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Originally Posted by MR.nismo Darkphantom, you did the correct thing by avoiding the other driver and all together avoiding a bigger accident. It sucks for the damage but rims, suspension

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Old 05-05-2015, 07:27 AM   #16 (permalink)
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Darkphantom, you did the correct thing by avoiding the other driver and all together avoiding a bigger accident. It sucks for the damage but rims, suspension and all the other parts can be replaced.
i'm not sure i agree with that. by avoiding them, you hit your car and damaged it. now your insurance has to cover everything and more than likely your rates will go up. if it wasn't your fault you should have let them hit you. imagine if you didn't avoid the light pole and totaled your car or something.
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Old 05-05-2015, 08:09 AM   #17 (permalink)
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anyone know a good body shop in Austin? The adjuster is coming out tomorrow. I needed new tires anyways :P Maybe they will replaced the tires for me.
File a police report or else most insurance companies won't cover it under uninsured motorist. And if you don't have uninsured motorist coverage in Texas, add it to your policy yesterday!

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i'm not sure i agree with that. by avoiding them, you hit your car and damaged it. now your insurance has to cover everything and more than likely your rates will go up. if it wasn't your fault you should have let them hit you. imagine if you didn't avoid the light pole and totaled your car or something.
Maybe if you have $hitty insurance... I've only been in accidents that weren't my fault. More than half were people with no insurance, no license, and did not speak English. My insurance has never gone up due to accidents or tickets.

This same exact thing happened to me in my Sentra a number of years ago. Some jacka$$ ran me up on a median and I busted the oil pan and radiator causing like $3K in damages. I ended up paying my deductible because I didn't know I had to file a police report to get it covered under uninsured motorist, which would have covered my deductible as well.
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Old 05-05-2015, 08:28 AM   #18 (permalink)
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Let me check about that whole uninsured motorist thing - that helps!

As for those asking where, it happened between Parmer ln and Howard ln on McCallen Pass.
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Old 05-05-2015, 09:11 AM   #19 (permalink)
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File a police report or else most insurance companies won't cover it under uninsured motorist. And if you don't have uninsured motorist coverage in Texas, add it to your policy yesterday!



Maybe if you have $hitty insurance... I've only been in accidents that weren't my fault. More than half were people with no insurance, no license, and did not speak English. My insurance has never gone up due to accidents or tickets.

This same exact thing happened to me in my Sentra a number of years ago. Some jacka$$ ran me up on a median and I busted the oil pan and radiator causing like $3K in damages. I ended up paying my deductible because I didn't know I had to file a police report to get it covered under uninsured motorist, which would have covered my deductible as well.
Hmm, interesting. I just had to file a claim for a scrape that happened in a parking lot. Nationwide had me fill out a TXDMV crash report to have my uninsured motorist coverage apply but I still have to pay my deductible.
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Old 05-05-2015, 09:13 AM   #20 (permalink)
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Dang phantom that sucks that that happened. Some people just do not know how to drive nor change lanes. I had that happen to me once too except the other guy almost hit me and it was because my lane was coming to an end and merging into the lane to the left. The guy behind me was trying to speed up and the entire time whomever the passenger was, was extremely pissed off. He was literally half way out the window yelling at me most of the time and kept screaming for me to pull over to fight. I moved over another lane and watch them go by. His daughter looked like she was driving and looked almost embarrassed the passanger was doing so plus two kids were in the back and this guy was trying to get me to pull over because I apparently " cut him off". A turn indicator apparently means nothing to anyone any more right?
Then again I live in southern California in LA where most everyone on the road fits the description above.
-doesn't know how to drive
-doesn't know how to lane change and check blind spots
-doesn't know what turn indicator means.

I mean the Z's blindspot on the right side of the car is almost non existent due to the huge read windshield. The one on the left side through next to your head suuuucccckkkksss.


Back to your issue on finding a body shop, maybe google or ask any of the vendors on the forums of good body shops that are around that they would refer you to.
For the blindspot on the left, just lean forward and look at your side mirror, for the blindspot on the right, just turn around quickly to look from the hatch!

