Diminished value claim possibilities?

murphman

in my opinion a diminished value claim against your own insurance company is pointless. when the claim is against someone elses insurance then yeah but your own seems like your just asking for your insurance rates to get jaked up to recoup that diminished value calim you just filed against your own insurance. I dont work for an insurance company so i dont know but I could always ask a friend who is an adjuster to see if he might know.

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MattP725

If you are asking your company, you are already making a damage claim with them which means your rates are already going to increase. At this point you might as well tack on the claim assuming they will pay it.

dmhenderson

Not sure how that works since I was ruled not at-fault in the accident (animal strike). I was already told the repair claim would not increase my rates. Why would the diminished value claim be any different?