Before i ordered my z i called state farm just to get a ballpark figure, they told me roughly $800. and some change per year, i have house,truck,motorcycle & soon
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03-17-2009, 10:52 PM | #91 (permalink) |
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Before i ordered my z i called state farm just to get a ballpark figure, they told me roughly $800. and some change per year, i have house,truck,motorcycle & soon my business through them. Real good insurance agent
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03-18-2009, 05:03 AM | #93 (permalink) |
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I'd bet its because you dropped your insurance while you were overseas. For some reason, gaps in your insurance history ding you pretty bad.
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03-18-2009, 01:52 PM | #94 (permalink) | |
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Although I will say, when I bought the car I paid first/last months payments (this was end of Jan), and I have already paid three monthly bills on top of that... (*goes to email insurance agent) |
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03-18-2009, 04:12 PM | #97 (permalink) |
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All these rates really don't say much without knowing how much coverage you all have.
For example my insurance can go from $444.60 to $600 or more depending on what my coverage is. I have enough coverage to replace my car and protect my house, hopefully I won't run into anyone's Ferrari. My Current Coverage: Bodily Injury Liability $100,000/300,000 Property Damage Liability $250,000 Uninsured Motorist $50,000/100,000 Underinsured Motorist $50,000/100,000 Comprehenisve $500 ded Collision $500 ded Rental Reimbursement 2007 Mazda 3: $457.50 (Driven Less than 5000 miles per year/Commute) 2009 Nissan Z: $554.10 (Driven Less than 5000 miles per year/Pleasure) It could be: $358.00 Mazda 3 $444.60 Nissan Z 15,000/30,000 Across the board with a $1,000 deductable. (State Minimum Required coverage) |
03-18-2009, 09:34 PM | #98 (permalink) | |
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Is your Z garaged? Location is a major factor in the premium, too. When I registered my old car in a small college town my premium dropped quite a bit compared to being up here closer to D.C.
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03-18-2009, 09:36 PM | #99 (permalink) | |
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Just in case I crash the 0 times I am driving 150 mph (or more than 10 over the limit, for that matter) on public roads. :shrug:
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03-19-2009, 07:11 AM | #100 (permalink) |
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Progressive offers fantastic rates and well worth checking them out.
Two people on the policy: Wife 39 & Myself 39 Clean records, no accidents. Two cars: 370Z & Infiniti EX35 FL..no house on policy FICO: above 800 370Z Liability: 100/300/100 Uninsured: 100/300 Comp: 100 Ded Collision: 500 Ded PIP @ 10K Loan/Lease Payoff (25%) 6 month Prem: $393 Infiniti has same coverage and premium is: $398 Total Premium: $791 The big challenge now is to avoid any speeding tickets. I was cruising in today and looked down 90MPH!! It's way too easy to speed in this car. -ZCarGo- |
03-24-2009, 01:50 AM | #102 (permalink) |
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our policy for full coverage before i got the z was 240 and after we added the z to the policy it went up to 260 a month so that's not bad at all. its two cars and three drivers with full coverage and either one of the drivers can drive any of the cars in the policy.
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03-24-2009, 11:58 AM | #103 (permalink) |
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$1000/year for me, age 36 clean record. Although I got a quote from progressive that would put it below $800. My other cars are only around $550/year (sedan & truck).
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03-24-2009, 02:57 PM | #104 (permalink) |
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The Weapon is on the right path. I'm an Allstate Insurance agent, and just asking how much people are paying doesn't really give you an idea of what you should expect to pay. Just don't want anyone getting wrong ideas.
Insurance is very individualistic. There are many factors about the individual that come into play. Credit, driving record, age, married/single, insurance history, coverages, zip code, how many cars you have on a policy, etc.... Not to mention different states have different laws. For example, some states have the Tort Option, while other stays have PIP (Personal Injury Protection). So... unless you find someone in the exact same "niche" (and location) as you, you can't really judge what you might be paying based on what someone else is paying. |
11-05-2009, 04:30 PM | #105 (permalink) |
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Insurance
What are you guys paying for insurance on your 370z's? I have a parking lot accident from last summer and three and a half years ago I fell asleep while driving and totaled my truck. Geico quoted me about $340 per month. Does this sound a little steep to anyone? Also, for anyone else in a similar situation to mine, are you paying less for your insurance and who is your insurance provider? I am in the process of buying today but I don't want to pay that much for insurance.
David |
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