is it possible to ask the forum members about ACA without being political???

[blackcherry20]

Originally Posted by Chuck33079

And when that person gets hit with something far worse than a broken arm, costs are passed to you. Period. Doctors don't let people die in the streets for lack of insurance. You are already paying for these people's medical care.

Most people get their insurance through their employer. That won't change. The ACA pushed employers who didn't previously offer insurance to employees to set up group plans. Individuals who aren't offered insurance through their employer can purchase their own plan on the open marketplace, or pay a $95 tax penalty.

I am wondering...do you guys think we will see employers drop insurance benefits completely since this new "exchange" wil be there?
and then we wil have to pay for insurance through the exchange instead of paying our portion of thee company sponsored plans we have now?

[Chuck33079]

Originally Posted by blackcherry20

I am wondering...do you guys think we will see employers drop insurance benefits completely since this new "exchange" wil be there?
and then we wil have to pay for insurance through the exchange instead of paying our portion of thee company sponsored plans we have now?

I doubt it. They'd be paying a large penalty and losing one of the best ways to attract and retain talent. I've got an open enrollment coming up, and there's been no mention of it here.

[blackcherry20]

Originally Posted by Chuck33079

I doubt it. They'd be paying a large penalty and losing one of the best ways to attract and retain talent. I've got an open enrollment coming up, and there's been no mention of it here.

I hope you are right....but if ALL the large corporations do it you can bet everybody will get dumped and end up in this "exchange"...sigh.

[andre12031948]

Originally Posted by blackcherry20

I hope you are right....but if ALL the large corporations do it you can bet everybody will get dumped and end up in this "exchange"...sigh.

The post office only delivers mail, & loses billions, imagine what will be with something as complicated as this ran by the federal government.

Good luck!

[Chuck33079]

Originally Posted by andre12031948

The post office only delivers mail, & loses billions, imagine what will be with something as complicated as this ran by the federal government.

Good luck!

The post office is losing billions because they were forced to pre-fund all of their pension obligations, and are hamstrung by Congress with regards to cutting costs. The government's role in the ACA is basically setting up the exchange, and having the IRS assess penalties. The individual companies are still the ones running the plans.

[andre12031948]

Originally Posted by Chuck33079

The post office is losing billions because they were forced to pre-fund all of their pension obligations, and are hamstrung by Congress with regards to cutting costs. The government's role in the ACA is basically setting up the exchange, and having the IRS assess penalties. The individual companies are still the ones running the plans.

That's all they have to do ^^^^^^

They can't tie their shoes without screwing up, or fraud/theft/abuse of power. Like get real my friend.....

[andre12031948]

Originally Posted by blackcherry20

I am wondering...do you guys think we will see employers drop insurance benefits completely since this new "exchange" wil be there?
and then we wil have to pay for insurance through the exchange instead of paying our portion of thee company sponsored plans we have now?

I think that's a sure thing. That's why the penalties for the companies are very low today. They want them to stop providing insurance to their workers & instead pay a much lower fee for the penalty. I'm as certain of that as the sun rising tomorrow!!! Sorry!!

[Chuck33079]

Originally Posted by blackcherry20

I hope you are right....but if ALL the large corporations do it you can bet everybody will get dumped and end up in this "exchange"...sigh.

Again, I doubt it. How many large companies would poach talent by being the only ones offering health insurance? I'd go to work there for sure.

Originally Posted by andre12031948

I think that's a sure thing. That's why the penalties for the companies are very low today. They want them to stop providing insurance to their workers & instead pay a much lower fee for the penalty. I'm as certain of that as the sun rising tomorrow!!! Sorry!!

Who is "They"?

[andre12031948]

Originally Posted by Chuck33079

Again, I doubt it. How many large companies would poach talent by being the only ones offering health insurance? I'd go to work there for sure.



Who is "They"?

Really? Hint - penalties.

[Chuck33079]

Originally Posted by andre12031948

Really? Hint - penalties.

Do you think that if everyone pays the penalty as opposed to maintaining coverage that the balance sheet for the country will improve or worsen?

[andre12031948]

Originally Posted by Chuck33079

Do you think that if everyone pays the penalty as opposed to maintaining coverage that the balance sheet for the country will improve or worsen?

I don't really get your question. The balance sheet for the country????

We can't get a balanced budget to save our life, as they say. We freaken spent 17 trillion more than we have, most of it in the last 5 years, second place goes to the other guy before this cl-wn.

[andre12031948]

After this our budget problem is coming to a news station near you. Why can't we print money & spend more than we make?, yet the government can?

If we did what "they" do, we would get arrested.....

I'm trying to sign out! Watch a little porn, take a walk......

[Chuck33079]

Originally Posted by andre12031948

I don't really get your question. The balance sheet for the country????

We can't get a balanced budget to save our life, as they say. We freaken spent 17 trillion more than we have, most of it in the last 5 years, second place goes to the other guy before this cl-wn.

Since you think the end game is to have everyone give up their coverage and just pay the penalty, do you think that would improve or worsen the financial position of this country? Hint- It won't make things better.

And asking "why can the government print more money and deficit spend, but individuals cannot" shows that you really don't have a grasp on how things actually work. I'm done explaining things to you. You ask a question, and when it's answered, you either disregard it, add in a conspiracy theory or some chicken little bs or move the goalposts. It is impossible to debate the uninformed.