Here I go quoting something off of The Internet(tm) but for whatever it's worth:
What is Diminished Value
Quote:
Will a Claim for Diminished Value Increase my Insurance Rates?
If you are not at fault in the collision, your insurance rates will not increase. If you are at fault then it is possible that your rates will increase as a consequence of the higher settlement required by the insurance company.
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Seems it won't affect my rates at least.