07-20-2009, 10:35 PM
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#16 (permalink)
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Base Member
Join Date: Jul 2009
Location: Jacksonville, FL
Posts: 32
Drives: Eclipse 2007 GT
Rep Power: 17
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Quote:
Originally Posted by ZKindaGuy
Some folks in the forum may not realize that many folks who are posting the lesser expensive insurance premium cost are carrying only "middle-tier" coverage (such as yourself @ 50/100/25) or sometime even just "minimum state required" coverage.
So if anyone here in the forums think that folks carrying the lesser coverages are getting a better deal than those doing the comparison should keep in mind that folks with lesser coverages are personally liable for the difference should an accident caused by them have higher monetary damage values (propoerty and medical) that exceed their insurance "middle-tier" or "minimum" coverages.
You would be surprised how many folks don't realize this important critical difference between those paying lower premiums compared to those paying higher premiums.
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I was quoted $2,483.59/year for 100/300, 100/300 and a 500/deduc through Amica. Now I'm not sure if he meant $500/6 months, or $500/month.
All State also gave me good above mid-tier coverage for 199/month, and GAP coverage.
According to JD Powers, Amica is the best insurance company, even though I've never heard of them..
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