They crashed my car!!!

USNA94 · 10-27-2012, 12:32 AM

I posted this in a previous rear-ender thread:

Warning to anyone who gets rear ended like this...No matter how insignificant the damage looks don't just let them walk away! I swear this Z has a magic bumber that is fantastic for hiding damage.
I was rear ended back in December while stopped in traffic. Some lady smacked into the back of me hard enough to give me a good jerk and throw me against the seat belt. After we pull over to the side of the freeway and I get out to see how bad the damage was I was shocked that there really wasn't any. I found one small abrasion. She was like "well, it doesn't look bad at all" and I was like "well, lets see what the police think" and called 911 to get a cop and a report. Cop shows up and says "well I don't see any damage, do you? In cases like this we just exchange insurance info and don't file a report." I'm like ok, whatever lazy ***. Insurance adjuster comes out and takes some pics and writes an estimate of $450 to touch up the scuff. The scuff was so small I couldn't even get a good picture of it. And I nearly pocketed the $450 check the insurance company sent me. Well, glad I didn't. I take it into the Nissan Collision Center and when they get the bumper off they found the inner bumper was bent, the extension from the frame to the bumper was bent, and the floorboards were bent. New total came out to be $4,800.
So, moral of the story: no matter how minor rear end damage looks get it at least inspected.

mhcoss · 10-27-2012, 12:56 PM

good chance you have damage that is not immediately visible.

Z370Z011 · 10-27-2012, 12:57 PM

Quote:

Originally Posted by USNA94

I posted this in a previous rear-ender thread:

Warning to anyone who gets rear ended like this...No matter how insignificant the damage looks don't just let them walk away! I swear this Z has a magic bumber that is fantastic for hiding damage.
I was rear ended back in December while stopped in traffic. Some lady smacked into the back of me hard enough to give me a good jerk and throw me against the seat belt. After we pull over to the side of the freeway and I get out to see how bad the damage was I was shocked that there really wasn't any. I found one small abrasion. She was like "well, it doesn't look bad at all" and I was like "well, lets see what the police think" and called 911 to get a cop and a report. Cop shows up and says "well I don't see any damage, do you? In cases like this we just exchange insurance info and don't file a report." I'm like ok, whatever lazy ***. Insurance adjuster comes out and takes some pics and writes an estimate of $450 to touch up the scuff. The scuff was so small I couldn't even get a good picture of it. And I nearly pocketed the $450 check the insurance company sent me. Well, glad I didn't. I take it into the Nissan Collision Center and when they get the bumper off they found the inner bumper was bent, the extension from the frame to the bumper was bent, and the floorboards were bent. New total came out to be $4,800.
So, moral of the story: no matter how minor rear end damage looks get it at least inspected.

What!!!!!!!!! Then that means mine mist me just as bad! Crap.. I need to get it inspected then!

Z370Z011 · 10-27-2012, 01:01 PM

Quote:

Originally Posted by USNA94

I posted this in a previous rear-ender thread:

Warning to anyone who gets rear ended like this...No matter how insignificant the damage looks don't just let them walk away! I swear this Z has a magic bumber that is fantastic for hiding damage.
I was rear ended back in December while stopped in traffic. Some lady smacked into the back of me hard enough to give me a good jerk and throw me against the seat belt. After we pull over to the side of the freeway and I get out to see how bad the damage was I was shocked that there really wasn't any. I found one small abrasion. She was like "well, it doesn't look bad at all" and I was like "well, lets see what the police think" and called 911 to get a cop and a report. Cop shows up and says "well I don't see any damage, do you? In cases like this we just exchange insurance info and don't file a report." I'm like ok, whatever lazy ***. Insurance adjuster comes out and takes some pics and writes an estimate of $450 to touch up the scuff. The scuff was so small I couldn't even get a good picture of it. And I nearly pocketed the $450 check the insurance company sent me. Well, glad I didn't. I take it into the Nissan Collision Center and when they get the bumper off they found the inner bumper was bent, the extension from the frame to the bumper was bent, and the floorboards were bent. New total came out to be $4,800.
So, moral of the story: no matter how minor rear end damage looks get it at least inspected.

