How I have scored invoice pricing with 3.99% APR on my 370Z?

dlmartin81 · 02-27-2009, 10:21 PM

Nice deal AK. You managed to beat my deal by $48. So what all options are included in with that price (matts, kick plates, pimp dice, etc...)?

We haven't discussed financing yet because I'm still waiting on the order but when the time comes, I will definitely try to go the route you took. Thanks for the detailed info.

dlmartin81 · 02-27-2009, 10:23 PM

Quote:

Originally Posted by dlmartin81

So what all options are included in with that price (matts, kick plates, pimp dice, etc...)?

Nevermind, I went to your other post and saw what you got.

Sports Package + Splash Guards + Floor Mats.

AK370Z · 02-28-2009, 12:51 AM

Quote:

Originally Posted by !xoible

awesome thread!!! how do u suggest negotiating leases? i've gotten awesome discounts off msrp but lease payments were ridiculously high

I have no clue. I have never leased a car. If I recall correctly, 350Z had the same issue with leasing - very high monthly payments. Is there any reason you wouldn't like to own it?

kdo2milger · 02-28-2009, 05:40 AM

Great story AK, I too have a credit score in the high 700s and was appauled at usaa federal savings bank for only offering 6.99. OMSC offered me subsidizing which lowered it to an equivalent of 5.99, but like you i am still not satisfied thats the best i can do. I am a military member and am about to try for the penfed cu to see about that 3.99...

wish me luck

Roach · 06-04-2010, 06:15 PM

Nissan still asking that high of interest rates? Going to look at a 370z this weekend and holy ****. I mean, the american car companies do ZERO percent financing, what the F

FuszNissan · 06-27-2010, 02:25 PM

Quote:

Originally Posted by Roach

Nissan still asking that high of interest rates? Going to look at a 370z this weekend and holy ****. I mean, the american car companies do ZERO percent financing, what the F

Nissan controls their inventory very well, if every dealer had 30-50 Z's on their lot, (and did volume like the altima)I am sure you would see Zero percent, to help entice people to buy and stay competitive. It's a small niche market, it won't happen.

ROLLingKING · 01-08-2011, 09:59 AM

Sweeeeet!!!

tru_Asiatik · 03-01-2009, 12:52 AM

im not sure if you guys caught the 3.99% offer*

*Internet Only Sale Rate: The 4.75% rate applies to new and new refinanced vehicles (where you are the original owner), financed for 12 to 72 months with a minimum loan amount of $20,000. The 3.99% rate applies to used vehicles, financed for 12 to 60 months.Used and refinanced loan maximums limited by NADA retail value. Term is based upon loan amount and model year and are subject to change. 100% financing available. Rate good only on Internet applications and is subject to change. Rate higher for non-Internet applications.

4.75 i still good

trema · 03-01-2009, 02:06 AM

usually a lower interest rate will apply to new vehicles, with a higher rate for used... that's odd that it would be the other way around. Didn't the OP get the 3.99 rate for his new Z?

kdo2milger · 03-01-2009, 03:18 AM

Quote:

Originally Posted by tru_Asiatik

im not sure if you guys caught the 3.99% offer*

*Internet Only Sale Rate: The 4.75% rate applies to new and new refinanced vehicles (where you are the original owner), financed for 12 to 72 months with a minimum loan amount of $20,000. The 3.99% rate applies to used vehicles, financed for 12 to 60 months.Used and refinanced loan maximums limited by NADA retail value. Term is based upon loan amount and model year and are subject to change. 100% financing available. Rate good only on Internet applications and is subject to change. Rate higher for non-Internet applications.

4.75 i still good

Straight off their website...

New Auto Loan Rates Untitled 2008/2009 Model Year
3.99% APR* 12 to 36 months less than $7,500
3.99% APR* 12 to 48 months $7,500 - $100,000
3.99% APR* 12 to 60 months $10,000 - $100,000
4.75% APR* 61 to 72 months $20,000 - $100,000

EDIT: and it also says the above qoute...odd indeed...

miniC · 03-01-2009, 11:16 AM

excellent info!

thx!

frost · 03-01-2009, 11:32 AM

Nice, I'll be keeping this in mind.

kdo2milger · 03-04-2009, 11:00 AM

Well I finally got word back today from PenFed...

Approved for 3.99% for 60 months.

so thanks AK for posting this, I probably woudnt have even tried this had it not been for your sharing this info with us.

I guess I owe you one.

