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so i got a call from my dealer today.

Originally Posted by UNKNOWN_370 Guys do we really have DISSECT the logic of the sale. My payments are structured in 6 years for the lower rates and then I pay

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Old 02-17-2012, 05:16 PM   #1 (permalink)
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Guys do we really have DISSECT the logic of the sale. My payments are structured in 6 years for the lower rates and then I pay down to 3. Its the smartest way to go. I structue it that I make the pyment on my middle of the month check and pay an equal payment 2 weeks later.(principle-only).
They tell you you pay more but get a better rate when you do short-term loans. But if you do the math. The 6 yr is best. Then make double payments. 2.5 is an approx. The second payment is purely to the principle so I'm sure it will pay down in less.
Actually, the best rates are available on shorter loans. Longterm loans are riskier in the banks point of view. 3-5 years would get you a better rate.
4 years in car sales has taught me that, and so has having a finance director for a father lol
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Old 02-17-2012, 04:17 PM   #2 (permalink)
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If Nissan didn't budge in 2011 when the Mustang offered that much more performance at the same price point, what makes you think they'll shift to address Hyundai's RWD sporty coupe?
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Old 02-17-2012, 04:33 PM   #3 (permalink)
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If Nissan didn't budge in 2011 when the Mustang offered that much more performance at the same price point, what makes you think they'll shift to address Hyundai's RWD sporty coupe?
The asian car war doesn't include america. AS MUCH AS YOU want it too it doesn't... if it did??? They would be building V8 muscle. The extent of the competition between america and japan is this... we can build a better quality car, a better handling car and a car that can rival your v8's in the quarter mile with less displacement and a smaller engine.

The asians see our mentality towards motorsports as simplistic. In 1969 the Z was designed to copy 1961 ferrari performance on a budget. The american mentality was how can we make a car bigger. Where they glorify complex roadcourse in car engineering. We drag race and go around in circles in stock cars. Its a different philosophy dude.

The only people that see competition is americans at japan. Not the other way around. Asia to Asia is another story. America sometimes puts themselves in the middle of arguments or competitions where the other party doesn't care. If you want a mustang competitor? Buy a camaro.

The Z has to step up on hyundai. Besides. KEY POINT the Z is a V6. When the mustang V6 can outdo a Z. I will get back at you on your statement.
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Old 02-17-2012, 04:40 PM   #4 (permalink)
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Originally Posted by UNKNOWN_370 View Post
The asian car war doesn't include america. AS MUCH AS YOU want it too it doesn't... if it did??? They would be building V8 muscle. The extent of the competition between america and japan is this... we can build a better quality car, a better handling car and a car that can rival your v8's in the quarter mile with less displacement and a smaller engine.

The asians see our mentality towards motorsports as simplistic. In 1969 the Z was designed to copy 1961 ferrari performance on a budget. The american mentality was how can we make a car bigger. Where they glorify complex roadcourse in car engineering. We drag race and go around in circles in stock cars. Its a different philosophy dude.

The only people that see competition is americans at japan. Not the other way around. Asia to Asia is another story. America sometimes puts themselves in the middle of arguments or competitions where the other party doesn't care. If you want a mustang competitor? Buy a camaro.

The Z has to step up on hyundai. Besides. KEY POINT the Z is a V6. When the mustang V6 can outdo a Z. I will get back at you on your statement.
Don't delude YOURSELF.

The United States is currently the largest car market in the world. It is a prime competition area for all of the world's major car manufacturers. Nissan probably makes more money off of cars sold in the US than it does in Japan.

The Japanese makes see American makes as competition. So do the Europeans.
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Old 02-17-2012, 04:53 PM   #5 (permalink)
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Don't delude YOURSELF.

The United States is currently the largest car market in the world. It is a prime competition area for all of the world's major car manufacturers. Nissan probably makes more money off of cars sold in the US than it does in Japan.

The Japanese makes see American makes as competition. So do the Europeans.
I'm not talking about the complete car market. I'm talking about a Z vs a mustang. You are going all around the board on a specific point.

Does the altima compete with malibu and chrysler 200??? OF COURSE.

Does the mustang compete with the Z???? HELL NO! Neither does the gencoupe to a certain degree, but hyundai has Nissan's name all up in da mouf... feel me? So nissan needs to give hyundai some ack-right. That is the simplest way I can put it. If you still don't get me I don't know how to make it simpler.
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Old 02-17-2012, 04:56 PM   #6 (permalink)
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Originally Posted by UNKNOWN_370 View Post
I'm not talking about the complete car market. I'm talking about a Z vs a mustang. You are going all around the board on a specific point.

Does the altima compete with malibu and chrysler 200??? OF COURSE.

Does the mustang compete with the Z???? HELL NO! Neither does the gencoupe to a certain degree, but hyundai has Nissan's name all up in da mouf... feel me? So nissan needs to give hyundai some ack-right. That is the simplest way I can put it. If you still don't get me I don't know how to make it simpler.
Well, speaking English would be a start.

