370Z vs GTR whats the pros

MacLean · 06-26-2012, 10:02 PM

Quote:

Originally Posted by boomee

I honestly dont think I would maybe my perspective is a little strange. Dont get me wrong I would love to drive gtr (as well as a couple other cars nsx forester STI) but I dont think I would want to own one. I have a lot of family overseas and by there standards they think im wealthy ( dosent feel like it ) I just would rather do other stuff with my money. After being laid off and having to work crappy jobs just to keep my family a float I realize that some of the material things that are cool really dont mean much its a lesson Iwill never forget. I love cars and thats fine dont know if I would own themall I dont wanna worriy about my R8 getting a scratch or my LFA getting stolen. If things would be taken care of I can find more than enough enjoyment in the cars in 40 grand range. And if I buy used there are alot of cars I can buy (sheesh C5 zo6 at 17 grand is quite nice i just need to upgrade the interior and im set) If I must drive ferraris and GTrs and such I will go to one of those schools that let you drive them all and get it out of my system. Not knocking anyone for there choices just letting you know mine and how I think.

You are absolutely right. One actually seeing & being through some hardship will certainly be an eye opener. I agree that when one gets older he/she has more responsibilities, life changing events that goes on in one's life, then their actual needs/wants drastically change. I know that the more expensive the car is the more anal & paranoid one will actually be. I would be furious & probably be a Freak-out Freda with a high-end car driving on the freeway, or parking it somewhere.

LMBmikeZ · 06-26-2012, 10:17 PM

IMO when buying a car (especially sports cars) your employment should not be what determines if you keep it or get ride of it. If that is the case then this car is just outside your means and you should have looked into something more affordable. Or just save so that you own the vehicle.....

MMC Racing · 06-27-2012, 08:01 AM

Quote:

Originally Posted by LMBmikeZ

IMO when buying a car (especially sports cars) your employment should not be what determines if you keep it or get ride of it. If that is the case then this car is just outside your means and you should have looked into something more affordable. Or just save so that you own the vehicle.....

Would you also say that no one should buy a house unless they could pay cash for it?

boomee · 06-27-2012, 10:17 AM

Quote:

Originally Posted by LMBmikeZ

IMO when buying a car (especially sports cars) your employment should not be what determines if you keep it or get ride of it. If that is the case then this car is just outside your means and you should have looked into something more affordable. Or just save so that you own the vehicle.....

Dude has a point cash is king to quote the bible the borrower is slave to the lender (Proverbs22:7) thats alot of truth man

kenchan · 06-27-2012, 10:21 AM

Quote:

Originally Posted by boomee

Dude has a point cash is king to quote the bible the borrower is slave to the lender thats alot of truth man

not in this day and age... borrower has more power than the lender...

m4a1mustang · 06-27-2012, 10:21 AM

Quote:

Originally Posted by kenchan

not in this day and age... borrower has more power than the lender...

boomee · 06-27-2012, 10:23 AM

I disagree how does a borrower who owes someone money have more power prim example are credit cards. Explain your position please

kenchan · 06-27-2012, 10:26 AM

Quote:

Originally Posted by boomee

I disagree how does a borrower who owes someone money have more power prim example are credit cards. Explain your position please

wow, you must live in a mansion and babied by your parents from the day you were born until now.

you are one lucky person.

real world: one borrows, some never pay back. who gets the bill? yep, you guess it.

m4a1mustang · 06-27-2012, 10:31 AM

Quote:

Originally Posted by boomee

I disagree how does a borrower who owes someone money have more power prim example are credit cards. Explain your position please

Think on a much broader scale.

boomee · 06-27-2012, 10:38 AM

Quote:

Originally Posted by m4a1mustang

Think on a much broader scale.

I am

MMC Racing · 06-27-2012, 10:49 AM

Quote:

Originally Posted by boomee

I disagree how does a borrower who owes someone money have more power prim example are credit cards. Explain your position please

Nissan lent me $40,000 at 0%. They gave me $40,000 today and at the end of 5 years, they will have $40,000 back. Because of inflation, their 2017 $40,000 will be worth less than when they lent it.

Now of course Nissan the car company slid Nissan the lending company some cash for the 0% buy down in place of offering a direct to consumer rebate. They also know that people love to trade vehicles, so their money may not to be gone for the full term.

boomee · 06-27-2012, 10:53 AM

Quote:

Originally Posted by MMC Racing

Nissan lent me $40,000 at 0%. They gave me $40,000 today and at the end of 5 years, they will have $40,000 back. Because of inflation, their 2017 $40,000 will be worth less than when they lent it.

