Progressive Snapshot
 

Has anyone used Progressive's Snapshot ODB2 reader in their Z for better insurance rates? Was their noticeable savings in the insurance quote by using it?

Progressive is one of the companies I have to offer my clients in the office. I have yet to see anyone use this feature. To be honest it sort of scares me lol

Ya i'm sorry, but f*ck everything about that thing.

My neighbors saw $20 bucks over 6 months. that is all.

I switch to Allstate an save over $500 bucks ever 6 months.

Progressive would probably send the police to my house if I attached that thing to my Z...

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I had the snap shot on 2 of my vehicles. 1 on the Z and 1 on F-150 DD. it lower my premium 15 % on my DD and lowered 30 % on the Z. I do not drive the Z as DD. it also reflected that on my renewal since I had it on for 8 weeks.
after that time frame I returned the snap shot.you can view your driving habit on line.

I have a hard time believing it dropped your premium that much unless you were already placed in a higher tier and then they brought you down based on your driving habits. If that's the case then it worked heavily in your favor to use the snapshot. I'd be more interested to see how it would effect someone in the best tier.

+1

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I have one now on my wife's Z and my Expedition. After 30 days our initial discount saves us about $90 over 6 months. We received a 8% discount on the Expy and 13% on the Z.

FYI, the parameters that matter are total miles driven, number of hard stops (>7 mph decrease per second) and time of day the car is driven. Driving late at night or very early morning is considered dangerous and can influence your discount. Speed driven is tracked but does not affect your discount! My wife forgot it was installed and took the car up to about 90 on a empty toll road before remembering the snapshot was installed. I checked out the Progressive website afterwards and it showed the maximum speed but further research showed it did not affect the discount calculation.

We have to leave the snapshots installed for a minimum of 75 days. Since my wife rarely drives her car she is only averaging 26.3 miles per week so far and I'm sure that is where most of here discount comes from. As for my truck, it seems I have a penchant for hard stops.:icon17:

Progressive, too. Ever since some guy hit my car in Texas and Progressive refused to pay for it even though he AND the state trooper said it was his fault 100% and I was PARKED PUMPING GAS when he hit my car, f*ck their cheap ****. They didn't "eventually" pay, either, and his entire company dropped them (He owned an electric company), and thank god, he wrote me a check because he was a stand-up guy.

It was at a gas station off of HWY 59 outside of Houston. Private property. Not liable.

Screw them. Get some real coverage. Progressive is a joke that preys on people who are looking to save a buck. Good luck when you are liable for anything you do in a parkinglot. Ding an AMG car and owe $5K for a headlight, hood, and paint? Hope you saved a few bucks with your cutrate ghetto insurance company, because that's coming out of YOUR savings.

Sorry for the rant, but seriously. **** Progressive.

not to mention, the founder is obama's biggest supporter, hence the name of the company.

Is there a minimum number of miles you have to drive?

They offered the snap shot to me back in June of 2010. I was thinking about taking them up on it till they told me it could raise my rates if the data suggested poor driving habits.

My coworker used it and had a pretty significant savings. $50 a month I want to say (although, they had a total of 3 cars insured.)

That's not the way it was originally advertised. They originally advertised it as a no risk kind of thing.