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Insurance for the Z

Originally Posted by JARblue You know for a fact? How so? Why don't you just ask your insurance company about the mileage brackets? It doesn't matter what people on the

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Old 06-23-2019, 04:42 PM   #1 (permalink)
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You know for a fact? How so? Why don't you just ask your insurance company about the mileage brackets? It doesn't matter what people on the internet tell you. Different insurance companies may have different policies in regards to this matter.

My insurance has two mileage brackets. The car is either driven regularly or not - I have to pay full price for my Honda and Lexus because I put 5K-15K miles per year on each. I think the cut off is around 2500/year or so. I have the Z in the lower mileage category - it is a significant savings compared to when I was daily driving the Z.
I have relatives in insurance. Fact: depending on car you will pay more insurance relative to price. Eg a carolla/civic will cost 180ish at half the price of my z and im only paying a tad more relatively.

Also fact... each company does it differently. Even though i am on my own policy i am still under a home with other policies under the same insurer and i get a multi line discount
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Old 06-23-2019, 06:18 PM   #2 (permalink)
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I have relatives in insurance. Fact: depending on car you will pay more insurance relative to price. Eg a carolla/civic will cost 180ish at half the price of my z and im only paying a tad more relatively.

Also fact... each company does it differently. Even though i am on my own policy i am still under a home with other policies under the same insurer and i get a multi line discount
Though what you state may be true, when I went from an ‘07 Si to an ‘07 Z, my premium rates dropped by ~$15/month for the exact same coverage.

In regards to your relatives being in insurance, they should have also told you that it’s not a good idea to have multiple policies under the same company bc in the event you make a claim for one policy, let’s say renters insurance, this can affect your auto insurance rates at time of renewal. This is a fact, as I have friends in the insurance industry at different companies and they all told me the same thing.
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