Progressive Snapshot

DEpointfive0 · 11-05-2012, 01:59 PM

Um... I'm not putting any sort of BS into my OBD2 port...
I assume it tracks speed an MAYBE RPM's...
I also assume that most of us drive aggressively and/or have our "stretch of road" (which is of course a closed course) that we open up our cars...
Sooooo... No thank you big brother

Switch insurance. My State Farm BEATS the crap out of anyone's insurance rates

hadokenuh · 11-05-2012, 02:20 PM

I got the snapshot. I received about 7% discount because I had like 60 hard brakes during the first 30 days. It's so hard because the sport bakes are so good. And I always find myself deciding to make a hard brake or somewhat run a red light.

Other than that I don't drive it much, never between 12AM-4AM. So hard brakes play a big role in how they calculate the discount.

DEpointfive0 · 11-05-2012, 03:26 PM

Quote:

Originally Posted by hadokenuh

I got the snapshot. I received about 7% discount because I had like 60 hard brakes during the first 30 days. It's so hard because the sport bakes are so good. And I always find myself deciding to make a hard brake or somewhat run a red light.

Other than that I don't drive it much, never between 12AM-4AM. So hard brakes play a big role in how they calculate the discount.

God help us... They WANT you to slam on your brakes??? And I can't drive from 12-4AM... No thank you again...

kidkotic2001 · 11-05-2012, 03:54 PM

Quote:

Originally Posted by BlackZeda

Progressive would probably send the police to my house if I attached that thing to my Z...

madwi · 11-05-2012, 04:22 PM

I use it in my truck and just received a 21% discount with 5 hard braking instances for the month. I dont think I would want it in my Z though, I tend to brake harder more often in it. I should see what discount i get by plugging it in while the Z is in hibernation over the winter

PaulZ370 · 11-05-2012, 10:09 PM

”I believe there are more instances of the abridgement of freedom of the people by gradual and silent encroachments by those in power than by violent and sudden usurpations.”
James Madison

LMBmikeZ · 11-06-2012, 11:06 AM

Quote:

Originally Posted by vo2max99

Progressives snap shoot device doesn't track you with GPS or anything. The device simply measures your cars vitals so it's nothing to get all paranoid over.

* Regularly drive more than 30 miles a day?

* Regularly drive between 12-4am?

* Regularly stomp on your brakes?

* Regularly drive like a ****-on-wheels?

If you answered "No" to all 4 questions snapshot is a no-brainer easy way to save 30% off your premium.

Progressive is great. I got a quote from Allstate / State Farm and they were going to charge me a fortune compared to the rate I got with Progressive. When your **** breaks they fix it ASAP as well

Quote:

Originally Posted by vo2max99

Progressives Snapshot is invasive? lol...

They aren't forcing people to use it and they clearly outline the rules.

Again, they aren't tracking you with GPS.

If you regularly drive more than 30miles a day, stomp on your brakes, drive like a ****-on-wheels and drive between 12-4am you won't get the best rate. Otherwise it's a really easy and simple way to save a whopping 30%.

Insurance companies use a lot of different factors to determine your individual insurance rate such as your credit score, rather you rent or own a home, your gender/age and so on.

If anything it makes more sense to take into account your driving habits to determine risk.

The more time you spend on the road the higher the chances you get into an accident. The same goes for slamming on your brakes, driving between 12-4am (greater chance of getting stopped by police for speeding, etc).

Regardless there's nothing being cramped down anyones throats here and no reason to believe anything in the future will be. It's simply an easy way for people to save a **** ton on their insurance if they so chose.

Quote:

Originally Posted by vo2max99

Snapshot is voluntary NOT mandatory. It does NOT use GPS. It simply monitors your cars vitals.

There's no reason to think insurance companies are going to start forcing people to use snapshot type devices.

Again, insurance companies use all sorts of IMO irrelevant factors to determine your individual rate so why not use your individual driving habits if the individual so choses?

I'd rather my insurance rate me based on my driving vs. rather or not I'm married/ single; male/female; my zip code and other uncontrollable factors.

Now if you're too paranoid you aren't being forced to use snapshot but you are forced to comply with all the other uncontrollable / mandatory factors that are used to determine your rate. It's nice to finally have some control as to what our rates will be.

If people are confident about their driving habits and there's an OPTION for them to receive a huge 30% discount and that's a good thing. Options that help people save are good things not bad things.

^^ why do all the post from this guy almost sound like he works for progressive?

I am in Canada so I know things are different but no way I would want to be watched like that, your best bet to get cheap insurance is to shop around!

Kaldaien · 02-05-2015, 10:12 PM

Yes, it does track vehicle speed, but they apparently don't care about that.

They only care about "hard brakes", which as it turns out, has nothing to do with how hard you press the brakes or if you even press the brakes at all. In a sports car like this, engine braking from downshifting is enough to change your vehicle's speed quickly enough to count as "hard braking".