Now of course Nissan the car company slid Nissan the lending company some cash for the 0% buy down in place of offering a direct to consumer rebate. They also know that people love to trade vehicles, so their money may not to be gone for the full term.

well how about this say you have saved your money and found a z for 40 grand say you have 34 grand cash money if you can negotiate with them Im sure they will gladly take 34 cash money and save your self some money and the car is yours completly its a great feeling not having a car payment or better yet find a used Z and save yourself even more cash. Look I know its very odd what I am saying to some of you and if you disagree thats cool im cool with that because we are all pretty mature. But I would rather pay someone cash and not worry about owning them anything there is definitly more to it thatn just having 0% down

theDreamer · 06-27-2012, 11:00 AM

Quote:

Originally Posted by boomee

well how about this say you have saved your money and found a z for 40 grand say you have 34 grand cash money if you can negotiate with them Im sure they will gladly take 34 cash money and save your self some money and the car is yours completly its a great feeling not having a car payment or better yet find a used Z and save yourself even more cash. Look I know its very odd what I am saying to some of you and if you disagree thats cool im cool with that because we are all pretty mature. But I would rather pay someone cash and not worry about owning them anything there is definitly more to it thatn just having 0% down

It becomes a balance of the money invested.
If I got 0% interest on my Z when I bought I would have put less down. Why? Because I could easily take the money and invest, even in a 1% CD, and earn more. Yes I have a higher car payment, but I clearly can afford it made the option to rack in a higher return on my current cash.

MMC Racing · 06-27-2012, 11:13 AM

Quote:

Originally Posted by boomee

well how about this say you have saved your money and found a z for 40 grand say you have 34 grand cash money if you can negotiate with them Im sure they will gladly take 34 cash money and save your self some money and the car is yours completly its a great feeling not having a car payment or better yet find a used Z and save yourself even more cash. Look I know its very odd what I am saying to some of you and if you disagree thats cool im cool with that because we are all pretty mature. But I would rather pay someone cash and not worry about owning them anything there is definitly more to it thatn just having 0% down

Buying used can be a smart move although a little less so the last few years as used prices have stayed stronger than historical averages...

What doesn't make sense is putting money down when you have 0% financing available. The dealer will give you no better of a deal to bring cash to the table. In fact, if you don't finance the vehicle with them, you remove a small bit of revenue they receive for initiating the loan.

If Nissan was offering $2000 cash back OR 0% financing, it would be a different conversation.

boomee · 06-27-2012, 10:37 AM

never lived in a mansion ( and dont want to) worked hard for everything I own. been laid of 4 times and currently work 3 jobs (underemployed). When you dont pay back there eventually consequences bad credit ect... I see it on the streets of DC all the time and I have hurt my own credit by not paying things back on time. Alot of people want what they want now and dont have the Patience to wait for it.I admit it I have done this in the past but these days if I dont have the money for it I wont buy it the only way that I would consider breaking that rule is in a medical emergency. Example my wifes car died at 200,000 miles I only had 3 grand so I bought a car from my cousin for 3 grand.

06-26-2012, 10:17 PM	#2 (permalink)
LMBmikeZ A True Z Fanatic Join Date: May 2010 Location: Ontario, Canada Posts: 12,237 Drives: 40th Rep Power: 10351	IMO when buying a car (especially sports cars) your employment should not be what determines if you keep it or get ride of it. If that is the case then this car is just outside your means and you should have looked into something more affordable. Or just save so that you own the vehicle..... __________________ CUSTOM NISMO \| BERK \| H&R \| STANCE \| SPL everything \| EVO-R \| 34 Setrab \| WHITELINE \| Redline \| Carkitcompany \| Zspeed \| UpRev \| SEIBON

06-27-2012, 10:37 AM	#15 (permalink)
boomee Base Member Join Date: Jun 2012 Location: Northern VA Posts: 29 Drives: sleepy forester Xt Rep Power: 14	never lived in a mansion ( and dont want to) worked hard for everything I own. been laid of 4 times and currently work 3 jobs (underemployed). When you dont pay back there eventually consequences bad credit ect... I see it on the streets of DC all the time and I have hurt my own credit by not paying things back on time. Alot of people want what they want now and dont have the Patience to wait for it.I admit it I have done this in the past but these days if I dont have the money for it I wont buy it the only way that I would consider breaking that rule is in a medical emergency. Example my wifes car died at 200,000 miles I only had 3 grand so I bought a car from my cousin for 3 grand. __________________

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06-27-2012, 10:23 AM	#7 (permalink)
boomee Base Member Join Date: Jun 2012 Location: Northern VA Posts: 29 Drives: sleepy forester Xt Rep Power: 14	I disagree how does a borrower who owes someone money have more power prim example are credit cards. Explain your position please