Official Insurance Premium Discussion Thread

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Originally Posted by m4a1mustang

USAA gives sizable discounts if you insure multiple cars with them and/or have multiple accounts with them. So if you have a USAA credit card, other loan, or investment account(s) you'll get a discount.

They'll also break down just how much of a discount you are getting...

I'm looking at my policy right now...

$220 discount for my other USAA accounts and good payment history.

$240 discount for the 370Z itself (safety features).

$75 discount because I established my own USAA policy after being a USAA member through my parents. You won't get that discount if you joined on your own.

If you don't have any other USAA accounts you should think about opening them up. If you open an IRA or ROTH IRA the minimum initial investment is very low (something like $250), and they've got a couple of good credit card options among other things. I do a fair amount of business with them.

I have most of the those discounts and more. I think total discounts are $700. I have investments, savings, checking, credit card, and auto loan. I have perfect credit. I sent them an email asking for an explanation.