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Originally Posted by jwick We’ve had issues with auto draft payments since we moved into the new house. Took us three months of bills to finally get the electric bill

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Old 08-16-2018, 09:10 AM   #1 (permalink)
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We’ve had issues with auto draft payments since we moved into the new house. Took us three months of bills to finally get the electric bill paid correctly. Sometimes I think we try to over do technology.
I had issues with three different bills trying to switch over the bank account or do a name change on the account after the divorce.

My receiver and TV are supposed to be 'smart' and talk to each other and auto-change inputs and whatnot. As far as I can tell, they just argue with each other. It often auto switches incorrectly when I try to manually change inputs. It's so frustrating I plan to add at least three more HDMI cables in the wall to try as a workaround.

It's not that we overdo technology. The problem is everyone is so damn greedy and no one wants to do any development. Get your product to market as quick as possible so you get money as quick as possible. Who cares about the end user. And who cares about development since the next thing will be out before you can improve your existing garbage product.
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Old 08-16-2018, 10:37 AM   #2 (permalink)
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I had issues with three different bills trying to switch over the bank account or do a name change on the account after the divorce.

My receiver and TV are supposed to be 'smart' and talk to each other and auto-change inputs and whatnot. As far as I can tell, they just argue with each other. It often auto switches incorrectly when I try to manually change inputs. It's so frustrating I plan to add at least three more HDMI cables in the wall to try as a workaround.

It's not that we overdo technology. The problem is everyone is so damn greedy and no one wants to do any development. Get your product to market as quick as possible so you get money as quick as possible. Who cares about the end user. And who cares about development since the next thing will be out before you can improve your existing garbage product.
Sounds like your tv & receiver need a divorce
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Old 08-16-2018, 08:55 AM   #3 (permalink)
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So tomorrow is "Wear Your Helmet to Work Day!" Who is in?
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Old 08-16-2018, 09:08 AM   #4 (permalink)
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So tomorrow is "Wear Your Helmet to Work Day!" Who is in?
Haha, I don't think it's wise for me to wear one into a government building.

I'd do it though.
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Old 08-16-2018, 09:09 AM   #5 (permalink)
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So tomorrow is "Wear Your Helmet to Work Day!" Who is in?
sounds fun.


except i dont own a helmet.
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Old 08-16-2018, 09:24 AM   #6 (permalink)
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sounds fun.


except i dont own a helmet.
Get one, you are going to need it anyway!
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Old 08-16-2018, 09:31 AM   #7 (permalink)
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Get one, you are going to need it anyway!
nahhh i'll just go to the track, make one pass in the low 10s, get told to leave, and smile

im currently shopping for some wheel sealant. this heavy bitch just throws brake dust. first stop sign after i was the GTR they're coated. doesnt help the wheels are gloss black.
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Old 08-16-2018, 09:25 AM   #8 (permalink)
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Greetings from Sacramento, CA.
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Old 08-16-2018, 09:27 AM   #9 (permalink)
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Today is a sad day...the Queen of Soul has died. I grew up listening to Aretha Franklin. I love her in the Blues Brother movies.
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Old 08-16-2018, 09:35 AM   #10 (permalink)
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Today is a sad day...the Queen of Soul has died. I grew up listening to Aretha Franklin. I love her in the Blues Brother movies.

Damn. Didn’t see she passed. I’ll always remember jamming to her tunes in my parents Buick.
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Old 08-16-2018, 10:35 AM   #11 (permalink)
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Today is a sad day...the Queen of Soul has died. I grew up listening to Aretha Franklin. I love her in the Blues Brother movies.
That's been big news around here ( The Motor City ) her home town.
She's been gravely ill and in hospice for the last week or so.
She'll be missed very deeply, was very involved with music, with the inner city children.
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Old 08-16-2018, 09:57 AM   #12 (permalink)
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Original FHA loan interest was 4.5% back in 2009. Two refinances and a restructured loan (no longer FHA) later and I'm sitting at 3.75% on a 30 year. Credit rating over 700 for the original loan. Over 800 rating for the latest rate. Nothing out of pocket for any of them - even managed to always roll any closing costs into the loan.
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Old 08-16-2018, 10:04 AM   #13 (permalink)
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Original FHA loan interest was 4.5% back in 2009. Two refinances and a restructured loan (no longer FHA) later and I'm sitting at 3.75% on a 30 year. Credit rating over 700 for the original loan. Over 800 rating for the latest rate. Nothing out of pocket for any of them - even managed to always roll any closing costs into the loan.

3.75% is awesome. That’s what the rate was when we signed on the house. By the time they built it and we close, we had to close with 4.25%.
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Old 08-16-2018, 10:07 AM   #14 (permalink)
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3.75% is awesome. That’s what the rate was when we signed on the house. By the time they built it and we close, we had to close with 4.25%.
Our mortgage broker is a family friend. She said we'd never have to refinance when we bought at that rate. We've refinanced every five years since
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Old 08-16-2018, 10:20 AM   #15 (permalink)
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Original FHA loan interest was 4.5% back in 2009. Two refinances and a restructured loan (no longer FHA) later and I'm sitting at 3.75% on a 30 year. Credit rating over 700 for the original loan. Over 800 rating for the latest rate. Nothing out of pocket for any of them - even managed to always roll any closing costs into the loan.
How the heck did you roll it into the mortgage loan? I'm not so sure we could make that happen now because the market is too hot. Point me in the right direction please lol.
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