June of 2010. I was thinking about taking them up on it till they told me it could raise my rates if the data suggested poor driving habits.
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