But I understand your point. I simply strongly disagree with it. I don't see Hyundai's GenCoupe improvements driving great change in the 2013 Z, considering that Nissan made no improvements to compete with the Mustang and Camaro, which are its competition. That was my only point. Disagree if you like, but that's it.

My explanation is simpler and involves considerably less jingoism.
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Old 02-18-2012, 11:24 AM   #7 (permalink)
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Originally Posted by UNKNOWN_370 View Post
The asian car war doesn't include america. AS MUCH AS YOU want it too it doesn't... if it did??? They would be building V8 muscle. The extent of the competition between america and japan is this... we can build a better quality car, a better handling car and a car that can rival your v8's in the quarter mile with less displacement and a smaller engine.

The asians see our mentality towards motorsports as simplistic. In 1969 the Z was designed to copy 1961 ferrari performance on a budget. The american mentality was how can we make a car bigger. Where they glorify complex roadcourse in car engineering. We drag race and go around in circles in stock cars. Its a different philosophy dude.

The only people that see competition is americans at japan. Not the other way around. Asia to Asia is another story. America sometimes puts themselves in the middle of arguments or competitions where the other party doesn't care. If you want a mustang competitor? Buy a camaro.

The Z has to step up on hyundai. Besides. KEY POINT the Z is a V6. When the mustang V6 can outdo a Z. I will get back at you on your statement.
LOL.... Z06? come at me man..

Last edited by SS66; 02-18-2012 at 11:30 AM.
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Old 02-18-2012, 11:31 AM   #8 (permalink)
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In closing thanks for helping to keep our economy limping along.
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Old 02-18-2012, 01:28 PM   #9 (permalink)
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In closing thanks for helping to keep our economy limping along.
Hahahahahaaaaa.... awesome! you're welcome.
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Old 02-18-2012, 01:40 PM   #10 (permalink)
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LOL.... Z06? come at me man..
Reread your highlight dude... 1969? Come on man. I'm not talking about one model. I mean the philosophies between east and west. While america made cars like a 73 buick riviera. Which is large. Datsun was bringin a line of small fuel efficient cars to the US. America didn't start making smaller efficient cars till the 80's. And I am not counting garbabgemobiles like the 70's pinto mustang II and all the other stupid small car concoctions america made in the 70's.

America was trying to make cars double as cruise ships or something back then. Lol
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Old 02-19-2012, 08:31 AM   #11 (permalink)
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Originally Posted by UNKNOWN_370 View Post
Reread your highlight dude... 1969? Come on man. I'm not talking about one model. I mean the philosophies between east and west. While america made cars like a 73 buick riviera. Which is large. Datsun was bringin a line of small fuel efficient cars to the US. America didn't start making smaller efficient cars till the 80's. And I am not counting garbabgemobiles like the 70's pinto mustang II and all the other stupid small car concoctions america made in the 70's.

America was trying to make cars double as cruise ships or something back then. Lol
The 60's mustang was light, and a 6-cylinder to boot.
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Old 02-19-2012, 04:21 PM   #12 (permalink)
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Reread your highlight dude... 1969? Come on man. I'm not talking about one model. I mean the philosophies between east and west.
But it's not 1969, it's 2012. Had I not bought my Z I would have bought a Mustang GT. Look at all the pics people post here of their cars, a ton have a Mustang or Vette as the other car. How many pics do you see of a Z next to a Gencoupe, or even WRX in someone's driveway? The Z and Mustang are two flavors of sports car, but they are both still sports cars. In America they are directly comparable, even if their take on what being a sports car is is slightly different.

BTW how do you get a better interest rate on a longer term loan? If you are intent on paying it off in 3 years than get a 3 year loan, the interest rate will be less, AND the actual interest paid will be less. I think you are confused on how that works.

On the original topic, the ONLY reason to spring for the new car would be you simply want a new car. There is no substantive reason to get a 2013, they don't look as good IMO. If you just want a new car, work the dealer for a deal on a 2012. Same thing mechanically, no out of place LED lights on the front facia. And they have an incentive to give you a better price.
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Old 02-17-2012, 06:07 PM   #13 (permalink)
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Trading (or selling) a '11 for a '13 is just financially irresponsible on so many levels I cannot begin to describe. It sounds like you are the type of guy who needs the latest and greatest shiny new toy that comes around. Of course the sales guy can get your monthly payments down... he will get you into a brand new 6 (or 7) year loan on the same car you have been driving.. but this time the car will have daytime running lights and ugly wheels.

Take this advice... please. Pay off the car. Start saving up for either the 400z or whatever the hell they are going to call it and when that comes out, pay for it in cash.
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Old 02-17-2012, 06:58 PM   #14 (permalink)
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Al you are too intelligent to involve yourself in this nonsense. I've done it before...
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Old 02-17-2012, 07:12 PM   #15 (permalink)
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Its time for you know wat.
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