How much would theyll charge me to i spect the car??

And how long would it take?

You scared the crap out of me now!

Z370Z011 · 10-27-2012, 01:10 PM

You think id be able to remove the bumper my self and be able to visually inspect it ???

Guavazo · 10-27-2012, 09:55 PM

at this point you should really get the insurance company involved. call them up file claim, and send it to shop to inspect. no point for you to do it yourself.

axmea? · 10-27-2012, 10:51 PM

Seems like you have not done what you should have initiated as soon as you got hit. You should have gotten in touch with your insurance carrier before starting this thread 3 days ago.

gsxr750 · 10-28-2012, 02:02 AM

Even if he doesn't have insurance , your company will pay for the damage. You then need to sue him, so you can reimburse your insurance company or at least get a judgement against the driver

Trips · 10-28-2012, 02:17 AM

Kinda incorrect info

If he files a claim with his ins?

The ins will pay to get it fixed, And since the other party was at fault

It will go after that parties ins or sue the guy who hit the Op to recover what they paid, And it shouldn't affect the Op's premium being he was the victim.

But again I'm not an expert and I'm just going off of close experience

gsxr750 · 10-28-2012, 12:37 PM

In most cases your insurance company will not go after the other uninsured driver, even when the pay out is from your company, for minor claims. Most insurance companies only enter the court system when one of the private parties involved bring the case to court on their own.

BeemaaZ · 10-28-2012, 01:21 PM

Quote:

Originally Posted by Z370Z011

After talking to the guy, it turns out he does have insurance. He said he was just scared shitless because of how pissed off he saw me. Anywhoo.. I think he said his coverage is only up to 600.. Would i still have to contact my insurance company too?? Or only his so they can take care of it?..

^^ This!

1. Get his auto ins policy number
2. Call his ins co / ins agent and get a claim number.
3. Bring your car to a reputable auto body repair shop for an "thorough inspection" and get an estimate, use the provided claim number so you are not responsible to pay anything
4. Get a rental car while you car is being repaired, use the same claim for the same purpose

Keep us posted and good luck!

new370 · 10-28-2012, 01:41 PM

I just read this whole thread and I would recommend getting this to a body shop I own a shop in Philly and we love when jobs like this come in people allways think its just a Lil chip n then we take the cover off and it needs the reinforcement the foam absorber sometimes rear body panel floor damage ect trust me get to a shop immediately

Zenmaster · 10-29-2012, 10:16 PM

I backed into the passenger door to my sisters g37 last month, left a nail sized scratch right above my license plate, but she needed a new door.

10-27-2012, 12:32 AM	#61 (permalink)
USNA94 Base Member Join Date: Aug 2009 Location: San Diego Posts: 54 Drives: 09 Nissan 370Z PG M6 Rep Power: 15	I posted this in a previous rear-ender thread: Warning to anyone who gets rear ended like this...No matter how insignificant the damage looks don't just let them walk away! I swear this Z has a magic bumber that is fantastic for hiding damage. I was rear ended back in December while stopped in traffic. Some lady smacked into the back of me hard enough to give me a good jerk and throw me against the seat belt. After we pull over to the side of the freeway and I get out to see how bad the damage was I was shocked that there really wasn't any. I found one small abrasion. She was like "well, it doesn't look bad at all" and I was like "well, lets see what the police think" and called 911 to get a cop and a report. Cop shows up and says "well I don't see any damage, do you? In cases like this we just exchange insurance info and don't file a report." I'm like ok, whatever lazy ***. Insurance adjuster comes out and takes some pics and writes an estimate of $450 to touch up the scuff. The scuff was so small I couldn't even get a good picture of it. And I nearly pocketed the $450 check the insurance company sent me. Well, glad I didn't. I take it into the Nissan Collision Center and when they get the bumper off they found the inner bumper was bent, the extension from the frame to the bumper was bent, and the floorboards were bent. New total came out to be $4,800. So, moral of the story: no matter how minor rear end damage looks get it at least inspected. 1st likes this.

