Insurance?

whoady4shoady

Here in New orleans, I was looking at a minimum of 400 a month for insurance on an RX7 at 22. Clean record too. I guess it is becasue we have so many uninsured motorist here.

molamann

22, Los Angeles CA, USAA
$815 for 6 months.

One ticket in my life(speeding) but I believe USAA renewed my policy before the ticket was registered into their system.

Santent

I am 22, and i got quoted 192 a month for 100k.. 300k.. coverage and 100,000 uninsured motorist... also included is 50,000 renters insurance, i have one wreck from 3 years ago that totaled 6000 in repairs, it is with Nationwide.

__________________
Tickets are on sale for the QQ train, im in first class, where's your a$$?

codpet

That's for my current car.. I am getting quotes for the 370Z..

Everyone is quoting me 449/mo, or in that range. Geico, and Progressive so far, I haven't checked others but will.

That's nice.. four years, clean driving record, and my rate is 200% higher than people younger than me.

My area must suck - Jacksonville, FL.

kdoske

These quotes help no one unless you say who you are insured by, where you live, your age, your credit score, and any points on driving record.

USAA
Louisiana
age:27
Credit Score: 786
Driving Record: Clean
$150.00 a month

Yes i know its high, Louisiana has some of the highest insurance rates in the country after hurricane Katrina. For kicks I had the same car quoted for Chesapeake, VA through my insurance company and I would have only been paying $90.00

whoady4shoady

Im in New orleans, and in the same boat as you. Im with state farm, and Im slightly higher than you.

codpet

I just checked out a few more.. I found one in Jacksonville, that gave me a fantastic offer.

All State
199/Month
50/100K
500 Deduct.
GAP Coverage
Accident Forgiveness

I was shocked, everyone else is so high, at least by 50%, and even with a credit check All State came back with a much lower rate.

Has anyone else seen this? I don't understand why everyone else would want double, and yet you find one that offers more for 50% less.

I ran this request based on a new 370Z, as a financed car.

Edit:

All State pulled my driving record - hence the lowest rate. Go figure.. they do something that makes sense.

Edit:

I called All State, the rate was accurate. They wanted more than Progressive for my older current car, and said the Nissan was less to insure through them than the older car because it's a safer vehicle.

Zof9i6

codpet. have u tried mercury. its easy online quik quote. i got quoted by geico, progressive, aaa, statefarm, allstate, 21st and none is even close to as good as mercury for me. i feel like i got a ok deal with my 2 speeding tickets recently before i got the z. dont hurt to try.

codpet

No I haven't checked with them. I've tried State Farm, Geico, Progressive (I am with them now, and have been for over 2 years), and finally All State.

I don't mind paying a little more if I can get a hold of an insurance adjuster should I need to.

I wouldn't feel safe using someone like eSurance, etc. If I go with All State, they are well known, and have a few dozen offices in the city.

I'll look at Mercury though. I'll look into anything at least once.

GMZ

Jeez some of you are paying a lot.

27 yo
77X credit score
clean MVR report
Geico
500 deduct
$145/mo

I think thats way too much. But I think I can knock it down closer to $100 if I go with USAA, I was about to switch to them for my SUV before I got the Z and they were hella cheaper than Geico.

codpet

Well, most of us are under 25 years old. That will give you a serious penalty for insurance right there.

Tius

i'll be honest, i have no shame, i'm still under my dad's insurance, but i do pay him my part every month. turning 26, 3 speeding tickets in the last 3 years, full coverage for z and liability for 2001 civic, $140 bucks/month

370Zilla

Clean record, 38, married - 50/100/50 - 500 deductibles - Roadside - Progressive $446 every six months.

GMZ

Hell even when I had my first 350 I was only 22 and with Progressive I was around $175/mo in San Diego. Maybe they think us sailors are more responsible

ZKindaGuy

Also remember that the 370Z is in its "first year" of production. To the insurance underwriters that means the 370Z is not the same car as a 350Z no matter the number of years the 350Z has been around.

That means the insurance companies can make the claim they have no statistics accumulated yet of the car's overall performance and safety. So they get to set an inflated insurance rate at least for the first production year of the car.

That can jack up the premiums and everyone must suffer through the first year...