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The New “What did you do with your Z today” (with off topic replies) XXXV

Originally Posted by JARblue In other news, some jackass got my card number and tried to charge $1 at a gas station in San Antonio (as a test I assume)

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Old 03-30-2020, 07:30 AM   #1 (permalink)
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In other news, some jackass got my card number and tried to charge $1 at a gas station in San Antonio (as a test I assume) this morning. Had to cancel my card and get a new one.

Trying to decide whether that's good or bad. My old card number was incredibly easy to remember - I had it down in less than 24 hours lol. It's come in handy a few times when I didn't have my physical card with me. But it's also been dangerous at times, as it means I can buy pretty much anything on a whim
Someone had cleaned out my checking account one time. I found out on a Saturday just as the banks closed of course. Had zero groceries, zero gas, for the weekend, and rent was due that week.
Took the bank almost 2 weeks to complete their investigation and get my money back.
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Old 03-30-2020, 07:35 AM   #2 (permalink)
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Someone had cleaned out my checking account one time. I found out on a Saturday just as the banks closed of course. Had zero groceries, zero gas, for the weekend, and rent was due that week.
Took the bank almost 2 weeks to complete their investigation and get my money back.
That is one of the main reasons why I never use my debit card anymore. Credit card or cash only if I can. Credit card companies always take care of me immediately when it comes to fraud. Banks take forever and often make you work for it.
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Old 03-30-2020, 07:40 AM   #3 (permalink)
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That is one of the main reasons why I never use my debit card anymore. Credit card or cash only if I can. Credit card companies always take care of me immediately when it comes to fraud. Banks take forever and often make you work for it.
I wised up and have more than one checking account between my regular bank and credit union. I only carry one credit card that has the lowest limit and even then Ill use it as a last resort..
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Old 03-30-2020, 07:50 AM   #4 (permalink)
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I wised up and have more than one checking account between my regular bank and credit union. I only carry one credit card that has the lowest limit and even then Ill use it as a last resort..
I have 2 checking accounts. The one, all of our retirement money goes into. I write checks off of this one. The other is for my paycheck. This is for the debit card.
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Old 03-30-2020, 07:58 AM   #5 (permalink)
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I have 2 checking accounts. The one, all of our retirement money goes into. I write checks off of this one. The other is for my paycheck. This is for the debit card.
If youre going to put retirement money in a checking account, look for a high interest account that requires a minimum balance, usually 5k and up. Not sure what offers are out there now, but HSBC had one as high as 6% IIRC a few years back
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