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Talk me out of a Z06 please

Originally Posted by kenchan If u can't buy it cash u can't "afford" it. Payoff ur z and drive it 5 yrs from da day u pay it off. I'm

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Old 07-22-2016, 10:30 PM   #1 (permalink)
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If u can't buy it cash u can't "afford" it. Payoff ur z and drive it 5 yrs from da day u pay it off.
I'm a finance manager for a dealership lol I think I know what I can afford
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Old 07-23-2016, 12:12 PM   #2 (permalink)
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I'm a finance manager for a dealership lol I think I know what I can afford
Lol den u know u need a better paying job then.
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Old 07-23-2016, 12:52 PM   #3 (permalink)
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Lol den u know u need a better paying job then.
Can't tell if serious
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Old 07-23-2016, 01:10 PM   #4 (permalink)
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Can't tell if serious
F&I guys make tons at dealerships. It's the techs that get screwed and have to move on to other careers to make money.
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Old 07-23-2016, 09:38 PM   #5 (permalink)
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Can't tell if serious
That's just his way....
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Old 07-23-2016, 07:23 AM   #6 (permalink)
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Originally Posted by kenchan View Post
If u can't buy it cash u can't "afford" it. Payoff ur z and drive it 5 yrs from da day u pay it off.
That's BS!!!
Plenty of us finance our cars and pay them off with no problems, just because we didn't fork over $30K-$$40K cash don't mean we couldn't afford it. Millionaires lease and finance just a we do too. OP do what you like, your life, your money, EMBRACE THE MOMENT!!!
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Old 07-23-2016, 02:19 PM   #7 (permalink)
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That's BS!!!
Plenty of us finance our cars and pay them off with no problems, just because we didn't fork over $30K-$$40K cash don't mean we couldn't afford it. Millionaires lease and finance just a we do too. OP do what you like, your life, your money, EMBRACE THE MOMENT!!!
Not totally agreeing with you there. To millionaires, lease and finance are investment, business and tax decisions. They have tax/financial advisors around them to put the strategies together. For normal people to take on a loan for a 90k car usually means cutting back on your 401K and IRA contributions and/or paying off the mortgage later and/or taking money out from the emergency account. I worked in the financial planning business for a while and I know that being able to make the car payment doesn’t always mean you can afford it.
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Old 07-24-2016, 08:21 AM   #8 (permalink)
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Not totally agreeing with you there. To millionaires, lease and finance are investment, business and tax decisions. They have tax/financial advisors around them to put the strategies together. For normal people to take on a loan for a 90k car usually means cutting back on your 401K and IRA contributions and/or paying off the mortgage later and/or taking money out from the emergency account. I worked in the financial planning business for a while and I know that being able to make the car payment doesn’t always mean you can afford it.
I see what you mean, but none of us knows the others situation, plans or can foresee there dimize or growth potential based on financial decisions. We're simply talking about cars, living life and the things we enjoy.
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Old 07-23-2016, 12:01 AM   #9 (permalink)
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Dude fawk the Z, I'd drive it straight into a ditch for a chance of owning a Z06 though I loved my Z I am a man who takes no wagon, if you can afford it there should be ZERO AND I MEAN ZERO doubt that it's better than the Z in every category... Buy warranty and you're set.


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Old 07-23-2016, 07:50 AM   #10 (permalink)
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In the end, you know why you want a car. Some want to race a car. Track use (Z06), some simply want a different car (Z06), some want exclusivity (370Z), some like both but prefer reliability and maintenance costs (370z). Some want a daily driver (370z).

Since you modded a Nismo, 370z, I think you like fast cars, the bug has hit you so go for the Z.

At 68, I don't race or track, needed a car for daily driving and for its looks. I opted for a red 2014 370z (8250 miles) over a msimilar silver 370z (17000 miles) and a 2006 corvette coupe wth 56k miles, all at the same price.

Corvettes are far too many compared to the 370z.
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Old 07-23-2016, 08:34 AM   #11 (permalink)
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Drew303... My main question for you is this. Why are you asking us to "talk you out of a Z06" anyway?

That right there tells me you have some kind of reservations about getting one, whether it be that it's a Chevy, it's American, it's reliability, something.

We know money isn't an issue, so there must be something about it that you don't like or are concerned about which is making you second-guess yourself from purchasing one.
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Old 07-23-2016, 10:13 AM   #12 (permalink)
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Drew303... My main question for you is this. Why are you asking us to "talk you out of a Z06" anyway?

That right there tells me you have some kind of reservations about getting one, whether it be that it's a Chevy, it's American, it's reliability, something.

We know money isn't an issue, so there must be something about it that you don't like or are concerned about which is making you second-guess yourself from purchasing one.
Mainly because I have put sooooo much money into the Z. I would feel weird putting all that money into it just to sell it. If I didn't have the Z I would have a Z06 in my garage right now
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Old 07-23-2016, 10:52 AM   #13 (permalink)
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Mainly because I have put sooooo much money into the Z. I would feel weird putting all that money into it just to sell it. If I didn't have the Z I would have a Z06 in my garage right now
I was pretty much thinking that as well.

Just curious, have you considered a Dodge Viper?

Granted, it's about $8k more, but to me, it's a heck of a lot better looking car all the way around, and definitely loads better looking inside. Also, even though the Vette sounds excellent, it's hard to beat the sound of a thumping, NA V10. And let's not forget, the Viper is a lot more rare out in the wild than a Vette or even a Z for that matter.
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Old 07-23-2016, 11:44 AM   #14 (permalink)
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Keep the Z, put your extra $ into a Roth IRA.

D'oh!


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Old 07-23-2016, 02:14 PM   #15 (permalink)
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Keep the Z, put your extra $ into a Roth IRA.

D'oh!


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How do you know if he hasn't already maxed out the annual contribution? And for someone that can afford a Z06, perhaps his annual income has exceeded the limit for any ROTH contribution at all....
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