10-27-2012, 10:51 PM	#67 (permalink)
axmea? A True Z Fanatic Join Date: Apr 2012 Location: SoCal Posts: 6,233 Drives: WELL ZED PW 6MT Rep Power: 53241	Seems like you have not done what you should have initiated as soon as you got hit. You should have gotten in touch with your insurance carrier before starting this thread 3 days ago. __________________ >MyZ's Album< NISMO Convert/ECUTEK/Takeda CAI/F.I. HFC NR CB Carbon/F.I. 34 Row Oil Cooler/4.08 Final Drive /Powertrix+Swifts/Hotchkis/SPL/Whiteline/TWM/Zoom Engineering/EVO-R/AeroJacket Vented CF Fenders + CF Spoiler/Avant Garde-WORK/NST/Morimoto Halo/STi Clear Lenses/Carbon Signal Automotive/RJM Performance/ZSpeed Clutch Flywheel CSC delete

10-28-2012, 02:17 AM	#69 (permalink)
Trips Administrator Join Date: May 2009 Location: Disneyland, Ca Posts: 8,728 Drives: 🔰 Rep Power: 10	Kinda incorrect info If he files a claim with his ins? The ins will pay to get it fixed, And since the other party was at fault It will go after that parties ins or sue the guy who hit the Op to recover what they paid, And it shouldn't affect the Op's premium being he was the victim. But again I'm not an expert and I'm just going off of close experience __________________

10-28-2012, 01:41 PM	#72 (permalink)
new370 Base Member Join Date: Jul 2010 Location: phila pa Posts: 109 Drives: 09 370z Rep Power: 14	I just read this whole thread and I would recommend getting this to a body shop I own a shop in Philly and we love when jobs like this come in people allways think its just a Lil chip n then we take the cover off and it needs the reinforcement the foam absorber sometimes rear body panel floor damage ect trust me get to a shop immediately __________________ 2009 370z - custom two-tone paint - 20 x 8.5, 20 x 10" Rennen wheels - FI CBE - HKS RS intake

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10-27-2012, 12:56 PM	#62 (permalink)
mhcoss Track Member Join Date: Feb 2012 Location: Edmonton Posts: 520 Drives: 2012 370Z SPORT M/T Rep Power: 14	good chance you have damage that is not immediately visible.

10-27-2012, 01:10 PM	#65 (permalink)
Z370Z011 A True Z Fanatic Join Date: Jul 2012 Location: Los Angeles CA Posts: 1,052 Drives: PearlWhite 370z 6MT Rep Power: 14	You think id be able to remove the bumper my self and be able to visually inspect it ???

10-27-2012, 09:55 PM	#66 (permalink)
Guavazo Base Member Join Date: Oct 2010 Location: ME Posts: 61 Drives: 10 370Z PG+Sport 6MT Rep Power: 14	at this point you should really get the insurance company involved. call them up file claim, and send it to shop to inspect. no point for you to do it yourself.

10-28-2012, 02:02 AM	#68 (permalink)
gsxr750 Enthusiast Member Join Date: Jan 2012 Location: west Posts: 443 Drives: 2012 370z man. sport Rep Power: 13	Even if he doesn't have insurance , your company will pay for the damage. You then need to sue him, so you can reimburse your insurance company or at least get a judgement against the driver

10-28-2012, 12:37 PM	#70 (permalink)
gsxr750 Enthusiast Member Join Date: Jan 2012 Location: west Posts: 443 Drives: 2012 370z man. sport Rep Power: 13	In most cases your insurance company will not go after the other uninsured driver, even when the pay out is from your company, for minor claims. Most insurance companies only enter the court system when one of the private parties involved bring the case to court on their own.

10-29-2012, 10:16 PM	#73 (permalink)
Zenmaster Base Member Join Date: Nov 2011 Location: North Carolina Posts: 68 Drives: 10 370z M6 40th Rep Power: 13	I backed into the passenger door to my sisters g37 last month, left a nail sized scratch right above my license plate, but she needed a new door.