Phantom, sorry this happened to you, there really are some idiotic drivers out there. I hope everything is fixed!
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Old 05-05-2015, 09:16 AM   #21 (permalink)
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Hmm, interesting. I just had to file a claim for a scrape that happened in a parking lot. Nationwide had me fill out a TXDMV crash report to have my uninsured motorist coverage apply but I still have to pay my deductible.


I was pretty sure uninsured motorist coverage automatically included covering the deductible. Unless your policy is written differently. I might be tempted to ask them about it.
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Old 05-05-2015, 09:20 AM   #22 (permalink)
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Cars are much easier to replace than lives. Cant you carry firearms in TX? If someone tried to kill me, be sure I would try to return the favor. Glad you are ok, and its just a car, time for upgrades!!!
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Old 05-05-2015, 09:21 AM   #23 (permalink)
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Cant you carry firearms in TX? If someone tried to kill me, be sure I would try to return the favor.
Yes, but I'm not sure that rolling into someone at a few mph constitutes attempted murder
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Old 05-05-2015, 09:24 AM   #24 (permalink)
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I was pretty sure uninsured motorist coverage automatically included covering the deductible. Unless your policy is written differently. I might be tempted to ask them about it.
i think it varies from state to state
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Yes, but I'm not sure that rolling into someone at a few mph constitutes attempted murder
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Old 05-05-2015, 09:25 AM   #25 (permalink)
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Yes, but I'm not sure that rolling into someone at a few mph constitutes attempted murder
True but if you read his original post, he said the guy claimed he got cut off and attempted to drive him off the road in a fit of road rage. Not rolling into someone at a few mph.
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Old 05-05-2015, 09:37 AM   #26 (permalink)
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I guess I can say i'm lucky that nothing major happened. This waiting game is already taking a toll on me! >_< The adjuster still has not come out...I want to get the car towed already to a shop and get a rental so I can somewhat have a normal work day.
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Old 05-05-2015, 09:47 AM   #27 (permalink)
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True but if you read his original post, he said the guy claimed he got cut off and attempted to drive him off the road in a fit of road rage. Not rolling into someone at a few mph.
lol my fault... I was mixing this thread up with another guy in Houston that got rear ended by a fat guy in a civic

I flipped off some a$$hole in a truck one time as he finally got out of my way to turn left and I passed him (after he cut several people off, including me). He took exception to that and got back over behind me and followed me home (just a few blocks away). I pulled into my garage and immediately grabbed my shotgun and proceeded to walk out toward the street staring him down. Smart guy didn't even stop and just kept driving.
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Old 05-05-2015, 09:51 AM   #28 (permalink)
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lol my fault... I was mixing this thread up with another guy in Houston that got rear ended by a fat guy in a civic

I flipped off some a$$hole in a truck one time as he finally got out of my way to turn left and I passed him (after he cut several people off, including me). He took exception to that and got back over behind me and followed me home (just a few blocks away). I pulled into my garage and immediately grabbed my shotgun and proceeded to walk out toward the street staring him down. Smart guy didn't even stop and just kept driving.
Texas is full of scary drivers.
http://www.nydailynews.com/news/nati...icle-1.2156958

^Shot in the head for honking.
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Old 05-05-2015, 09:52 AM   #29 (permalink)
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And I should mention that Texas is a one party consent state, which means as long as you are part of the conversation, you are permitted to record it without anyone else's consent. I set my phone to video as soon as an accident occurs - I walk around a look like I'm taking photos, but it's also recording audio. Try and get them to admit fault and apologize while you're recording. I actually put someone without insurance on the phone with my insurance company and had them admit fault while we were still at the scene of the accident (what an idiot lol).
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Old 05-05-2015, 09:56 AM   #30 (permalink)
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Everyone is like 500000x time tougher behind the wheel than on foot. I try and stay out of everyones way. I try my damn hardest to not even make eye contact or engage with anyone, which is not easy to do. The other day I was not going fast enough for someone and they passed me on the grass median of a highway at 80mph
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