You know it's fundamentally flawed when this doesn't matter:

Meanwhile, casually shifting from 5th to 4th at legal speeds slows you down too much and that causes a beep

Don't even think of slowing down for a yellow light because the brakes on the car do their job way too effectively for Progressive - run every light that's about to turn red if you don't want it to beep at you

cooltoy · 02-05-2015, 10:22 PM

Kaldaien · 02-05-2015, 10:24 PM

Yeah, saw 11-06 and thought it was 2014 :-\

Spooler · 02-06-2015, 12:22 AM

No Thanks. I don't need big brother insurance company looking over my shoulder.

DavidZ370 · 02-06-2015, 12:28 AM

Progressive can suck my nuts, horrible company to deal with

JC-Nismo · 02-06-2015, 03:21 AM

Quote:

Originally Posted by Mike

not to mention, the founder is obama's biggest supporter, hence the name of the company.

Works for me, I have Progressive and support President Obama

Masterbeatty · 02-06-2015, 09:21 AM

Quote:

Originally Posted by JC-Nismo

Works for me, I have Progressive and support President Obama

cigarclifford · 02-06-2015, 10:37 AM

Quote:

Originally Posted by DavidZ370

Progressive can suck my nuts, horrible company to deal with

Mr David, you do have a way with words............

11-05-2012, 01:59 PM	#46 (permalink)
DEpointfive0 Premium Member Bitches Join Date: Jan 2012 Location: SoCal Posts: 14,824 Drives: a lot Rep Power: 17151	Um... I'm not putting any sort of BS into my OBD2 port... I assume it tracks speed an MAYBE RPM's... I also assume that most of us drive aggressively and/or have our "stretch of road" (which is of course a closed course) that we open up our cars... Sooooo... No thank you big brother Switch insurance. My State Farm BEATS the crap out of anyone's insurance rates shadoquad and PaulZ370 like this.

11-05-2012, 02:20 PM	#47 (permalink)
hadokenuh Base Member Join Date: Mar 2012 Location: Houston Posts: 186 Drives: 09 370Z 6MT Rep Power: 13	I got the snapshot. I received about 7% discount because I had like 60 hard brakes during the first 30 days. It's so hard because the sport bakes are so good. And I always find myself deciding to make a hard brake or somewhat run a red light. Other than that I don't drive it much, never between 12AM-4AM. So hard brakes play a big role in how they calculate the discount. Kaldaien likes this.

11-05-2012, 10:09 PM	#51 (permalink)
PaulZ370 Track Member Join Date: May 2011 Location: Covington, LA Posts: 956 Drives: 011 370 BSM/T/SP/6MT Rep Power: 15	Death By A Thousand Cuts... ”I believe there are more instances of the abridgement of freedom of the people by gradual and silent encroachments by those in power than by violent and sudden usurpations.” James Madison frost, shadoquad and Ghostvette like this. __________________ *BD2ZBN :: 2011 BSM/TRG/SP/6MT/Stillen Oil Cooler/K&N CAI/Michelin PSS/Brake Light/EIBACH Sway Bars/FI Res. HFC+18" Res. CBE/Morimoto XB LED/DRLs/10mm Spacers*

02-05-2015, 10:22 PM	#54 (permalink)
cooltoy Elite Member Join Date: Jun 2012 Location: Calgary Posts: 13,937 Drives: 14 PW 370Z S/T MT Rep Power: 240204	LMBmikeZ, gbrettin, JARblue and 3 others like this. __________________ Member of kenchan's "photoshopped mods" and "proper offsets" gang.

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11-05-2012, 04:22 PM	#50 (permalink)
madwi A True Z Fanatic Join Date: Sep 2012 Location: West Michigan Posts: 31,400 Drives: Granma red Z Rep Power: 2684428	I use it in my truck and just received a 21% discount with 5 hard braking instances for the month. I dont think I would want it in my Z though, I tend to brake harder more often in it. I should see what discount i get by plugging it in while the Z is in hibernation over the winter

02-05-2015, 10:24 PM	#55 (permalink)
Kaldaien Base Member Join Date: Jan 2015 Location: Cape Coral, FL Posts: 167 Drives: 2015 370z Nismo Tech Rep Power: 11	Yeah, saw 11-06 and thought it was 2014 :-\

02-06-2015, 12:22 AM	#56 (permalink)
Spooler A True Z Fanatic Join Date: Jun 2014 Location: Ga Posts: 13,503 Drives: 2013 Nismo 370z Rep Power: 2684391	No Thanks. I don't need big brother insurance company looking over my shoulder.

02-06-2015, 12:28 AM	#57 (permalink)
DavidZ370 A True Z Fanatic Join Date: Oct 2013 Location: [= Posts: 1,065 Drives: 17' CWP STI Rep Power: 22	Progressive can suck my nuts, horrible company to deal with

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