Down payment?

Originally Posted by FuszNissan Are you going through a bank or credit union, cause some banks finacing that low of amount will give you a higher rate because it isn't

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Down payment?

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08-22-2009, 06:49 PM

#33 (permalink)

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Quote:

Originally Posted by FuszNissan

Are you going through a bank or credit union, cause some banks finacing that low of amount will give you a higher rate because it isn't making them much money in intrest.

In line with what Lou is saying... if you can't get the lowest rate with that mount, I would finance $15-20k, and then pay an extra $4-9k in the first payment. You don't pay any more in interest over the course of the loan, and the only downside is your monthly payment will be larger (but the loan will be paid off more quickly).

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