AK370Z · 03-04-2009, 01:31 PM

Quote:

Originally Posted by kdo2milger

Well I finally got word back today from PenFed...

Approved for 3.99% for 60 months.

so thanks AK for posting this, I probably woudnt have even tried this had it not been for your sharing this info with us.

I guess I owe you one.

I am glad everything worked out. The process is VERY simple and literally painless. You get a great rate and their customer service is far superior than any bank you'll finance with (IMO) . Congrats.

scorpion90 · 03-04-2009, 02:04 PM

Quote:

Originally Posted by AK370Z

I am glad everything worked out. The process is VERY simple and literally painless. You get a great rate and their customer service is far superior than any bank you'll finance with (IMO) . Congrats.

Thanks for the great info. Payed my $20 to join and got a loan approval the next day. I just need to get the VIN number on my ordered 370Z.

02-28-2009, 05:40 AM	#4 (permalink)
kdo2milger OG Priesthood Join Date: Feb 2009 Location: Fargo, ND Posts: 17,859 Drives: NISMO T Rep Power: 60	Great story AK, I too have a credit score in the high 700s and was appauled at usaa federal savings bank for only offering 6.99. OMSC offered me subsidizing which lowered it to an equivalent of 5.99, but like you i am still not satisfied thats the best i can do. I am a military member and am about to try for the penfed cu to see about that 3.99... wish me luck Last edited by kdo2milger; 02-28-2009 at 05:43 AM.

03-01-2009, 02:06 AM	#9 (permalink)
trema Base Member Join Date: Jan 2009 Location: Portland, OR Posts: 91 Drives: 09 370z K51 R Rep Power: 597	usually a lower interest rate will apply to new vehicles, with a higher rate for used... that's odd that it would be the other way around. Didn't the OP get the 3.99 rate for his new Z? __________________ 'Lesca'-2009 370z Touring 6MT w/Sports & Nav- Platinum Graphite/Persimmon. FLO,IKP,SCG,TMA

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02-27-2009, 10:21 PM	#1 (permalink)
dlmartin81 Track Member Join Date: Dec 2008 Location: Chalfont, PA Age: 43 Posts: 923 Drives: 09 370Z Rep Power: 608	Nice deal AK. You managed to beat my deal by $48. So what all options are included in with that price (matts, kick plates, pimp dice, etc...)? We haven't discussed financing yet because I'm still waiting on the order but when the time comes, I will definitely try to go the route you took. Thanks for the detailed info.

06-04-2010, 06:15 PM	#5 (permalink)
Roach Base Member Join Date: Jun 2010 Location: south FL Posts: 40 Drives: SRT Rep Power: 15	Nissan still asking that high of interest rates? Going to look at a 370z this weekend and holy ****. I mean, the american car companies do ZERO percent financing, what the F

01-08-2011, 09:59 AM	#7 (permalink)
ROLLingKING Base Member Join Date: Jan 2011 Location: DC Posts: 9 Drives: 98 VW Jetta VR6 Rep Power: 15	Sweeeeet!!!

03-01-2009, 12:52 AM	#8 (permalink)
tru_Asiatik Track Member Join Date: Feb 2009 Location: so cal Posts: 793 Drives: 2009 370Z 6MT Rep Power: 271	im not sure if you guys caught the 3.99% offer* *Internet Only Sale Rate: The 4.75% rate applies to new and new refinanced vehicles (where you are the original owner), financed for 12 to 72 months with a minimum loan amount of $20,000. The 3.99% rate applies to used vehicles, financed for 12 to 60 months.Used and refinanced loan maximums limited by NADA retail value. Term is based upon loan amount and model year and are subject to change. 100% financing available. Rate good only on Internet applications and is subject to change. Rate higher for non-Internet applications. 4.75 i still good

03-01-2009, 11:16 AM	#11 (permalink)
miniC Base Member Join Date: Mar 2009 Location: Brooklyn, NY Posts: 2 Drives: JCW Mini Cooper Rep Power: 17	excellent info! thx!

03-04-2009, 11:00 AM	#13 (permalink)
kdo2milger OG Priesthood Join Date: Feb 2009 Location: Fargo, ND Posts: 17,859 Drives: NISMO T Rep Power: 60	Well I finally got word back today from PenFed... Approved for 3.99% for 60 months. so thanks AK for posting this, I probably woudnt have even tried this had it not been for your sharing this info with us. I guess I owe you one.